3 bedroom Single Family Residence at 3229 Auburn Pkwy, Bay Ridge Park, Gulf Breeze — photo 1Front elevation
3 bedroom Single Family Residence at 3229 Auburn Pkwy, Bay Ridge Park, Gulf Breeze — photo 2Living space
3 bedroom Single Family Residence at 3229 Auburn Pkwy, Bay Ridge Park, Gulf Breeze — photo 3Kitchen
3 bedroom Single Family Residence at 3229 Auburn Pkwy, Bay Ridge Park, Gulf Breeze — photo 4Owner's suite
3 bedroom Single Family Residence at 3229 Auburn Pkwy, Bay Ridge Park, Gulf Breeze — photo 5Exterior / yardView all 40 photos →
Active Single Family Residence
$389,000

3229 Auburn Pkwy, Gulf Breeze, FL 32563

Single Family Residence in Bay Ridge Park, Gulf Breeze · No CDD · FEMA Zone X
Bay Ridge Park · Gulf Breeze, FL 32563 · Santa Rosa
Listing data updated July 2, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,161Sq Ft
1979Year Built
$335Per Sq Ft
1-car garageNo CDDFEMA Zone X
Listing courtesy of World Impact Real Estate · Listing agent: Diane James · 850-225-7000Provided via the Multiple Listing Service of the Pensacola Association of REALTORS® · Source: Multiple Listing Service of the Pensacola Association of REALTORS® · Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
At a glance
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1979 · 47 yrs
  • $335/sq ft — compared with the displayed median of $210 from recent nearby sales
  • Active listing
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $389,000, with 3 bedrooms and 2 bathrooms, and 1,161 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms3
Bathrooms2
Living area1,161 sq ft
Lot sizeNot available on this page
Year built1979
Property typeSingle Family Residence

Financial

Est. monthly payment$2,630
Est. taxes / yr~$4,085
Est. insurance / yr~$2,532
HOA$50/mo
CDDNone on record
Price / sq ft$335

Risk

Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$2,532/yr

Market

Days on marketNot available on this page
Neighborhood median DOM15
Active listings (area)2
Months of supply1.1
Comparable-sales median$306,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

51/100
Strongest on: Flood safety (95), Market liquidity (87)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

Price vs area0
This home $335/sq ft vs area median $210/sq ft from recent nearby sales.
Affordability5
List price $389,000 vs area median $306,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost54
From FEMA Zone X and a 1979 build. Obtain a property-specific quote.
Market liquidity87
Area median 15 days on market, ~1.1 months of supply.
Investment metrics60
Objective supply and demand metrics for the area - not investment advice.
Renovation upside54
From a 1979 build and $335/sq ft vs area $210/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$389,000
List price
As listed in the MLS
3 / 2
Bed / bath
Per the listing
1,161
Living area
Sq ft (approx.)
$335
Price / sq ft
List ÷ living area

The home

Year built1979
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$4,085/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Price benchmark

Pricing & market trend in Bay Ridge Park

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales1406 College Pkwy1406 College Pkwy: $150/sq ft$1501404 Stanford Rd1404 Stanford Rd: $189/sq ft$1893152 Clemson Rd3152 Clemson Rd: $207/sq ft$2071502 College Pkwy1502 College Pkwy: $213/sq ft$2131682 College Pkwy1682 College Pkwy: $310/sq ft$310This homeThis home: $335/sq ft$3351613 Stanford Rd1613 Stanford Rd: $361/sq ft$361Median $210

Recent sold prices in this community

$150,000$452,500$755,000Dec 2025: $250,000Dec 2025: $349,000Feb 2026: $455,000Feb 2026: $375,000Mar 2026: $450,000Mar 2026: $755,000Apr 2026: $485,000May 2026: $310,000May 2026: $150,000May 2026: $485,000Jun 2026: $302,000Jun 2026: $560,000This home (list price): $389,000This homeDec 2025Jun 2026
The Messtimate™

The Messtimate: $219,429 – $359,910

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$219,429the mess$359,910

A 64% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • 2 active listings competing in Bay Ridge Park
  • 1 under contract now
  • 33% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 1.1 months of supply (one market-context metric; should not be used alone)
  • 21 closed here in the last 12 months

For reference, this home is listed at $389,000 ($335/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,161 sq ft × $189–$310/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 2, 2026.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,783 – $2,593/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$899 – −$170At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$389,000
Bed / bath3 / 2
Living area1,161 sq ft
Year built1979
Property typeSingle Family Residence
MLS #682902
Listing statusActive
Days on marketNot available on this page

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountySanta Rosa
Estimated first-year tax~$4,085/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$335
Estimated monthly payment$2,630
Estimated insurance~$2,532/yr
Messtimate range$219,429 – $359,910
Comparable-sales median$306,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$2,630
Principal & interest$2,029
Property tax$340
Insurance$211
CDD assessment$0
HOA$50
PMI$0

Down payment $77,800 · Loan $311,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$4,085/yr

The seller likely pays less due to the homestead cap. At a $389,000 purchase, expect your first full-year Santa Rosa bill near $4,085 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$2,532/yr

Estimate for a 1979 build in Santa Rosa. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in Bay Ridge Park

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Bay Ridge Park neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Median sale price (set)
$306,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$210

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$335

List price divided by living area. Provided as data, not a value judgment.

Go deeper on Bay Ridge Park

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Santa Rosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Oriole BeachAssigned elementary school · Santa Rosa County School District
GULF BREEZEAssigned middle school · Santa Rosa County School District
Gulf BreezeAssigned high school · Santa Rosa County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Median of the set: $210/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

Keep looking

Similar homes for sale near Bay Ridge Park

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

You can feel the transformation the moment you step inside — this home has been completely renewed from top to bottom, refreshed with care and remodeled with intention. The brand-new white kitchen shines with sparkling cabinetry, stainless steel appliances, a large island for gathering, and gorgeous upgraded vinyl plank flooring that flows throughout the home. Every room has been freshly repainted, the ceilings have been scraped smooth, and recessed lighting brightens each space. Crown molding, beautiful new interior doors, and double patio doors add a stylish finishing touch. Both bathrooms have been completely redone — the main bath features a walk-in shower with modern tile, while the hall bath offers a tub, new fixtures, and extra built-in storage. Outside, the home feels crisp and inviting with fresh white paint over classic brick, a striking black roofline, and designer-style columns. The large backyard includes a sprinkler system with well pump, perfect for keeping everything lush. With three bedrooms, two fully updated baths, new windows, new blinds, and every detail thoughtfully finished, this home is truly move-in ready and waiting for its next family.

Description provided by World Impact Real Estate and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms3
  • Bathrooms2
  • Living area1,161 sq ft

Exterior & lot

  • Lot sizeSee record
  • TypeSingle Family Residence

Systems

  • Year built1979
  • Age47 yrs

Listing

  • MLS #682902
  • StatusActive
  • Days on market0
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $389,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3229 Auburn Pkwy in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.