Single Family Residence in Sea Palms, St. Simons Island
Sea Palms · St. Simons Island, GA 31522 · Glynn County
Listing data checked against the MLS November 8, 2026 at 9:43 PM ET · rechecked hourly
Listed by Maritime Realty Group LLC (MLS) · Page maintained by Momentum Realty LLC, a licensed Georgia brokerage
5Bedrooms
3.5Bathrooms
3,180Sq Ft
1978Year Built
$393Per Sq Ft
2-car garage5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
18% above
$/sq ft vs community
$393 here vs $332 median sold (12 mo)
Buyer leverage
Seller-leaning
7 days on market
5.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 12
Price vs recent sales
Asking $1.25M tops 9 of the last 12 closed sales; also one of the largest homes here at 3,180 sq ft
116 Palm Drive in Sea Palms, St. Simons Island is listed at $1,249,000 (3,180 sq ft, about $393 per sq ft). That is 40% above Sea Palms's median closed sale of $895,000 over the last 12 months (17 recorded sales). Per square foot it is above the community's recent $332/sq ft by about 18%. It came to market within the past week. Listing facts: built in 1978, HOA dues of $12/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 1978 · 48 yrs
3,180 sq ft of living area
2-car garage
Listed at $1,249,000 — recent neighborhood median sale price ~$895,000 (nearby sales; deemed reliable, not an appraisal)
listed Nov 1, 2026
HOA $12/mo (per listing)
Listing description
About this home
Set along the 11th hole of the golf course, this spacious St. Simons Island property offers an exceptional combination of privacy, outdoor living, and flexibility on a generous 0.78-acre lot. The main residence features four bedrooms and two and a half baths, with comfortable living spaces oriented toward the peaceful golf-course setting.
Outdoor living is a defining feature of the property. The expansive lot provides ample room to relax, entertain, garden, or simply enjoy the quiet surroundings, with the golf course creating a beautiful natural backdrop. Multiple outdoor areas offer opportunities for morning coffee, afternoon gatherings, and evenings spent enjoying the coastal island lifestyle.
Mature landscaping and the generous lot create a sense of privacy that is increasingly difficult to find on St. Simons Island. Adding to the appeal is a separate one-bedroom, one-bath carriage house located above the detached two-car garage.
Currently generating $1,700 per month in rental income, the carriage house provides an attractive source of supplemental income while offering flexibility for guests, extended family, a private office, or future owner use.
All 66 photos
Description provided by Maritime Realty Group LLC and reproduced from the MLS; not independently verified.
6 closed sales in Sea Palms in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Mar 2026
$1,550,000
406 Palm Drive, St. Simons Island
4 / 5 bd/ba · 3,173 sq ft · $488/sq ft
Courtesy of Duckworth Properties BWK · View details →
Sold Mar 2026
$1,550,000
406 Palm Drive, St. Simons Island
4 / 5 bd/ba · 3,173 sq ft · $488/sq ft
Courtesy of Duckworth Properties BWK · View details →
Sold Mar 2026
$1,271,812
131 Harrogate Road, St. Simons Island
4 / 2.5 bd/ba · 3,318 sq ft · $383/sq ft
Courtesy of Coastal Georgia Living LLC · View details →
Sold Mar 2026
$1,271,812
131 Harrogate Road, St. Simons Island
4 / 2.5 bd/ba · 3,318 sq ft · $383/sq ft
Courtesy of Coastal Georgia Living LLC · View details →
Sold Jul 2026
$1,575,000
1412 S Windward Drive, St. Simons Island
4 / 4 bd/ba · 3,466 sq ft · $454/sq ft
Courtesy of Duckworth Properties BWK · View details →
Sold Jul 2026
$1,575,000
1412 S Windward Drive, St. Simons Island
4 / 4 bd/ba · 3,466 sq ft · $454/sq ft
Courtesy of Duckworth Properties BWK · View details →
Median of these 6 sales: $895,000 ($332/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,249,000
Bed / bath5 / 3.5
Living area3,180 sq ft
Year built1978
Property typeSingle Family Residence
Garage2-car
MLS #2002742
Listing statusPending
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~16 ft
CountyGlynn
Area listings6 active · 2 under contract
Estimated first-year tax~$13,114/yr
CDD assessmentNone on record
HOA$12/mo
Calculated estimates
Price per sq ft$393
Estimated monthly payment$8,551
Insurance (illustrative)$6k–$12k/yr
Messtimate range$1,217,940 – $1,551,840
Comparable-sales median$895,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$8,551/mo
Principal & interest $6,769/mo79%
Taxes $1,093/mo13%
Insurance $678/mo8%
HOA $12/mo0%
$8,551/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$13,114/yr
Estimate: a typical Glynn effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$6k–$12k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$12/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~16 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Glynn County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Low
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Low
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtVery Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Sea Palms
Pricing & the Sea Palms market
How this home is priced against recent nearby sales, and where Sea Palms has been over 25 years. Momentum Research analysis of ScoutMLS® records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Sea Palms
Each dot is a closed sale since 1995 (607 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). ScoutMLS® closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $393/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 58 (normal).
Property timeline
This home’s history
1978BuiltPer public record
Sep 29, 2026First seen on our siteObserved at $1,249,000
NowPendingSale pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $1,249,000Maritime Realty Group LLC · listed Nov 1, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
29/100
Strongest on: Pricing power (54), Market liquidity (46)
0 limited50100 exceptional
29/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area4
This home $393/sq ft vs the community 12-month median $332/sq ft.
Affordability0
List price $1,249,000 vs the community median $895,000. Not a measure of personal affordability.
Market liquidity46
Community median 53 days on market, ~5.5 months of supply (12-month record).
Pricing power54
Recent sales closed at about 97.1% of original asking (~2.9% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 5.5 months of supply in the surrounding market and 7 days on market for this home, against a 53-day area median.Days on market:this home 7Area median: 53 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. As of September 20, 2026.
🟡 Asking $393 per square foot, about 18% above the community’s $332 median. Sea Palms’s 12-month median sold price per square foot is $332. Median sold price per square foot is down 7.7% year over year. Confidence: Medium · 17 closed sales in 12 monthsMLS facts: ScoutMLS® closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Sea Palms sales closed near 97.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of ScoutMLS® records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 6 active listings in Sea Palms, no CDD assessment.
Checked against the MLS November 8, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Maritime Realty Group LLC · MLS # 2002742
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Keep looking
Similar homes for sale near Sea Palms
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
FLETC opens $34 million strength and conditioning complex in Glynco
The Federal Law Enforcement Training Center opened a facility with more than 90,000 square feet of gym space. Officials expect roughly 2,000 trainees to use it daily.
Why it matters: Continued federal investment at the Glynco campus reinforces a stable anchor employer and steady daily activity on the north Brunswick corridor. The project is about 7 miles northwest of Sea Palms Glynn, elsewhere in Glynn County.
Mallery Park on St. Simons closes for renovation as fundraising nears $5 million goal
Mallery Park closed to the public the week before the article for renovations expected to run until February 2027. Planned work includes new fencing, rebuilt dugouts and seating, new stands and a roofed batting cage. Local fundraising is close to its $5 million goal and Glynn County contributed $500,000.
Why it matters: The ballpark is out of service for several months, with King's Park across the street remaining open, before returning with upgraded facilities in 2027. The site is about 2 miles south of Sea Palms Glynn.
Groundbreaking held for $55 million Camp Margaritaville RV park near I-95 Exit 42
Work began on an upscale RV park on a 54-acre site in Brunswick near the Buc-ee's at Exit 42. Planned amenities include a lazy river, fishing pond, dog park, putting green, pickleball courts and live entertainment. Golden Isles Development Authority chairman Bill Dawson said it will create at least 25 jobs plus contractor and supplier work.
Why it matters: The project adds a large visitor destination and some jobs at the I-95 interchange, extending the commercial cluster around Exit 42. The project is about 10 miles west of Sea Palms Glynn, elsewhere in Glynn County.
Golden Isles Development Authority reports more than $70 million in new investment for fiscal 2026
The authority reported more than $70 million in new investment and about 90 jobs for fiscal 2026. Projects cited include continued work at Mallard Industrial Park, a CSX Select Site designation for Georgia Breakbulk Logistics Park, a new Amazon delivery station and a 500,000-square-foot PROponents facility at Tradewinds Technology Park.
Why it matters: Added industrial and logistics space in Glynn County points to more local jobs and employment land supply near the Brunswick I-95 corridor. The site is about 10 miles west of Sea Palms Glynn.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Glynn County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
OglethorpeAssigned elementary school · Glynn County School District
Glynn Middle SchoolAssigned middle school · Glynn County School District
Glynn AcademyAssigned high school · Glynn County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 116 Palm Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1978 (48 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $12/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Glynn County; age of roof and any prior claims affect the premium.
Listed living area is 3,180 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $13,114/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
ScoutMLS®, checked against the MLS hourly (last: November 8, 2026)
Comparable sales
ScoutMLS® closed sales in Sea Palms, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 116 Palm Drive and when was it built?
Per the listing record, 116 Palm Drive was built in 1978 and has 3,180 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 116 Palm Drive in?
116 Palm Drive is in Sea Palms in St. Simons Island, Glynn County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 116 Palm Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $12 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
How are property taxes on 116 Palm Drive estimated?
The estimate on this page (about $13,114 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 116 Palm Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Maritime Realty Group LLC
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.