3 bedroom Single Family Residence at 1114 PINE AVENUE, HOLDEN REAL ESTATE COMPANYS ADD, SANFORD — photo 1Front elevation
3 bedroom Single Family Residence at 1114 PINE AVENUE, HOLDEN REAL ESTATE COMPANYS ADD, SANFORD — photo 2Living space
3 bedroom Single Family Residence at 1114 PINE AVENUE, HOLDEN REAL ESTATE COMPANYS ADD, SANFORD — photo 3Kitchen
3 bedroom Single Family Residence at 1114 PINE AVENUE, HOLDEN REAL ESTATE COMPANYS ADD, SANFORD — photo 4Owner's suite
3 bedroom Single Family Residence at 1114 PINE AVENUE, HOLDEN REAL ESTATE COMPANYS ADD, SANFORD — photo 5Exterior / yardView all 6 photos →
98 days on market Single Family Residence ▼ Price cut: $15,500 (8/28)
$249,000
3-Bedroom Home in HOLDEN REAL ESTATE COMPANYS ADD

1114 PINE AVENUE, SANFORD, FL 32771

Single Family Residence in HOLDEN REAL ESTATE COMPANYS ADD, SANFORD · No CDD
HOLDEN REAL ESTATE COMPANYS ADD · SANFORD, FL 32771 · Seminole
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
1,403Sq Ft
1938Year Built
$177Per Sq Ft
No CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
3% below
$/sq ft vs community
$177 here vs $182 median sold (12 mo)
Buyer leverage
Strong buyer advantage
98 days on market
18.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~30 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 2
Price vs recent sales
Asking $249k tops 1 of the last 2 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 1114 Pine Avenue in Holden Real Estate Companys Add, Sanford is listed at $249,000 (1,403 sq ft, about $177 per sq ft). That sits within a few percent of Holden Real Estate Companys Add's median closed sale of $249,950 over the last 12 months (1 recorded sales). It has been 98 days on market. Listing facts: built in 1938, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1938 · 88 yrs
  • 1,403 sq ft of living area
  • Listed at $249,000 — recent neighborhood median sale price ~$249,950 (nearby sales; deemed reliable, not an appraisal)
  • 98 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · HOLDEN REAL ESTATE COMPANYS ADD

Pricing & the HOLDEN REAL ESTATE COMPANYS ADD market

How this home is priced against recent nearby sales, and where HOLDEN REAL ESTATE COMPANYS ADD has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales906 CELERY AVENUE906 CELERY AVENUE: $160/sq ft$160This homeThis home: $177/sq ft$1771119 HICKORY AVENUE1119 HICKORY AVENUE: $205/sq ft$205Community median $182
Property timeline

This home’s history

  • 1938BuiltPer public record
  • Jul 10, 2026First trackedObserved at $264,500
  • Aug 28, 2026Price cut$249,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,690/mo
  • Principal & interest $1,287/mo 76%
  • Taxes $218/mo 13%
  • Insurance $135/mo 8%
  • HOA $50/mo 3%

$1,690/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$3,025/yr
$252/mo·effective rate ~1.21%
Estimated from today’s asking price and current Seminole County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $3,075/yr ($256/mo)
-$50 more each year
(--2%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$202,336
Market value
$202,336
Assessed
$202,336
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

68/100
Strongest on: Buyer competition (100), Flood safety (95)
0 limited50100 exceptional

68/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area57
This home $177/sq ft vs the community 12-month median $182/sq ft.
Affordability51
List price $249,000 vs the community median $249,950. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~30 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1938 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~18.0 months of supply (12-month record).
Renovation upside90
From a 1938 build and $177/sq ft vs the community median $182/sq ft. Not a condition assessment.
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 18.0 months of supply in the surrounding market and 98 days on market for this home, against a 98-day area median.Days on market:this home 98Area median:  98 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2025. As of August 2, 2026.

🟡 Asking $177 per square foot, about 3% below the community’s $182 median. HOLDEN REAL ESTATE COMPANYS ADD’s 12-month median sold price per square foot is $182. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

39% of homes in HOLDEN REAL ESTATE COMPANYS ADD are owner-occupied. An estimated 61% are non-owner-occupied, including 16% held in a company or trust and 12% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 179 homes matched. Community-level context.

What’s unique here: one of only 3 active listings in HOLDEN REAL ESTATE COMPANYS ADD, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Price Improvement.. Motivated Seller...3/2/1 with Island Kitchen Open to Family Room, Inside Laundry, Roof 2020, HVAC 2021, Tankless H2O 2024...2nd and 3rd Bedrooms are connected by Jack N Jill Bathroom, Fully Fenced Spacious Yard with Detached 12' X 28' Building for Workshop / Storage. Located minutes from All That Is Downtown Sanford by The Water...

contact listing agent for details regarding Pre-Inspection conveying to Buyer.

Description provided by LUXE PROPERTIES and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$249,000
Bed / bath3 / 2.5
Living area1,403 sq ft
Year built1938
Property typeSingle Family Residence
MLS #O6412269
Listing status98 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~30 ft
Windstorm exposureLow
CountySeminole
Area listings3 active · 1 under contract
Estimated first-year tax~$2,614/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$177
Estimated monthly payment$1,690
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$249,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of LUXE PROPERTIES · Listing agent: Mark Santolin · 305-809-7650Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$224,480the mess$286,212

Actual list price: $249,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1938 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 3 active listings competing
  • 18.0 months of supply
  • 2 closed here in the last 12 months

For reference, this home is listed at $249,000 ($177/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,403 sq ft × $160–$204/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near HOLDEN REAL ESTATE COMPANYS ADD

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $249,000Momentum Realty · on market 98 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,614/yr

A rough first-year estimate only, applying a typical Seminole rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~30 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by LUXE PROPERTIES · MLS # O6412269

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Market data · public records

Recent sales activity in HOLDEN REAL ESTATE COMPANYS ADD

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HOLDEN REAL ESTATE COMPANYS ADD neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Community median sale price
$249,950

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$182

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HOLDEN REAL ESTATE COMPANYS ADD

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Seminole County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Seminole County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $182/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,141 – $1,660/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$582 – −$115At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1114 Pine Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1938 (88 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Seminole County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,403 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,614/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1114 Pine Avenue and when was it built?

Per the listing record, 1114 Pine Avenue was built in 1938 and has 1,403 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1114 Pine Avenue in?

1114 Pine Avenue is in Holden Real Estate Companys Add in Sanford, Seminole County. The community section on this page shows recent closed sales, days on market, and active inventory for Holden Real Estate Companys Add from the same MLS data.

Does 1114 Pine Avenue have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 1114 Pine Avenue differ from the current owner's?

The estimate on this page (about $2,614 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1114 Pine Avenue in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1114 PINE AVENUE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.