1088 NE Fiddler Trace, Townsend, GA 31331
Sources: ScoutMLS® (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 20, 2026, 1088 NE Fiddler Trace in Belle Bluff Estates, Townsend is listed at $357,500 (1,320 sq ft, about $271 per sq ft). It has been 39 days on market. Listing facts: built in 2019, waterfront, HOA dues of $25/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2019 · 7 yrs
- 1,320 sq ft of living area
- 39 days on market
- HOA $25/mo (per listing)
This home’s history
- 2019BuiltPer public record
- Aug 31, 2026First trackedObserved at $362,500
- Sep 15, 2026Price cut$357,500
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $1,893/mo 81%
- Taxes $313/mo 13%
- Insurance $111/mo 5%
- HOA $25/mo 1%
$2,342/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
37/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $271 per square foot, about in line with the community’s $271 median. Belle Bluff Estates’s 12-month median sold price per square foot is $271. MLS facts: ScoutMLS® closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 3 active listings in Belle Bluff Estates, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 20, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Spectacular views from this elevated home in Belle Bluff Estates. Upon arriving at this "shotgun" style home you are greeted with lush green grass and tasteful landscaping. Under the home is a great place for storage and an outdoor shower can also be found; which is perfect for when you are just getting in from the river.
Take a quick walk up the stairs and you'll find a lovely screened in porch that overlooks the marsh and White Chimney River where you can enjoy viewing the morning sunrises. Upon entering the home, you are greeted with charming wood ceilings, painted board and batten walls and LVP flooring which can be found throughout most of the home. There is an adorable little dining area that backs up to a breakfast bar at the kitchen.
While the kitchen is quaint it does offer plenty of space for cooking up meals with family and friends. Just beyond the kitchen you will find a spare bedroom that offers enough space for 2 full-size beds, a half bath and even a washer and dryer hook up. As you reach the top of the stairs you will find your primary suite; how often is it that the entire top floor is dedicated as a primary room.
As with the lower floor you will also find more of the charming wood ceilings and LVP flooring, there is a perfect area that could be utilized as a sitting area or office and just beyond that you will find a large bedroom with multiple closets and windows that provide the perfect views that are worth waking up to each morning. The primary bathroom is adjacent to the sitting area and offers two large single vanities and a tub shower combo as well as another washer and dryer connection offering great convenience. This small neighborhood offers a deep water community dock and is just minutes to Shellman Bluff and offers the kind of small town feel that we have all come to appreciate in McIntosh County.
All 87 photos
Description provided by Harris Real Estate Coastal Pro and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®) · Source: ScoutMLS® · © 2026 The Golden Isles Multiple Listing Service, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $357,500 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $25/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- 3 active listings competing
For reference, this home is listed at $357,500 ($271/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,320 sq ft × $238–$304/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 20, 2026.
Similar homes for sale near Belle Bluff Estates
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Townsend
- 1107 River Plantation Place, Townsend · $549,000 · 3 bd / 3.0 ba · listed September 10, 2026 (courtesy of Keller Williams Realty Golden Isles)
- 1042 Live Oak Lane, Townsend · $194,900 · 4 bd / 2.0 ba · listed September 8, 2026 (courtesy of HomeSmart)
- 1228 Sapelo Gardens Ne, Townsend · $249,000 · 2 bd / 1.0 ba · listed September 6, 2026 (courtesy of Harris Real Estate Coastal Pro)
- 1119 John Calder Road, Townsend · $275,000 · 3 bd / 2.0 ba · listed September 3, 2026 (courtesy of Harris Real Estate Coastal Pro)
- 1194 Baileys Forrest Road, Townsend · $799,000 · 4 bd / 5.0 ba · listed September 3, 2026 (courtesy of Coldwell Banker Curry Resident)
- 1393 Coopers Point Drive, Townsend · $795,000 · 4 bd / 4.0 ba · listed September 1, 2026 (courtesy of Salt Coast Properties of Georgia)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Harris Real Estate Coastal Pro · MLS # 2001821
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Recent sales activity in Belle Bluff Estates
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Belle Bluff Estates neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Belle Bluff Estates
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in McIntosh County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 1088 NE Fiddler Trace, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2019: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $25/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in McIntosh County; age of roof and any prior claims affect the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,320 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,754/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | ScoutMLS®, refreshed twice daily (last: September 20, 2026) |
| Community market stats | ScoutMLS® closed sales, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1088 NE Fiddler Trace and when was it built?
Per the listing record, 1088 NE Fiddler Trace was built in 2019 and has 1,320 sq ft of living area, 2 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1088 NE Fiddler Trace in?
1088 NE Fiddler Trace is in Belle Bluff Estates in Townsend, McIntosh County. The community section on this page shows recent closed sales, days on market, and active inventory for Belle Bluff Estates from the same MLS data.
Does 1088 NE Fiddler Trace have an HOA, and how much are the dues?
The listing reports HOA dues of $25 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
How are property taxes on 1088 NE Fiddler Trace estimated?
The estimate on this page (about $3,754 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 1088 NE Fiddler Trace in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
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No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®). Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: ScoutMLS®. © 2026 The Golden Isles Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.