4 bedroom Single Family Residence at 609 Oak Street, Park View, St. Simons Island — photo 1Front elevation
4 bedroom Single Family Residence at 609 Oak Street, Park View, St. Simons Island — photo 2Living space
4 bedroom Single Family Residence at 609 Oak Street, Park View, St. Simons Island — photo 3Kitchen
4 bedroom Single Family Residence at 609 Oak Street, Park View, St. Simons Island — photo 4Owner's suite
4 bedroom Single Family Residence at 609 Oak Street, Park View, St. Simons Island — photo 5Exterior / yardView all 28 photos →
233 days on market Single Family Residence
$1,850,000
4-Bedroom Pool Home in Park View

609 Oak Street, St. Simons Island, GA 31522

Single Family Residence in Park View, St. Simons Island · No CDD
Park View · St. Simons Island, GA 31522 · Glynn
Listing data updated September 1, 2026 · refreshed twice daily
4Bedrooms
4.5Bathrooms
2,000Sq Ft
1955Year Built
$925Per Sq Ft
Private poolNew constructionNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$925 here vs $925 median sold (12 mo)
Buyer leverage
Buyer advantage
233 days on market
$8k–$18k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: ScoutMLS® (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • New construction — built 1955
  • 2,000 sq ft of living area
  • 233 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Park View

Pricing & the Park View market

How this home is priced against recent nearby sales, and where Park View has been over 25 years. Momentum Research analysis of scout records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in Park View

Each dot is a closed sale since 1997 (40 total). This home is the gold marker.

$24k$988k$2.0M8612,7754,689This home: $1,850,000, 2,000 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). ScoutMLS® closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2022. This home lists at $925/sq ft.

$158$345$5332013: $19420132021: $49620212022: $4102022

Median sale price by year

12-month median closed price, 2013–2022.

$322k$667k$1.0M2013: $389k20132021: $944k20212022: $940k2022
Property timeline

This home’s history

  • 1955BuiltPer public record
  • Aug 31, 2026First trackedObserved at $1,850,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$12,183/mo
  • Principal & interest $9,511/mo 78%
  • Taxes $1,619/mo 13%
  • Insurance $1,004/mo 8%
  • HOA $50/mo 0%

$12,183/mo at 20% down, 30-yr @ 6.66% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

57/100
Strongest on: Renovation upside (70), Price vs area (50)
0 limited50100 exceptional

57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $925/sq ft vs the community 12-month median $925/sq ft.
Affordability50
List price $1,850,000 vs the community median $1,850,000. Not a measure of personal affordability.
Renovation upside70
From a 1955 build and $925/sq ft vs the community median $925/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $925 per square foot, about in line with the community’s $925 median. Park View’s 12-month median sold price per square foot is $925. MLS facts: ScoutMLS® closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 2 active listings in Park View, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Enjoy the rare freedom of true walk-to-everything island living in this beautifully reimagined, single-level home located in the highly desirable Park View neighborhood of St. Simons Island. Designed by renowned architect Johnny Shackelford, this residence effortlessly balances everyday comfort, refined modern design, and exceptional flexibility of use.

From this location, beaches, restaurants, shops, parks, and island favorites are all just a short stroll away, making daily life easy and enjoyable—whether you’re heading out for morning coffee, an evening walk, or a sunset stroll. With everything close by, there’s little need to get in the car, a rare and highly valued feature for full-time residents and guests alike. Inside, the thoughtfully designed floor plan lives beautifully as a primary residence or second home.

The expansive great room offers two distinct living areas, providing space to gather, relax, work, or entertain without feeling crowded. The single-level layout allows for effortless daily living, aging-in-place convenience, and easy maintenance. The home features four generously sized bedrooms, each with its own private ensuite bath—ideal for family living, visiting friends, or multigenerational stays.

A convenient half bath serves the main living areas, enhancing everyday functionality. At the center of the home, the open kitchen and bar area connect seamlessly to the outdoors, creating a natural flow for both daily living and entertaining. Step outside to a private heated pool, offering a peaceful retreat whether you’re enjoying a quiet afternoon at home or hosting an evening gathering.

In addition to being an exceptional full-time residence, the home also performs exceptionally well as a second home or vacation rental. It has a proven history of generating approximately $120,000 in gross annual rental income in 2025, offering flexibility for owners who wish to offset ownership costs while still enjoying personal use. The property is being sold unfurnished, allowing buyers to tailor the home to their lifestyle or rental strategy.

This is a rare opportunity to own a home that truly works in every way—walkable, livable, beautifully designed, and financially smart. Be sure to watch the videos to fully experience the flow, setting, and lifestyle this remarkable St. Simons Island property offers.

Description provided by Banker Real Estate and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,850,000
Bed / bath4 / 4.5
Living area2,000 sq ft
Year built1955
Property typeSingle Family Residence
PoolYes
MLS #1658862
Listing status233 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyGlynn
Area listings2 active · 1 under contract
Estimated first-year tax~$19,425/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$925
Estimated monthly payment$12,183
Insurance (illustrative)$8k–$18k/yr
Comparable-sales median$1,850,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Banker Real Estate · Listing agent: Michael Banker, LLC · 912-638-1808Provided via the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®) · Source: ScoutMLS® · © 2026 The Golden Isles Multiple Listing Service, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,628,000the mess$2,072,000

Actual list price: $1,850,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 2 active listings competing, 1 under contract

For reference, this home is listed at $1,850,000 ($925/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,000 sq ft × $814–$1,036/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 1, 2026.

Keep looking

Similar homes for sale near Park View

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,850,000Momentum Realty · on market 233 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$19,425/yr

A rough first-year estimate only, applying a typical Glynn rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$8k–$18k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Park View

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Park View neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$1,850,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$925

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Park View

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Glynn County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

St. SimonsAssigned elementary school · Glynn County School District
Glynn Middle SchoolAssigned middle school · Glynn County School District
Glynn AcademyAssigned high school · Glynn County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$8,479 – $12,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,958 – −$489At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
St. Simons Island

Groceries, dining, and parks for this city — see the city guide.

County
Glynn

Schools, taxes, and services are county-administered — see the county guide.

Community
Park View

Amenities and HOA/CDD detail on the neighborhood guide.

View →
Provenance

Data sources & freshness

Listing recordScoutMLS®, refreshed twice daily (last: September 1, 2026)
Community market statsScoutMLS® closed sales, as of August 31, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 609 Oak Street in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the ScoutMLS® Internet Data Exchange (Golden Isles Association of REALTORS®). Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: ScoutMLS®. © 2026 The Golden Isles Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.