14 days on market (MLS) Single Family Residence
$700,000
4-Bedroom Home in Hiram

981 Cochran Ridge Road, Hiram, GA 30141

Single Family Residence in Hiram · No CDD on record
Hiram, GA 30141 · Paulding County
Listing data updated October 12, 2026 at 7:20 AM ET · checked against the MLS hourly
4Bedrooms
3.5Bathrooms
1998Year Built
WaterfrontGarageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

As of October 12, 2026, 981 Cochran Ridge Road in Hiram is listed at $700,000. It has been 14 days on market. Listing facts: built in 1998, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1998 · 28 yrs
  • Garage
  • 14 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Escape the ordinary and discover the space, privacy, and freedom of country living on 4 peaceful acres. This charming Cape Cod welcomes you with a classic covered wraparound porch, the perfect place to sip your morning coffee, unwind at the end of the day, and take in the quiet surroundings. Created for those dreaming of a relaxed, farm-style lifestyle, this property offers something for everyone.

Spend the afternoon fishing in your private pond, gather around the beautiful fire pit with newly installed gravel, host unforgettable cookouts and celebrations, or simply slow down and enjoy the peaceful setting. The property also features a barn, storage shed, private shooting range, and plenty of land for gardening, growing your own food, raising chickens or goats, and enjoying the outdoors. The gated property provides an added sense of privacy, while the fenced front and backyard offer dedicated spaces for pets and outdoor activities.

With a 3-car attached garage plus an additional detached garage, there is exceptional room for vehicles, recreational equipment, storage, a workshop, or your favorite hobbies. Inside, the home offers a warm and welcoming atmosphere. The cozy family room features a fireplace, the designated dining area provides an inviting place for formal gatherings, the kitchen features beautiful countertops, stainless-steel appliances, and a separate breakfast area.

A conveniently located laundry room adds to the home's functionality. Step outside onto the rear deck for even more space to dine, entertain, or enjoy the surrounding acreage. Upstairs, the oversized primary suite offers a comfortable private retreat, accompanied by two additional bedrooms and another full bathroom.

The finished basement adds even more flexibility with a mini kitchen and full bathroom, perfect for overnight guests, a media or game room, home office, fitness space, or private secondary living area. Here, you can enjoy the peaceful lifestyle you have been imagining without giving up everyday convenience. Schools, grocery stores, shopping, dining, and local activities are all within easy reach, offering the best of both worlds.

Whether you are relocating, looking for more room to spread out, or ready to trade the pace of city life for fresh air, open space, and unforgettable moments at home, this one-of-a-kind property offers four acres of opportunity. Welcome to the lifestyle you have been waiting for!

All 73 photos

981 Cochran Ridge Road, Hiram GA - photo 6 of 73981 Cochran Ridge Road, Hiram GA - photo 7 of 73981 Cochran Ridge Road, Hiram GA - photo 8 of 73981 Cochran Ridge Road, Hiram GA - photo 9 of 73981 Cochran Ridge Road, Hiram GA - photo 10 of 73981 Cochran Ridge Road, Hiram GA - photo 11 of 73981 Cochran Ridge Road, Hiram GA - photo 12 of 73981 Cochran Ridge Road, Hiram GA - photo 13 of 73981 Cochran Ridge Road, Hiram GA - photo 14 of 73981 Cochran Ridge Road, Hiram GA - photo 15 of 73981 Cochran Ridge Road, Hiram GA - photo 16 of 73981 Cochran Ridge Road, Hiram GA - photo 17 of 73981 Cochran Ridge Road, Hiram GA - photo 18 of 73981 Cochran Ridge Road, Hiram GA - photo 19 of 73981 Cochran Ridge Road, Hiram GA - photo 20 of 73981 Cochran Ridge Road, Hiram GA - photo 21 of 73981 Cochran Ridge Road, Hiram GA - photo 22 of 73981 Cochran Ridge Road, Hiram GA - photo 23 of 73981 Cochran Ridge Road, Hiram GA - photo 24 of 73

Description provided by Ansley RE|Christie's Int'l RE and reproduced from the MLS; not independently verified.

Listing courtesy of Ansley RE|Christie's Int'l RE · Listing agent: Carla Feitosa · 404-480-8805Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$700,000
Bed / bath4 / 3.5
Year built1998
Property typeSingle Family Residence
GarageYes
MLS #10847572
Listing status14 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyPaulding
Estimated first-year tax~$7,350/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Estimated monthly payment$4,811
Insurance (illustrative)$2k–$6k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,811/mo
  • Principal & interest $3,877/mo 81%
  • Taxes $612/mo 13%
  • Insurance $321/mo 7%

$4,811/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,350/yr

Estimate: a typical Paulding effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Paulding County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 1998BuiltPer public record
  • Sep 17, 2026First seen on movewithmomentum.comObserved at $700,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $700,000Momentum Realty · on market 14 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Paulding County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Hiram, GA. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Seen enough photos?

Want to see 981 Cochran Ridge Road?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Ansley RE|Christie's Int'l RE · MLS # 10847572

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Hiram

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Hiram

  • 203 Davis Mill Road · $280,000 · 4 bd / 2.0 ba · listed October 11, 2026 (courtesy of Maximum One Grt. Atl. REALTORS)
  • 150 Charles Painter Road · $996,000 · 3 bd / 2.0 ba · listed October 11, 2026 (courtesy of Coldwell Banker Spinks Brown)
  • 116 Glenn Street · $219,000 · 3 bd / 1.0 ba · listed October 10, 2026 (courtesy of Keller Williams Northwest)
  • 518 Old Mill Road · $345,000 · 4 bd / 2.0 ba · listed October 10, 2026 (courtesy of Maximum One Grt. Atl. REALTORS)
  • 560 Mccready Drive · $435,000 · 3 bd / 2.5 ba · listed October 10, 2026 (courtesy of Atlanta Communities)
  • 295 Floating Leaf Way · $499,999 · 3 bd / 3.5 ba · listed October 9, 2026 (courtesy of Atlanta Communities)

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Paulding County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

AllgoodAssigned elementary school · Paulding County School District
Herschel JonesAssigned middle school · Paulding County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Hiram

Groceries, dining, and parks for this city — see the city guide.

View →
County
Paulding

Schools, taxes, and services are county-administered — see the county guide.

Community
Hiram

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 981 Cochran Ridge Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1998 (28 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Paulding County; age of roof and any prior claims affect the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,350/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 12, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Paulding County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 981 Cochran Ridge Road and when was it built?

Per the listing record, 981 Cochran Ridge Road was built in 1998 and has 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 981 Cochran Ridge Road in?

981 Cochran Ridge Road is in Hiram, Paulding County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 981 Cochran Ridge Road have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 981 Cochran Ridge Road estimated?

The estimate on this page (about $7,350 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 981 Cochran Ridge Road in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 981 Cochran Ridge Road in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.