69 days on market (MLS) Single Family Residence ▼ Price cut: $10,000 (8/18)
$450,000
3-Bedroom Pool Home in RIVERSIDE ESTATE

10057 Sandbar Street, Orlando, FL 32825

Single Family Residence in RIVERSIDE ESTATE, ORLANDO · No CDD on record
RIVERSIDE ESTATE · Orlando, FL 32825 · Orange County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,993Sq Ft
1990Year Built
$226Per Sq Ft
Private pool1-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
20% above
$/sq ft vs community
$226 here vs $188 median sold (12 mo)
Buyer leverage
Balanced market
69 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~75 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 12
Price vs recent sales
Asking $450k tops 4 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 10057 Sandbar Street in Riverside Estate, Orlando is listed at $450,000 (1,993 sq ft, about $226 per sq ft). That is 15% above Riverside Estate's median closed sale of $391,100 over the last 12 months (1 recorded sales). Per square foot it is above the community's recent $188/sq ft by about 20%. It has been 69 days on market. Listing facts: built in 1990, a private pool, HOA dues of $13/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1990 · 36 yrs
  • 1,993 sq ft of living area
  • 1-car garage
  • Listed at $450,000 — recent neighborhood median sale price ~$391,100 (nearby sales; deemed reliable, not an appraisal)
  • 69 days on market
  • HOA $13/mo (per listing)
Listing description

About this home

Welcome home to this beautifully updated pool home in the heart of East Orlando! Conveniently located just minutes from the University of Central Florida, shopping, dining, major roadways, and area employers, this move-in-ready property offers the perfect blend of style, comfort, and location. The home underwent a COMPLETE interior renovation in 2021, featuring updated tile and carpet flooring, new baseboards and doors, plantation shutters, a smart thermostat, remodeled guest and primary bathrooms, updated kitchen countertops, and kitchen appliances.

The spacious garage is insulated and includes an A/C vent, offering flexibility for a home office, gym, or hobby space. Major exterior improvements include a new roof, whole-house re-pipe, and exterior paint completed in 2021. Enjoy Florida living year-round in your private backyard oasis with a resurfaced pool (2018), irrigation system, and water softener.

This meticulously maintained home is a rare find in a highly desirable location, schedule your private showing today! Click "VIRTUAL TOUR LINK 1" for a 3-D walkthrough of this home!

All 6 photos

10057 Sandbar Street, Orlando FL - photo 6 of 6

Description provided by IRON VALLEY REAL ESTATE OSCEOLA and reproduced from the MLS; not independently verified.

Listing courtesy of IRON VALLEY REAL ESTATE OSCEOLA · Listing agent: Tiffany Licata · 407-698-4663Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$450,000
Bed / bath3 / 2
Living area1,993 sq ft
Year built1990
Property typeSingle Family Residence
Garage1-car
PoolYes
MLS #S5149753
Listing status69 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~75 ft
CountyOrange
Area listings1 active · 0 under contract
Estimated first-year tax~$6,675/yr
CDD assessmentNone on record
HOA$13/mo

Calculated estimates

Price per sq ft$226
Estimated monthly payment$3,264
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$391,100

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,264/mo
  • Principal & interest $2,463/mo 75%
  • Taxes $556/mo 17%
  • Insurance $232/mo 7%
  • HOA $13/mo 0%

$3,264/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$6,675/yr
≈ $556/mo·effective rate ~1.48%
Estimate: asking price less the $50,000 homestead exemption × Orange County rate (16.67 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $1,475/yr ($123/mo) — taxable value $88,063 × 16.67 mills
$5,200 more each year
(+353%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$252,407
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$340,470
Market value
$138,785
Assessed
$88,063
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Orange County Property Appraiser 2025 final millage rates; OCPS 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$13/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~75 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Orange County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · RIVERSIDE ESTATE

Pricing & the RIVERSIDE ESTATE market

How this home is priced against recent nearby sales, and where RIVERSIDE ESTATE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales10044 LITTLE TEAK STREET10044 LITTLE TEAK STREET: $151/sq ft$15110044 LITTLE TEAK STREET10044 LITTLE TEAK STREET: $151/sq ft$15110044 LITTLE TEAK STREET10044 LITTLE TEAK STREET: $225/sq ft$22510044 LITTLE TEAK STREET10044 LITTLE TEAK STREET: $225/sq ft$225This homeThis home: $226/sq ft$226Community median $188

Median $/sq ft by year

Community sold $/sq ft, 2016–2025. This home lists at $226/sq ft.

$103$192$2812016: $12020162017: $13020172022: $20820222025: $2642025

Median sale price by year

12-month median closed price, 2016–2025.

$153k$301k$449k2016: $182k20162017: $199k20172022: $345k20222025: $420k2025
Property timeline

This home’s history

  • 1990BuiltPer public record
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $460,000
  • Aug 18, 2026Price cut$450,000 (-$10,000, -2.2%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $450,000Momentum Realty · on market 69 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales in RIVERSIDE ESTATE in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $391,100 ($188/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$328,845the mess$420,523

Stronger local evidence — 4 comparable closed sales in RIVERSIDE ESTATE, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $450,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1990 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $13/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing
  • ≈6.0 months of supply
  • 3 closed here in the last 12 months

For reference, this home is listed at $450,000 ($226/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,993 sq ft × $165–$211/sq ft (±12% around the median of 4 comparable closed sales in RIVERSIDE ESTATE, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

54/100
Strongest on: Buyer competition (100), Flood safety (95)
0 limited50100 exceptional

54/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $226/sq ft vs the community 12-month median $188/sq ft.
Affordability25
List price $450,000 vs the community median $391,100. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~75 ft elevation. Verify the parcel with FEMA.
Insurance cost62
From FEMA Zone X and a 1990 build. Obtain a property-specific quote.
Market liquidity44
Community inventory, ~6.0 months of supply (12-month record).
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 6.0 months of supply in the surrounding market and 69 days on market for this home, against a 69-day area median.Days on market:this home 69Area median:  69 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. As of August 2, 2026.

🟡 Asking $226 per square foot, about 20% above the community’s $188 median. RIVERSIDE ESTATE’s 12-month median sold price per square foot is $188. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

66% of homes in RIVERSIDE ESTATE are owner-occupied. An estimated 34% are non-owner-occupied, including 10% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 98 homes matched. Community-level context.

What’s unique here: one of only 1 active listings in RIVERSIDE ESTATE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by IRON VALLEY REAL ESTATE OSCEOLA · MLS # S5149753

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Go deeper

More on RIVERSIDE ESTATE

Go deeper on RIVERSIDE ESTATE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Orange County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Orange County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 10057 Sandbar Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1990 (36 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $13/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Orange County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 1,993 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,675/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,200 more per year than the current owner’s estimated bill (+353%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales in RIVERSIDE ESTATE, last 18 months, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 10057 Sandbar Street and when was it built?

Per the listing record, 10057 Sandbar Street was built in 1990 and has 1,993 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 10057 Sandbar Street in?

10057 Sandbar Street is in Riverside Estate in Orlando, Orange County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 10057 Sandbar Street have an HOA, and how much are the dues?

The listing reports HOA dues of $13 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 10057 Sandbar Street differ from the current owner's?

The estimate on this page (about $6,675 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,200 more per year than the current owner’s estimated bill (+353%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 10057 Sandbar Street in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.