1023 Greenwillow Drive, St. Marys, GA 31558
Sources: ScoutMLS® (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 21, 2026, 1023 Greenwillow Drive in Osprey Cove, St. Marys is listed at $999,000 (3,730 sq ft, about $268 per sq ft). That is 100% above Osprey Cove's median closed sale of $499,000 over the last 12 months (37 recorded sales). Per square foot it is above the community's recent $217/sq ft by about 24%. It has been 65 days on market. Listing facts: built in 2018, waterfront, HOA dues of $149/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2018 · 8 yrs
- 3,730 sq ft of living area
- 2-car garage
- Listed at $999,000 — recent neighborhood median sale price ~$499,000 (nearby sales; deemed reliable, not an appraisal)
- 65 days on market
- HOA $149/mo (per listing)
Pricing & the Osprey Cove market
How this home is priced against recent nearby sales, and where Osprey Cove has been over 25 years. Momentum Research analysis of ScoutMLS® records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Osprey Cove
Each dot is a closed sale since 2010 (334 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). ScoutMLS® closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $268/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 42 (normal).
This home’s history
- 2018BuiltPer public record
- Aug 31, 2026First trackedObserved at $999,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $5,290/mo 80%
- Taxes $874/mo 13%
- Insurance $318/mo 5%
- HOA $149/mo 2%
$6,632/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
25/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Balanced conditions around this listing. 6.9 months of supply in the surrounding market and 65 days on market for this home, against a 91-day area median.Days on market:this home 65Area median: 91 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. As of September 20, 2026.
🟡 Asking $268 per square foot, about 24% above the community’s $217 median. Osprey Cove’s 12-month median sold price per square foot is $217. Median sold price per square foot is down 10.7% year over year. Confidence: Very High · 37 closed sales in 12 monthsMLS facts: ScoutMLS® closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Osprey Cove sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of ScoutMLS® records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 20 active listings in Osprey Cove, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
A rare opportunity to own one of Osprey Cove's premier dockable waterfront estates, custom built by the renowned Bent Pine Construction. Perfectly positioned on a coveted dockable homesite, this extraordinary Lowcountry residence captures breathtaking panoramic views of the marsh, winding river, and championship golf course. Designed with timeless architecture, exceptional craftsmanship, and luxurious finishes throughout, this home offers an unmatched blend of elegance, comfort, and the very best of Coastal Georgia living.
A dramatic entry welcomes you with soaring ceilings, exposed beams, designer lighting, and rich upgraded hardwood flooring that flows throughout the home, immediately setting the tone for the quality and craftsmanship found throughout. The thoughtfully designed main level offers the perfect balance of elegance and functionality, featuring a luxurious owner's suite with a spa-inspired bath, a private guest suite with its own full bath, an elegant formal dining room, and an expansive great room complete with custom built-ins and a beautiful fireplace. At the heart of the home is a chef's kitchen designed to impress, offering upgraded appliances, a gas range, built-in ice maker, an oversized pantry, abundant custom cabinetry, and a spacious breakfast area overlooking the incredible views.
Whether hosting intimate dinners or large gatherings, this kitchen was designed for effortless entertaining. The outdoor living spaces are equally remarkable. The oversized covered lanai extends into an expansive entertaining area featuring a fully equipped outdoor kitchen, creating the perfect place to relax while enjoying some of the most breathtaking marsh, river, and golf course views in Coastal Georgia.
The upper level continues to impress with three generously sized bedrooms, three full bathrooms, a comfortable sitting area, a private bonus room over the garage complete with its own dedicated HVAC system, and an impressive game and entertainment room featuring a wet bar. With two additional closets already in place, this versatile space could easily serve as a sixth bedroom, media room, guest retreat, or private recreation room. Classic Lowcountry architecture shines from the moment you arrive with stunning double front porches overlooking the beautifully manicured front lawn, offering timeless curb appeal that perfectly complements the home's waterfront setting.
Every detail has been carefully considered, from the upgraded hardwood flooring, designer lighting, exposed architectural beams, and custom built-ins to the premium appliances and thoughtfully designed floor plan that offers exceptional flexibility for both everyday living and entertaining. Located within the prestigious gated community of Osprey Cove, residents enjoy optional access to championship golf, tennis, fitness facilities, dining, walking trails, and a private deep-water marina with direct access to the Intracoastal Waterway. Opportunities to own a custom Bent Pine home on a dockable homesite with this combination of luxury finishes, expansive floor plan, and panoramic marsh, river, and golf course views are exceptionally rare.
This is more than a home, it is a true Lowcountry estate designed for those who appreciate exceptional craftsmanship, unforgettable views, and luxury coastal living at its finest.
All 72 photos
Description provided by St Marys Realty Inc Island Si and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®) · Source: ScoutMLS® · © 2026 The Golden Isles Multiple Listing Service, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $999,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $149/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 65 days on market vs. a 91-day community median
- 18 active listings competing, 9 under contract
- ≈6.9 months of supply
- 35 closed here in the last 12 months
For reference, this home is listed at $999,000 ($268/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 3,730 sq ft × $191–$243/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 21, 2026.
Similar homes for sale near Osprey Cove
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Osprey Cove
- 446 Fairways Edge Drive · $824,900 · 5 bd / 3.5 ba · listed September 15, 2026 (courtesy of St Marys Realty Inc Island Si)
- 410 Morning Glory Road · $409,000 · 3 bd / 2.0 ba · listed August 27, 2026 (courtesy of St Marys Realty Inc Island Si)
- 1643 Sandpiper Court · $345,000 · 3 bd / 3.0 ba · listed August 26, 2026 (courtesy of Top REO Pros, Inc.)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by St Marys Realty Inc Island Si · MLS # 2001348
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Recent sales activity in Osprey Cove
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Osprey Cove neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Osprey Cove
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Camden County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $217/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 1023 Greenwillow Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2018: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $149/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Camden County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 3,730 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $10,490/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | ScoutMLS®, refreshed twice daily (last: September 21, 2026) |
| Community market stats | ScoutMLS® closed sales, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1023 Greenwillow Drive and when was it built?
Per the listing record, 1023 Greenwillow Drive was built in 2018 and has 3,730 sq ft of living area, 5 bedrooms and 5.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1023 Greenwillow Drive in?
1023 Greenwillow Drive is in Osprey Cove in St. Marys, Camden County. The community section on this page shows recent closed sales, days on market, and active inventory for Osprey Cove from the same MLS data.
Does 1023 Greenwillow Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $149 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
How are property taxes on 1023 Greenwillow Drive estimated?
The estimate on this page (about $10,490 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 1023 Greenwillow Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 1023 Greenwillow Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®). Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: ScoutMLS®. © 2026 The Golden Isles Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.