12077 GANDY BOULEVARD #332, ST PETERSBURG, FL 33702
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 12, 2026, 12077 Gandy Boulevard #332 in Grande Verandahs On The Bay, St Petersburg is listed at $439,900 (2,187 sq ft, about $201 per sq ft). That sits within a few percent of Grande Verandahs On The Bay's median closed sale of $445,000 over the last 12 months (2 recorded sales). It has been 100 days on market. Listing facts: built in 2005, HOA dues of $1,437/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2005 · 21 yrs
- 2,187 sq ft of living area
- 2-car garage
- Listed at $439,900 — recent neighborhood median sale price ~$445,000 (nearby sales; deemed reliable, not an appraisal)
- 100 days on market
- HOA $1,437/mo (per listing)
Pricing & the Grande Verandahs On The Bay market
How this home is priced against recent nearby sales, and where Grande Verandahs On The Bay has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Grande Verandahs On The Bay
Each dot is a closed sale since 2014 (48 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2015–2025. This home lists at $201/sq ft.
Median sale price by year
12-month median closed price, 2015–2025.
This home’s history
- 2005BuiltPer public record
- Jul 10, 2026First trackedObserved at $439,900
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,285/mo 53%
- Taxes $385/mo 9%
- Insurance $180/mo 4%
- HOA $1,437/mo 34%
$4,287/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 20.0 months of supply in the surrounding market and 100 days on market for this home, against a 100-day area median.Days on market:this home 100Area median: 100 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of September 12, 2026.
🟡 Asking $201 per square foot, about 9% below the community’s $221 median. Grande Verandahs On The Bay’s 12-month median sold price per square foot is $221. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 5 active listings in Grande Verandahs On The Bay, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Virtually Staged. Welcome to your perfect retreat in the desirable Grande Verandah community, a gated haven offering the best of comfort, convenience, and luxury living. This stunning 2,187-square-foot, three-bedroom, two-bathroom condo is the ideal choice for anyone seeking a primary home, vacation home, or relocation destination in sunny St.
Petersburg. As you step inside, the open-concept layout and split bedroom design provide a sense of spaciousness and flow. Recent renovations enhance every corner, including sleek porcelain tile flooring (installed with "Whisper Mat"), custom plantation shutters, modern lighting fixtures, and ceiling fans.
The updated Daikin HVAC system with heat pump maximizes energy efficiency and the smart thermostat ensures year-round comfort. The new water heater and filtration system add to the home's move-in condition. The chef-inspired kitchen is a highlight, featuring solid wood cabinets, granite countertops, a built-in oven, a glass cooktop—and a microwave that can double as a convenient second oven - perfect for cooking and entertaining guests.
The new LG refrigerator and large pantry round out the kitchen. Tray ceilings in the entry and kitchen add a touch of elegance, while high ceilings and crown molding in the living areas create a welcoming atmosphere. A triple glass, sliding door in the rear of the dining and living area, allows for abundant natural light, or step outside to your private patio, where you’ll enjoy tranquil views of a protected nature preserve—perfect for relaxing or entertaining.
The master suite is a true retreat, complete with high ceilings, private patio access, large his-and-her walk-in closets, and a luxurious en-suite bath with a soaking tub, dual sinks, a spacious walk-in shower, and a separate water closet. Located on the other side of the living space, you’ll find a laundry room with a Samsung washer/dryer and cabinet storage, a well appointed second bathroom, plenty of storage space and a linen closet ensuring a clutter-free lifestyle. The additional two bedrooms are generously sized with the third bedroom offering a walk-in closet and private patio access.
Two assigned garage parking spaces located on the second floor and additional guest parking provide added convenience. The Grande Verandah community offers resort-style amenities, including a clubhouse with a full kitchen, fitness center, large pool, and spa, creating a perfect setting for relaxation and socializing. Located just minutes from the Weedon Island Preserve, Gulf Coast beaches, 15 minute commute to MacDill Air Force Base, and Tampa International Airport, this home offers unparalleled access to outdoor adventures, shopping, dining, and all the best the St.
Petersburg and Tampa Bay area has to offer. Whether you're hiking, boating, fishing, beaching or simply enjoying the vibrant city life, this home is ideally situated for both work and play. Don’t miss this opportunity to own a piece of paradise—schedule a showing today!
Description provided by KELLER WILLIAMS SOUTH TAMPA and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $439,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $1,437/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- 5 active listings competing
- ≈20.0 months of supply
- 3 closed here in the last 12 months
For reference, this home is listed at $439,900 ($201/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,187 sq ft × $194–$248/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.
Similar homes for sale near GRANDE VERANDAHS ON THE BAY
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by KELLER WILLIAMS SOUTH TAMPA · MLS # TB8508586
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Recent sales activity in GRANDE VERANDAHS ON THE BAY
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the GRANDE VERANDAHS ON THE BAY neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on GRANDE VERANDAHS ON THE BAY
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $221/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 12077 Gandy Boulevard #332, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,187 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $4,619/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 12, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 12077 Gandy Boulevard #332 and when was it built?
Per the listing record, 12077 Gandy Boulevard #332 was built in 2005 and has 2,187 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 12077 Gandy Boulevard #332 in?
12077 Gandy Boulevard #332 is in Grande Verandahs On The Bay in St Petersburg, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Grande Verandahs On The Bay from the same MLS data.
Does 12077 Gandy Boulevard #332 have an HOA, and how much are the dues?
The listing reports HOA dues of $1,437 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 12077 Gandy Boulevard #332 differ from the current owner's?
The estimate on this page (about $4,619 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 12077 Gandy Boulevard #332 in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 12077 GANDY BOULEVARD #332 in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.