163 days on market (MLS) Single Family Residence
$2,349,000
5-Bedroom Pool Home in St. Simons Island Club

203 Merion Street, St. Simons Island, GA 31522

Single Family Residence in St. Simons Island Club · No CDD on record
St. Simons Island Club · St. Simons Island, GA 31522 · Glynn County
Listing data updated October 10, 2026 at 5:20 AM ET · checked against the MLS hourly
5Bedrooms
6.5Bathrooms
4,669Sq Ft
1983Year Built
$503Per Sq Ft
Private pool3-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
3% above
$/sq ft vs community
$503 here vs $490 median sold (12 mo)
Buyer leverage
Balanced market
163 days on market
2.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$10k–$22k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $2.35M tops 11 of the last 12 closed sales; also one of the largest homes here at 4,669 sq ft

Sources: ScoutMLS® (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 10, 2026, 203 Merion Street in St. Simons Island Club, St. Simons Island is listed at $2,349,000 (4,669 sq ft, about $503 per sq ft). That is 45% above St. Simons Island Club's median closed sale of $1,623,650 over the last 12 months (23 recorded sales). It has been 163 days on market, longer than the community's typical 107 days to contract. Listing facts: built in 1983, a private pool, HOA dues of $92/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1983 · 43 yrs
  • 4,669 sq ft of living area
  • 3-car garage
  • Listed at $2,349,000 — recent neighborhood median sale price ~$1,623,650 (nearby sales; deemed reliable, not an appraisal)
  • 163 days on market
  • HOA $92/mo (per listing)
Listing description

About this home

One-Story!! Welcome to 203 Merion, a rare opportunity to own a truly private retreat perfectly positioned at the end of a quiet cul-de-sac, overlooking the 7th green of the prestigious Sea Island Retreat Golf Course. Set on a beautifully secluded lot, this property offers a unique blend of tranquility, scenic views, and exceptional outdoor living.

Designed with both comfort and entertaining in mind, the home features a spacious, light-filled open floor plan. The inviting family room, sunroom, and full wet bar flow seamlessly into a gourmet kitchen outfitted with high-end appliances, creating the ideal gathering space. Just beyond, a stunning screened porch serves as an extension of the home, complete with brick flooring, vaulted wood ceilings, and a fully equipped summer kitchen—perfect for hosting while enjoying the peaceful golf course backdrop.

The main residence offers convenient single-level living with four generously sized bedrooms, each with its own en suite bath, an additional half bath, plus an attached 1 car garage. Throughout the home, you'll find an elevated level of craftsmanship and design, including abundant natural light, curated designer finishes, statement wallpaper, and thoughtfully selected fixtures. Additional features include brick and hardwood flooring, exposed wood beams, plantation shutters, a wood-burning fireplace, custom built-ins, shiplap accents, surround sound, gas lanterns, irrigation system, and water softener.

A detached, climate-controlled two-car garage adds even more versatility, featuring a full bath (ideal for pool access) and a private guest suite above with a bedroom, bathroom, and bonus room highlighted by beamed cathedral ceilings—perfect for guests, a home office, or multi-generational living. Completing this exceptional property is a heated in-ground pool and spa, tucked within a private stucco-walled courtyard, creating a resort-style oasis. With unmatched privacy, premier golf course frontage, and thoughtfully designed indoor and outdoor living spaces, 203 Merion is a one-of-a-kind offering that truly stands apart.

All 62 photos

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Description provided by Signature Properties Group Inc. and reproduced from the MLS; not independently verified.

Listing courtesy of Signature Properties Group Inc. · Listing agent: Scott Risi · 912-634-9995Provided via the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®) · Source: ScoutMLS® · © 2026 The Golden Isles Multiple Listing Service, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$2,349,000
Bed / bath5 / 6.5
Living area4,669 sq ft
Year built1983
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #2000863
Listing status163 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~9 ft
CountyGlynn
Area listings4 active · 2 under contract
Estimated first-year tax~$24,664/yr
CDD assessmentNone on record
HOA$92/mo

Calculated estimates

Price per sq ft$503
Estimated monthly payment$16,433
Insurance (illustrative)$10k–$22k/yr
Messtimate range$1,036,518 – $2,633,316
Comparable-sales median$1,623,650

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$16,433/mo
  • Principal & interest $13,011/mo 79%
  • Taxes $2,055/mo 13%
  • Insurance $1,274/mo 8%
  • HOA $92/mo 1%

$16,433/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$24,664/yr

Estimate: a typical Glynn effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$10k–$22k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$92/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~9 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Glynn County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Low
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Low
LightningRelatively Moderate
Strong windRelatively Moderate
DroughtVery Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · St. Simons Island Club

Pricing & the St. Simons Island Club market

How this home is priced against recent nearby sales, and where St. Simons Island Club has been over 25 years. Momentum Research analysis of ScoutMLS® records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales104 Augusta104 Augusta: $222/sq ft$222104 Augusta104 Augusta: $222/sq ft$222This homeThis home: $503/sq ft$503193 Merion193 Merion: $511/sq ft$511193 Merion193 Merion: $511/sq ft$511131 Biltmore131 Biltmore: $564/sq ft$564131 Biltmore131 Biltmore: $564/sq ft$564Community median $490

Price vs. size in St. Simons Island Club

Each dot is a closed sale since 1995 (670 total). This home is the gold marker.

$0$1.9M$3.7M1,2814,5907,900This home: $2,349,000, 4,669 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). ScoutMLS® closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $503/sq ft.

$136$332$5282012: $17720122013: $1742014: $18320142015: $1912016: $21320162017: $2202018: $23320182019: $2072020: $22020202021: $2512022: $37520222023: $3542024: $45020242025: $4082026: $4902026

Median sale price by year

12-month median closed price, 2012–2026.

$385k$1.1M$1.9M2012: $530k20122013: $575k2014: $625k20142015: $590k2016: $650k20162017: $765k2018: $698k20182019: $721k2020: $735k20202021: $870k2022: $1.4M20222023: $1.4M2024: $1.4M20242025: $1.7M2026: $1.6M2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 45 (normal).

1654922013: 2320132014: 342015: 3220152016: 492017: 6020172018: 302019: 2820192020: 322021: 7720212022: 852023: 6020232024: 622025: 8520252026: 452026
Property timeline

This home’s history

  • 1983BuiltPer public record
  • About Apr 2026Listed (per MLS)MLS reports 163 cumulative days on market as of October 10, 2026
  • Aug 31, 2026First seen on movewithmomentum.comObserved at $2,349,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $2,349,000Momentum Realty · on market 163 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in St. Simons Island Club in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $1,623,650 ($490/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,036,518the mess$2,633,316

Stronger local evidence — 6 comparable closed sales in St. Simons Island Club, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $2,349,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 154% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1983 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $92/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 163 days on market vs. a 107-day community median
  • 5 active listings competing, 1 under contract
  • ≈2.2 months of supply
  • 21 closed here in the last 12 months

For reference, this home is listed at $2,349,000 ($503/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,669 sq ft × $222–$564/sq ft (interquartile band of 6 comparable closed sales in St. Simons Island Club, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.

Momentum Scores

Momentum Property Score

42/100
Strongest on: Pricing power (65), Market timing (55)
0 limited50100 exceptional

42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area43
This home $503/sq ft vs the community 12-month median $490/sq ft.
Affordability0
List price $2,349,000 vs the community median $1,623,650. Not a measure of personal affordability.
Market liquidity47
Community median 107 days on market, ~2.2 months of supply (12-month record).
Pricing power65
Recent sales closed at about 95.1% of original asking (~4.9% below). More room below asking generally favors buyers.
Market timing55
Momentum Market Heat is 45/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 2.2 months of supply in the surrounding market and 163 days on market for this home, against a 107-day area median.Days on market:this home 163Area median:  107 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. As of September 20, 2026.

🟡 Asking $503 per square foot, about 3% above the community’s $490 median. St. Simons Island Club’s 12-month median sold price per square foot is $490. Median sold price per square foot is down 7.0% year over year. Confidence: High · 23 closed sales in 12 monthsMLS facts: ScoutMLS® closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent St. Simons Island Club sales closed near 95.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of ScoutMLS® records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4 active listings in St. Simons Island Club, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Signature Properties Group Inc. · MLS # 2000863

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Go deeper

More on St. Simons Island Club

Go deeper on St. Simons Island Club

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Glynn County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

St. SimonsAssigned elementary school · Glynn County School District
Glynn Middle SchoolAssigned middle school · Glynn County School District
Glynn AcademyAssigned high school · Glynn County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 203 Merion Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1983 (43 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $92/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Glynn County; age of roof and any prior claims affect the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 4,669 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $24,664/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordScoutMLS®, checked against the MLS hourly (last: October 10, 2026)
Comparable salesScoutMLS® closed sales in St. Simons Island Club, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 203 Merion Street and when was it built?

Per the listing record, 203 Merion Street was built in 1983 and has 4,669 sq ft of living area, 5 bedrooms and 6.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 203 Merion Street in?

203 Merion Street is in St. Simons Island Club in St. Simons Island, Glynn County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 203 Merion Street have an HOA, and how much are the dues?

The listing reports HOA dues of $92 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

How are property taxes on 203 Merion Street estimated?

The estimate on this page (about $24,664 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 203 Merion Street in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®). Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: ScoutMLS®. © 2026 The Golden Isles Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.