Pending Single Family Residence ▼ Price cut: $40,000 (9/23)
$225,000
3-Bedroom Pool Home in No Recorded Subdivision

301 S Dandy Street, St. Marys, GA 31558

Single Family Residence in No Recorded Subdivision, St. Marys · No CDD on record
No Recorded Subdivision · St. Marys, GA 31558 · Camden County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
1Bathrooms
1,234Sq Ft
1975Year Built
$182Per Sq Ft
Private pool1-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
11% below
$/sq ft vs community
$182 here vs $204 median sold (12 mo)
Buyer leverage
Seller-leaning
26 days on market
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $225k is at or below all 12 recent closed sales

Sources: ScoutMLS® (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 301 S Dandy Street in No Recorded Subdivision, St. Marys is listed at $225,000 (1,234 sq ft, about $182 per sq ft). That is 16% below No Recorded Subdivision's median closed sale of $267,598 over the last 12 months (1 recorded sales). Per square foot it is below the community's recent $204/sq ft by about 11%. It has been 26 days on market. Listing facts: built in 1975, a private pool, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1975 · 51 yrs
  • 1,234 sq ft of living area
  • 1-car garage
  • Listed at $225,000 — recent neighborhood median sale price ~$267,598 (nearby sales; deemed reliable, not an appraisal)
  • 26 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Charming 3-bedroom, 1-bath bungalow near Historic Downtown St. Marys, situated on a spacious corner lot at Dandy Street and Bowen Street. Great curb appeal, a convenient location and a sparkling 15' x 30' inground saltwater pool immediately set this property apart.

The generous setbacks of the corner lot create an especially open and spacious feel, with plenty of outdoor space surrounding the home and pool. This well-loved home has been the backdrop for decades of gatherings, celebrations and special memories. Now, as one chapter closes, a new owner has the opportunity to bring their own vision and begin creating memories here.

The bathroom has received some recent updates, and additional features include an architectural shingle roof, concrete composite siding, a new electrical mast and attic storage above the garage. The saltwater pool has been regularly maintained, and the liner was replaced approximately five years ago. The home is being sold AS-IS and offers opportunities for continued improvements and personalization.

With its charming curb appeal, corner-lot setting, proximity to Historic Downtown St. Marys and inviting backyard pool, 301 Dandy Street is ready for its next chapter.

All 33 photos

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Description provided by Watson Realty Corp and reproduced from the MLS; not independently verified.

Listing courtesy of Watson Realty Corp · Listing agent: Rita Hall · 912-882-5658Provided via the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®) · Source: ScoutMLS® · © 2026 The Golden Isles Multiple Listing Service, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$225,000
Bed / bath3 / 1
Living area1,234 sq ft
Year built1975
Property typeSingle Family Residence
Garage1-car
PoolYes
MLS #2002443
Listing statusPending

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~14 ft
CountyCamden
Area listings38 active · 11 under contract
Estimated first-year tax~$2,362/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$182
Estimated monthly payment$1,550
Insurance (illustrative)$1k–$2k/yr
Messtimate range$239,396 – $275,182
Comparable-sales median$267,598

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,550/mo
  • Principal & interest $1,232/mo 79%
  • Taxes $197/mo 13%
  • Insurance $122/mo 8%

$1,550/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,362/yr

Estimate: a typical Camden effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~14 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Camden County, GA: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Moderate
Coastal floodingRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Low
LightningRelatively Low
Strong windRelatively Low
HailVery Low
Cold waveVery Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Victoria Landing

Pricing & the Victoria Landing market

How this home is priced against recent nearby sales, and where Victoria Landing has been over 25 years. Momentum Research analysis of ScoutMLS® records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $182/sq ft$182200 Candy Court200 Candy Court: $185/sq ft$185587 Powder Horn Road587 Powder Horn Road: $194/sq ft$194504 Hancock Place504 Hancock Place: $202/sq ft$202104 Allison Way104 Allison Way: $206/sq ft$206208 McQueen Circle208 McQueen Circle: $223/sq ft$223104 Bishop Circle104 Bishop Circle: $271/sq ft$271Community median $204

Price vs. size in Victoria Landing

Each dot is a closed sale since 2020 (30 total). This home is the gold marker.

$185k$304k$423k1,1481,9462,744This home: $225,000, 1,234 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). ScoutMLS® closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2021–2025. This home lists at $182/sq ft.

$94$138$1822021: $10320212022: $16120222023: $17320232024: $16320242025: $1682025

Median sale price by year

12-month median closed price, 2021–2025.

$248k$326k$405k2021: $263k20212022: $330k20222023: $350k20232024: $390k20242025: $368k2025
Property timeline

This home’s history

  • 1975BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 26 cumulative days on market as of October 3, 2026
  • Sep 12, 2026First seen on movewithmomentum.comObserved at $265,000
  • Sep 23, 2026Price cut$225,000 (-$40,000, -15.1%)
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $225,000Momentum Realty · on market 26 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $267,598 ($204/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$239,396the mess$275,182

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $225,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 15% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1975 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 40 active listings competing, 12 under contract

For reference, this home is listed at $225,000 ($182/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,234 sq ft × $194–$223/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Research

The Momentum read

🟡 Asking $182 per square foot, about 11% below the community’s $204 median. Victoria Landing’s 12-month median sold price per square foot is $204. Confidence: Low · 1 closed sales in 12 monthsMLS facts: ScoutMLS® closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 38 active listings in Victoria Landing, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Watson Realty Corp · MLS # 2002443

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or call (904) 351-6461
Keep looking

Similar homes for sale near No Recorded Subdivision

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in No Recorded Subdivision

  • 60 Fairwinds Drive · $459,000 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of Avalon Properties Group, LLC)
  • 104 Holly Drive · $180,000 · 4 bd / 2.0 ba · listed September 30, 2026 (courtesy of Top REO Pros, Inc.)
  • 121 Pelican Circle · $89,900 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of Marsh Life Realty, LLC)
  • 55 Billyville Road · $180,000 · 2 bd / 1.0 ba · listed September 23, 2026 (courtesy of Top REO Pros, Inc.)
  • 528 Pelican Circle · $665,000 · 3 bd / 3.0 ba · listed September 21, 2026 (courtesy of St Marys Realty Inc Island Si)
  • Lot 22 Berrie Bluffs Club Drive · $799,000 · 3 bd / 3.5 ba · listed September 19, 2026 (courtesy of Engel & Volkers Savannah)

Recently off market in No Recorded Subdivision

Just listed: new homes for sale in the Golden Isles in the last 48 hours · updated hourly · RSS · The Golden Isles market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Camden County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

St. Marys ElementaryAssigned elementary school · Camden County School District
St. Marys Middle SchoolAssigned middle school · Camden County School District
Camden CountyAssigned high school · Camden County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
St. Marys

Groceries, dining, and parks for this city — see the city guide.

View →
County
Camden

Schools, taxes, and services are county-administered — see the county guide.

Community
No Recorded Subdivision

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 301 S Dandy Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1975 (51 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Camden County; age of roof and any prior claims affect the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 1,234 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,362/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordScoutMLS®, refreshed hourly (last: October 3, 2026)
Comparable salesScoutMLS® closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 301 S Dandy Street and when was it built?

Per the listing record, 301 S Dandy Street was built in 1975 and has 1,234 sq ft of living area, 3 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 301 S Dandy Street in?

301 S Dandy Street is in No Recorded Subdivision in St. Marys, Camden County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 301 S Dandy Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 301 S Dandy Street estimated?

The estimate on this page (about $2,362 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 301 S Dandy Street in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 301 S Dandy Street in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®). Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: ScoutMLS®. © 2026 The Golden Isles Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.