Pending Single Family Residence
$230,900
4-Bedroom Home in Point Peter Landing

248 Liberty Tree Road, St. Marys, GA 31558

Single Family Residence in Point Peter Landing, St. Marys · No CDD on record
Point Peter Landing · St. Marys, GA 31558 · Camden County
Listing data updated October 11, 2026 at 5:09 AM ET · checked against the MLS hourly
4Bedrooms
2Bathrooms
1,712Sq Ft
1984Year Built
$135Per Sq Ft
No CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
29% below
$/sq ft vs community
$135 here vs $190 median sold (12 mo)
Buyer leverage
Strong seller market
57 days on market
No active listings
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $231k is at or below all 12 recent closed sales

Sources: ScoutMLS® (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 11, 2026, 248 Liberty Tree Road in Point Peter Landing, St. Marys is listed at $230,900 (1,712 sq ft, about $135 per sq ft). That is 28% below Point Peter Landing's median closed sale of $322,450 over the last 12 months (1 recorded sales). Per square foot it is below the community's recent $190/sq ft by about 29%. It has been 57 days on market. Listing facts: built in 1984. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1984 · 42 yrs
  • 1,712 sq ft of living area
  • Listed at $230,900 — recent neighborhood median sale price ~$322,450 (nearby sales; deemed reliable, not an appraisal)
  • 57 days on market
Listing description

About this home

Recently updated to include new vinyl plank flooring and paint! Located in the beautiful area of Point Peter. This home offers a screened in front porch.

A large great room with a wooden electric fireplace to gather. Eat in kitchen with 2 pantry's. Finished bonus/Florida room off back.

Primary bedroom with walk in closet. Walk in shower. 3 more bedrooms to choose from!

4th bedroom has been converted. Heating and cooling does service the converted bedroom. No carpet!

Laundry room. Home was completely re-plumbed 4 years ago. Roof is approximately 5 years old.

HVAC is 7 years old. Water heater is a year old. All of the bigs have been done for you!!!

Fenced back yard. Storage garage.

All 26 photos

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Description provided by eXp Realty, LLC and reproduced from the MLS; not independently verified.

Listing courtesy of eXp Realty, LLC · Listing agent: Cyndi Trothier · 888-959-9461Provided via the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®) · Source: ScoutMLS® · © 2026 The Golden Isles Multiple Listing Service, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$230,900
Bed / bath4 / 2
Living area1,712 sq ft
Year built1984
Property typeSingle Family Residence
MLS #1660464
Listing statusPending

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~13 ft
CountyCamden
Area listings0 active · 1 under contract
Estimated first-year tax~$2,424/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$135
Estimated monthly payment$1,606
Insurance (illustrative)$1k–$2k/yr
Messtimate range$311,584 – $515,312
Comparable-sales median$322,450

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,606/mo
  • Principal & interest $1,279/mo 80%
  • Taxes $202/mo 13%
  • Insurance $125/mo 8%

$1,606/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,424/yr

Estimate: a typical Camden effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~13 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Camden County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Moderate
Coastal floodingRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Low
LightningRelatively Low
Strong windRelatively Low
HailVery Low
Cold waveVery Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Point Peter Landing

Pricing & the Point Peter Landing market

How this home is priced against recent nearby sales, and where Point Peter Landing has been over 25 years. Momentum Research analysis of ScoutMLS® records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $135/sq ft$135101 Richardson Court101 Richardson Court: $158/sq ft$158277 Cypress Lane277 Cypress Lane: $182/sq ft$182207 Ridge Road207 Ridge Road: $189/sq ft$189202 Liz Moody Boulevard202 Liz Moody Boulevard: $191/sq ft$191111 Mooring Lane111 Mooring Lane: $301/sq ft$301600 Storey Avenue600 Storey Avenue: $347/sq ft$347Community median $190

Median $/sq ft by year

Community sold $/sq ft, 2017–2025. This home lists at $135/sq ft.

$52$127$2022017: $6720172018: $8020182022: $15220222023: $18820232025: $1832025

Median sale price by year

12-month median closed price, 2017–2025.

$103k$209k$316k2017: $127k20172018: $124k20182022: $226k20222023: $252k20232025: $295k2025
Property timeline

This home’s history

  • 1984BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 57 cumulative days on market as of October 11, 2026
  • Aug 31, 2026First seen on movewithmomentum.comObserved at $230,900
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $230,900Momentum Realty · on market 57 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $322,450 ($190/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$311,584the mess$515,312

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $230,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 65% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1984 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 0 active listings competing, 1 under contract
  • 1 closed here in the last 12 months

For reference, this home is listed at $230,900 ($135/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,712 sq ft × $182–$301/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 11, 2026.

Momentum Research

The Momentum read

🟡 Asking $135 per square foot, about 29% below the community’s $190 median. Point Peter Landing’s 12-month median sold price per square foot is $190. Confidence: Low · 1 closed sales in 12 monthsMLS facts: ScoutMLS® closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by eXp Realty, LLC · MLS # 1660464

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Keep looking

Similar homes for sale near Point Peter Landing

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in St. Marys

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  • 203 Borrell Boulevard, St. Marys · $139,900 · 3 bd / 1.0 ba · listed October 7, 2026 (courtesy of Coldwell Banker Access Realty KGLD)
  • 301 Trimaran Drive, St. Marys · $559,400 · 3 bd / 2.5 ba · listed October 7, 2026 (courtesy of St Marys Realty Inc Island Si)
  • 601 Goldenrod Way, St. Marys · $675,000 · 3 bd / 2.5 ba · listed October 6, 2026 (courtesy of eXp Realty, LLC)
  • 108 Bachlott Road, St. Marys · $294,900 · 4 bd / 3.0 ba · listed October 5, 2026 (courtesy of Coldwell Banker Access Realty KGLD)
  • 611 Victorias Circle, St. Marys · $355,000 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of Coldwell Banker Access Realty KGLD)

Recently off market in Point Peter Landing

Just listed: new homes for sale in the Golden Isles in the last 48 hours · updated hourly · RSS · The Golden Isles market today: new listings, price cuts, pendings

In the area

Recent Point Peter Landing news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Sep 2026 · Development

Nassau review committee considers up to 350 lots in Wildlight southern planning area

At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.

Why it matters: Added lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 6 miles southwest of Point Peter Landing.

Nassau NewsLine

Jul 2026 · Builder

Wildlight subdivision advances in Yulee as the master-planned community expands

Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.

Why it matters: Ongoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 10 miles southwest of Point Peter Landing.

Jax Daily Record

Mar 2026 · Development

First Wildlight Commerce Park speculative building opens in Yulee

The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.

Why it matters: New employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 10 miles southwest of Point Peter Landing.

Jax Daily Record

Go deeper

More on Point Peter Landing

Go deeper on Point Peter Landing

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Camden County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

St. Marys ElementaryAssigned elementary school · Camden County School District
St. Marys Middle SchoolAssigned middle school · Camden County School District
Camden CountyAssigned high school · Camden County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 248 Liberty Tree Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1984 (42 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Camden County; age of roof and any prior claims affect the premium.
  • Listed living area is 1,712 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,424/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordScoutMLS®, checked against the MLS hourly (last: October 11, 2026)
Comparable salesScoutMLS® closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 248 Liberty Tree Road and when was it built?

Per the listing record, 248 Liberty Tree Road was built in 1984 and has 1,712 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 248 Liberty Tree Road in?

248 Liberty Tree Road is in Point Peter Landing in St. Marys, Camden County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

How are property taxes on 248 Liberty Tree Road estimated?

The estimate on this page (about $2,424 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 248 Liberty Tree Road in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 248 Liberty Tree Road in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®). Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: ScoutMLS®. © 2026 The Golden Isles Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.