Bay Ridge Park
Homes for Sale in Gulf Breeze, FL
All 214 homes for sale in Gulf Breeze, FL · median $513,950 · 151 homes for sale in 32563 · Santa Rosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of KELLER WILLIAMS REALTY GULF COAST · via Pensacola MLS
Over the 12 months ending 2026-09-20, 15 recorded sales closed at a median of $375,000, $230 per square foot, a median 24 days on market, sellers accepting 96% of original asking (-10% versus the prior year). Homes listed or recently sold were built 1975–2023; 3 of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and Santa Rosa County's FY2025-26 rate of 12.81 mills, annual property tax runs about $4,800 ($4,300 with the full homestead exemption).
Last 30 days in Bay Ridge Park: 1 under contract right now, 2 closed sales (median $367,500). As of October 16, 2026, Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.
Bay Ridge Park right now
🔴 Off the recent peak. The trailing-12-month median ($375K) is down 9.6% from the prior 12 months ($415K). With about 18 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Pensacola MLS closed sales, 12-month windows ending September 20. Confidence: High (15 and 15 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Pensacola MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Ridge Park market snapshot (as of September 20, 2026): the median sale price is about $375K ($230 per sq ft over the trailing 12 months of closed sales), and a median 24 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level Pensacola MLS closed sales (15 closings in the current window).
In ZIP 32563 (Gulf Breeze), 435 homes closed in the last 12 months at a median of $420K ($230/sq ft), up 1.8% year over year, with a median 45 days on market. Right now 81 active and 40 pending listings put supply at about 3.2 months — a healthy market. See the live ZIP 32563 housing market and the Santa Rosa County market.
County records show 27 qualified sales in Bay Ridge Park across 2024–2025 (16 in 2024, 11 in 2025), median $445,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Bay Ridge Park: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 77% sit outside the FEMA Special Flood Hazard Area (Zone X); 23% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Gulf Breeze.
Bay Ridge Park is a community of 296 homes in Gulf Breeze, Santa Rosa County, built between 1961 and 2024 (median 1994.0), with a median living area of about 1,814 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Bay Ridge Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Bay Ridge ParkPhotos from Pensacola MLS listings in Bay Ridge Park; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Pensacola MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($375K) IS the median in the snapshot above, and the move from 2025 ($415K) IS the -9.6% one-year change.
Windows contain 2 to 29 sales each (15 in the current window); every figure carries its sample size, and thin markets swing on single closings. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
39% of homes for sale in ZIP 32563 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
Bay Ridge Park Market Scorecard
Bay Ridge Park is currently a balanced market (limited data). About 0.8 months of supply, a median asking price of $349,000, and homes go under contract in about 79 days.
Typical home value in the 32563 ZIP is $403,499, about 16.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Bay Ridge Park
Live MLS inventory for Bay Ridge Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bay Ridge Park listings as of 2026-10-14, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Bay Ridge Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap contributors.
Schools
- Santa Rosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Gulf Breeze · Elementary
- GULF BREEZE · Middle
- Gulf Breeze · High
Zoned schools reflect the assignments reported on recent Bay Ridge Park listings and can change; always confirm with Santa Rosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bay Ridge Park address.
Shop the zone: Homes zoned for Gulf Breeze High School
The Bay Ridge Park buying strategy.
If we were buying in Bay Ridge Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Ridge Park.
A closer look at the Bay Ridge Park market
At a median of $230 per square foot, Bay Ridge Park prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 10% year over year. Homes that do trade take a median 24 days on market, useful leverage on any listing that has lingered.
The housing stock is 296 homes built between 1961 and 2024, and 62% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bay Ridge Park. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Ridge Park buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.7). Basis: Recent Direction -9.6% year-over-year; Owner Commitment 62% owner-occupied; Pricing Power 95.8% sale-to-list. Refreshed with each data update.
What it really costs to own in Bay Ridge Park
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $3/month across 74 MLS listings (most billed annually; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Santa Rosa County is $2,444/yr (876 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 13 listing addresses checked against the FEMA flood map, 77% sit outside the high-risk zone and 23% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2009 across 12 listings. An original roof here would be about 17 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Bay Ridge Park
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bay Ridge Park
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bay Ridge Park will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $3/month · median of 74 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $3 per month — the median AssociationFee across 74 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 13 sampled listing addresses in this community: 77% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 23% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=13) · as of 2026-10
Tools for a Bay Ridge Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Ridge Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Ridge Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Ridge Park home worth?
Get a no-obligation home value based on real comparable sales in Bay Ridge Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Gulf Breeze →
Recently off market in Bay Ridge Park
Homes in Bay Ridge Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 1378 Harvard Dr · off market
- 1456 El Sereno Pl · off market
- 3220 Cornell Ave · off market
| Location | Gulf Breeze, Santa Rosa County, FL · ZIP 32563, 32566 |
|---|---|
| Homes in the community | 296 (FL DOR 2025 assessment roll) |
| Years built | 1961–2024 (median 1994.0) |
| Typical living area | 1,814 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Fishing, Dock |
| Sale prices, last 12 months | $375,000 median across 15 closed sales · $230 per sq ft · -9.6% vs the prior 12 months |
| Days on market (closed sales) | 24 median |
| For sale right now | 0 active, 3 pending |
| Owner-occupied (homestead) share | 62% |
Data as of September 20, 2026. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Ridge Park key facts,” movewithmomentum.com/neighborhoods/bay-ridge-park, data as of September 20, 2026.
Housing distress & ownership in Bay Ridge Park, Gulf Breeze
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.
Every Home for Sale in Bay Ridge Park Right Now (2)
All 2 active and pending Bay Ridge Park listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1466 Auburn Ct · $325,000 · 3 bd / 2 ba · pending · listed Sep 25, 2026 · listed by Epique Realty, Inc.
- 3172 Auburn Pkwy · $349,000 · 3 bd / 2 ba · listed Jul 18, 2026 · listed by Levin Rinke Realty
Recently sold in Bay Ridge Park
- 1378 Harvard Dr · sold $355,000
- 3220 Cornell Ave · sold $380,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Gulf Breeze home searches
- All homes for sale in Gulf Breeze, FL
- Homes for sale in Santa Rosa County, FL
- Gulf Breeze waterfront homes for sale
- Homes under $300K in Gulf Breeze
- Homes from $300K to $500K in Gulf Breeze
- 4-bedroom homes for sale in Gulf Breeze
- Gulf Breeze home values: what is my house worth?
- ZIP 32563 housing scorecard
- 4 coming-soon communities in Santa Rosa County
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Stanford Road (36 homes on record)
- Cornell Drive (32 homes on record)
- Auburn Parkway (31 homes on record)
- College Parkway (13 homes on record)
- Duke Drive (6 homes on record)
Frequently Asked Questions
What is the median home price in Bay Ridge Park?
How long do homes in Bay Ridge Park take to sell?
How many homes are in Bay Ridge Park?
What share of Bay Ridge Park is owner-occupied?
When were the homes in Bay Ridge Park built?
Who is the best real estate agent for Bay Ridge Park?
How do I find a top Gulf Breeze real estate agent who knows Bay Ridge Park?
Can Momentum Realty connect me with an agent for Bay Ridge Park?
Where is Bay Ridge Park, and what county is it in?
Is Bay Ridge Park in a flood zone?
Is Bay Ridge Park a good place to live?
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Pensacola MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32563/32566)) |
| Under-contract shares | Pensacola MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (279 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Bay Ridge Park fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bay Ridge Park
- Home values · What homes in Bay Ridge Park actually sell for
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