4 bedroom Manufactured Home at 2099 Susie Baker Road, Shellman Bluff, Crescent — photo 1Front elevation
4 bedroom Manufactured Home at 2099 Susie Baker Road, Shellman Bluff, Crescent — photo 2Living space
4 bedroom Manufactured Home at 2099 Susie Baker Road, Shellman Bluff, Crescent — photo 3Kitchen
4 bedroom Manufactured Home at 2099 Susie Baker Road, Shellman Bluff, Crescent — photo 4Owner's suite
4 bedroom Manufactured Home at 2099 Susie Baker Road, Shellman Bluff, Crescent — photo 5Exterior / yardView all 32 photos →
Pending Manufactured Home
$249,900
4-Bedroom Manufactured Home in Shellman Bluff

2099 Susie Baker Road, Crescent, GA 31304

Manufactured Home in Shellman Bluff, Crescent · No CDD · Built 2026
Shellman Bluff · Crescent, GA 31304 · McIntosh
Listing data updated August 31, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
1,904Sq Ft
2026Year Built
$131Per Sq Ft
New constructionNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
22% below
$/sq ft vs community
$131 here vs $169 median sold (12 mo)
Buyer leverage
Seller-leaning
121 days on market
No active listings
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$500–$1k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 3
Price vs recent sales
Asking $250k tops 1 of the last 3 closed sales; also one of the largest homes here at 1,904 sq ft

Sources: ScoutMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • New construction — built 2026
  • 1,904 sq ft of living area
  • Listed at $249,900 — recent neighborhood median sale price ~$270,000 (nearby sales; deemed reliable, not an appraisal)
  • 121 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Shellman Bluff

Pricing & the Shellman Bluff market

How this home is priced against recent nearby sales, and where Shellman Bluff has been over 25 years. Momentum Research analysis of scout records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $131/sq ft$1311012 Fairway Drive1012 Fairway Drive: $135/sq ft$135Community median $169

Price vs. size in Shellman Bluff

Each dot is a closed sale since 2008 (51 total). This home is the gold marker.

$0$292k$585k5621,8503,138This home: $249,900, 1,904 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). ScoutMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $131/sq ft.

$29$122$2162012: $4720122013: $7720132014: $6720142015: $8520152018: $10020182021: $8520212022: $13920222023: $17720232024: $19820242026: $1692026

Median sale price by year

12-month median closed price, 2012–2026.

$19k$194k$370k2012: $53k20122013: $65k20132014: $90k20142015: $119k20152018: $120k20182021: $169k20212022: $210k20222023: $336k20232024: $280k20242026: $270k2026
Property timeline

This home’s history

  • 2026BuiltPer public record
  • NowUnder contractCurrently pending

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,619/mo
  • Principal & interest $1,285/mo 79%
  • Taxes $219/mo 14%
  • Insurance $66/mo 4%
  • HOA $50/mo 3%

$1,619/mo at 20% down, 30-yr @ 6.66% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

71/100
Strongest on: Price vs area (100), Buyer competition (100)
0 limited50100 exceptional

71/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $131/sq ft vs the community 12-month median $169/sq ft.
Affordability62
List price $249,900 vs the community median $270,000. Not a measure of personal affordability.
Market liquidity45
Community median 69 days on market (12-month record).
Renovation upside30
From a 2026 build and $131/sq ft vs the community median $169/sq ft. Not a condition assessment.
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power90
Recent sales closed at about 90.0% of original asking (~10.0% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 0.0 months of supply in the surrounding market and 121 days on market for this home, against a 69-day area median.Days on market:this home 121Area median:  69 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by the Golden Isles Association of REALTORS® / ScoutMLS. Information is deemed reliable but is not guaranteed by the MLS to be accurate. As of August 30, 2026.

🟡 Asking $131 per square foot, about 22% below the community’s $169 median. Shellman Bluff’s 12-month median sold price per square foot is $169. Confidence: Low · 3 closed sales in 12 monthsMLS facts: ScoutMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Shellman Bluff sales closed near 90.0% of original asking. Cash paid for about 0% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of ScoutMLS records, community-level, 12 months ending August 30, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 31, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Amazing buy. Brand new 2026 Clayton Morroco. Very high-end land home package with many upgrades.

1.02-acre fully useable, no wetlands. NO HOA!! No rules on how to use your land..

DEVELOPER/BUILDER WILL PAY TO BUY DOWN YOUR INTEREST RATE TO LOWER YOUR PAYMENT OR PAY UP TO 3 % TOWARDS BUYERS CLOSING COSTS..... FHA/VA USDA Financing Ready. Permanent engineered foundation.

No flood insurance needed. 60 seconds to a deep-water boat landing. - BRAND NEW 4 BEDROOM 2 BATHROOM 2026 CLAYTON.

JUST UNDER 2,000 SQ FT. - A very rare find at only $136 per sq. ft.

this close to the water at this price point. Neighborhood average is $223/ sq ft. Brand-new 2026 Energy efficient (Save $100- $150 a month compared to older site-built homes), It features a professionally installed driveway, gutters, and landscaping.

Blinds at every window. This spacious open plan includes 4 bedrooms and 2 bathrooms, along with stainless steel appliances, His and Hers vanities, Garden tub, & ceiling fans. The entire yard has been seeded for grass.

The open-concept layout is perfect for both everyday living and entertaining, offering generous space throughout. Enjoy the 6x6 front porch and a 10x10 back deck, ideal for grilling. Experience true Coastal Georgia freedom with NO HOA- Rules or restrictions.

bring your boat, RV, or jet skis. With over an acre of usable land, there's plenty of room to build a workshop, add storage, or create your own private outdoor retreat. Fully private 1.02 acre with no neighbors or rules.

Conveniently located just minutes from public boat access to deep water, this property offers the ideal blend of space, flexibility, and coastal lifestyle. Boating, fishing just minutes from your doorstep. Have coffee on your deck at 7am.

Have your boat in the water by 7:15 am. Schedule your showing today-opportunies like this don't last. 8 minutes to I-95.

5 minutes to Coastal Hwy. Perfect for professionals seeking the quit coastal life. Yet easy commute to the Hyundai Metaplant, or Savannah.

Description provided by eXp Realty, LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$249,900
Bed / bath4 / 2
Living area1,904 sq ft
Year built2026
Property typeManufactured Home
MLS #2000297
Listing statusPending

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyMcIntosh
Estimated first-year tax~$2,624/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$131
Estimated monthly payment$1,619
Insurance (illustrative)$500–$1k/yr
Comparable-sales median$270,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of eXp Realty, LLC · Listing agent: Don Mason · 888-959-9461Provided via the Golden Isles Association of REALTORS® / ScoutMLS Internet Data Exchange · Source: Golden Isles Association of REALTORS® / ScoutMLS · © 2026 The Golden Isles Multiple Listing Service, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$283,696the mess$359,856

Actual list price: $249,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 121 days on market vs. a 69-day community median
  • 0 active listings competing, 2 under contract
  • 3 closed here in the last 12 months

For reference, this home is listed at $249,900 ($131/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,904 sq ft × $149–$189/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 31, 2026.

Keep looking

Similar homes for sale near Shellman Bluff

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $249,900Momentum Realty · on market 121 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,624/yr

A rough first-year estimate only, applying a typical McIntosh rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$500–$1k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Shellman Bluff

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Shellman Bluff neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Community median sale price
$270,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$169

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Shellman Bluff

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in McIntosh County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Todd Grant ElementaryAssigned elementary school · McIntosh County School District
McIntosh Middle SchoolAssigned middle school · McIntosh County School District
McIntosh AcademyAssigned high school · McIntosh County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $169/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,145 – $1,666/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$508 – −$39At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
Crescent

Groceries, dining, and parks for this city — see the city guide.

County
McIntosh

Schools, taxes, and services are county-administered — see the county guide.

Community
Shellman Bluff

Amenities and HOA/CDD detail on the neighborhood guide.

View →
Provenance

Data sources & freshness

Listing recordScoutMLS, refreshed twice daily (last: August 31, 2026)
Community market statsScoutMLS closed sales, as of August 30, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of ScoutMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2099 Susie Baker Road in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Golden Isles Association of REALTORS® / ScoutMLS Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Golden Isles Association of REALTORS® / ScoutMLS. © 2026 The Golden Isles Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.