79 days on market (MLS) Single Family Residence ▼ Price cut: $29,000 (10/2)
$670,000
3-Bedroom Home in PORT CHARLOTTE SEC 060

12558 Bacchus Road, Port Charlotte, FL 33981

Single Family Residence in PORT CHARLOTTE SEC 060 · No CDD on record
PORT CHARLOTTE SEC 060 · Port Charlotte, FL 33981 · Charlotte County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
3.5Bathrooms
2,568Sq Ft
1990Year Built
$261Per Sq Ft
Waterfront2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
13% above
$/sq ft vs community
$261 here vs $230 median sold (12 mo)
Buyer leverage
Buyer advantage
79 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~7 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $670k tops 12 of the last 12 closed sales; also one of the largest homes here at 2,568 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 12558 Bacchus Road in Port Charlotte Sec 060, Port Charlotte is listed at $670,000 (2,568 sq ft, about $261 per sq ft). That is 46% above Port Charlotte Sec 060's median closed sale of $458,950 over the last 12 months (830 recorded sales). Per square foot it is above the community's recent $230/sq ft by about 13%. It has been 79 days on market. Listing facts: built in 1990, waterfront, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1990 · 36 yrs
  • 2,568 sq ft of living area
  • 2-car garage
  • Listed at $670,000 — recent neighborhood median sale price ~$458,950 (nearby sales; deemed reliable, not an appraisal)
  • 79 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Back on market due to buyers financing falling through. Panoramic Myakka River views stretching over a mile wide, an 800+ sq. ft.

screened lanai, newer roof and A/C, full accordion hurricane protection, and a dock ready for a boat lift. This 4-bedroom, 3 full bath plus half bath waterfront home offers an exceptional combination of space, comfort, and waterfront living. The flexible floor plan includes two guest bedrooms configured as private en suites, providing ideal accommodations for family and visitors.

The primary suite features a freestanding soaking tub and walk-in shower. Step outside to the expansive screened lanai overlooking the Myakka River, creating an incredible setting for entertaining, relaxing, and enjoying breathtaking water views. The private dock is already positioned for the future addition of a boat lift, making it easy to customize for your boating lifestyle.

Complete accordion hurricane shutters provide peace of mind, while the newer roof and air conditioning system help reduce future maintenance concerns. Rarely do properties combine this level of waterfront exposure, outdoor living space, and flexible bedroom layout in such a desirable riverfront setting.

All 6 photos

12558 Bacchus Road, Port Charlotte FL - photo 6 of 6

Description provided by PROPERTY LIONS REALTY, INC and reproduced from the MLS; not independently verified.

Listing courtesy of PROPERTY LIONS REALTY, INC · Listing agent: Matthew Rhoden · 941-456-2676Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$670,000
Bed / bath3 / 3.5
Living area2,568 sq ft
Year built1990
Property typeSingle Family Residence
Garage2-car
MLS #C7526719
Listing status79 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~7 ft
CountyCharlotte
Area listings1423 active · 311 under contract
Estimated first-year tax~$10,500/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$261
Estimated monthly payment$4,887
Insurance (illustrative)$3k–$6k/yr
Messtimate range$374,928 – $451,968
Comparable-sales median$458,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,887/mo
  • Principal & interest $3,667/mo 75%
  • Taxes $875/mo 18%
  • Insurance $345/mo 7%

$4,887/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$10,500/yr
≈ $875/mo·effective rate ~1.57%
Estimate: asking price less the $50,000 homestead exemption × Charlotte County rate (16.92 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
Current owner’s estimated bill $13,725/yr ($1,144/mo) — taxable value $811,112 × 16.92 mills
$3,225 less each year
(−23%)

The current taxable value ($811,112) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.

$59,304
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$870,416
Market value
$861,834
Assessed
$811,112
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~7 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Charlotte County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Charlotte County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively Low
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · PUNTA GORDA ISLES

Pricing & the PUNTA GORDA ISLES market

How this home is priced against recent nearby sales, and where PUNTA GORDA ISLES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales76 CADDY ROAD76 CADDY ROAD: $128/sq ft$1284194 NETTLE ROAD4194 NETTLE ROAD: $146/sq ft$146171 SPRING DRIVE171 SPRING DRIVE: $175/sq ft$175256 CADDY ROAD256 CADDY ROAD: $175/sq ft$175123 SUNRISE DRIVE123 SUNRISE DRIVE: $176/sq ft$1762 GOLFVIEW ROAD2 GOLFVIEW ROAD: $186/sq ft$186This homeThis home: $261/sq ft$261Community median $230

Price vs. size in PUNTA GORDA ISLES

Each dot is a closed sale since 2004 (10700 total). This home is the gold marker.

$0$1.2M$2.4M8003,0415,281This home: $670,000, 2,568 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $261/sq ft.

$76$171$2662012: $9420122013: $1042014: $11520142015: $1382016: $14020162017: $1412018: $17020182019: $1652020: $17120202021: $2162022: $24820222023: $2322024: $24620242025: $2132026: $2302026

Median sale price by year

12-month median closed price, 2012–2026.

$145k$335k$525k2012: $182k20122013: $210k2014: $227k20142015: $280k2016: $280k20162017: $280k2018: $308k20182019: $325k2020: $389k20202021: $431k2022: $488k20222023: $448k2024: $485k20242025: $426k2026: $459k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 49 (normal).

1452902013: 5520132014: 362015: 6820152016: 542017: 4120172018: 322019: 2820192020: 342021: 8120212022: 832023: 5820232024: 602025: 2120252026: 492026
Property timeline

This home’s history

  • 1990BuiltPer public record
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $699,000
  • Oct 2, 2026Price cut$670,000 (-$29,000, -4.1%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $670,000Momentum Realty · on market 79 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 10 miles in Charlotte County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $458,950 ($230/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$374,928the mess$451,968

Directional estimate — 6 comparable closed sales within about 10 miles in Charlotte County, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $670,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 21% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1990 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 79 days on market vs. a 56-day community median
  • 1513 active listings competing, 275 under contract

For reference, this home is listed at $670,000 ($261/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,568 sq ft × $146–$176/sq ft (interquartile band of 6 comparable closed sales within about 10 miles in Charlotte County, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

39/100
Strongest on: Pricing power (75), Market liquidity (56)
0 limited50100 exceptional

39/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area16
This home $261/sq ft vs the community 12-month median $230/sq ft.
Affordability0
List price $670,000 vs the community median $458,950. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~7 ft elevation. Verify the parcel with FEMA.
Insurance cost27
From FEMA Zone AE and a 1990 build. Obtain a property-specific quote.
Market liquidity56
Community median 56 days on market (12-month record).
Pricing power75
Recent sales closed at about 93.0% of original asking (~7.0% below). More room below asking generally favors buyers.
Market timing51
Momentum Market Heat is 49/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $261 per square foot, about 13% above the community’s $230 median. PUNTA GORDA ISLES’s 12-month median sold price per square foot is $230. Median sold price per square foot is up 7.8% year over year. Confidence: Very High · 830 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent PUNTA GORDA ISLES sales closed near 93.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1423 active listings in PUNTA GORDA ISLES, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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More on Charlotte County

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Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Charlotte County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Charlotte County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 12558 Bacchus Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1990 (36 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Charlotte County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,568 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $10,500/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,225 less per year than the current owner’s estimated bill (−23%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales within about 10 miles in Charlotte County, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 12558 Bacchus Road and when was it built?

Per the listing record, 12558 Bacchus Road was built in 1990 and has 2,568 sq ft of living area, 3 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 12558 Bacchus Road in?

12558 Bacchus Road is in Port Charlotte Sec 060 in Port Charlotte, Charlotte County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 12558 Bacchus Road have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 12558 Bacchus Road differ from the current owner's?

The estimate on this page (about $10,500 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,225 less per year than the current owner’s estimated bill (−23%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 12558 Bacchus Road in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.