Active Single Family Residence
$750,000
5-Bedroom Home in STARWOOD PH N-4

13119 Pergola Avenue, Orlando, FL 32832

Single Family Residence in STARWOOD PH N-4, ORLANDO · No CDD on record · Built 2025
STARWOOD PH N-4 · Orlando, FL 32832 · Orange County
Listing data updated October 5, 2026 · refreshed hourly
5Bedrooms
4Bathrooms
2,561Sq Ft
2025Year Built
$293Per Sq Ft
2-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
114% above
$/sq ft vs community
$293 here vs $137 median sold (12 mo)
Buyer leverage
Strong buyer advantage
2872.8-month supply
2872.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 12
Price vs recent sales
Asking $750k tops 9 of the last 12 closed sales; also one of the largest homes here at 2,561 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 5, 2026, 13119 Pergola Avenue in Starwood Ph N-4, Orlando is listed at $750,000 (2,561 sq ft, about $293 per sq ft). That is 317% above Starwood Ph N-4's median closed sale of $180,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $137/sq ft by about 114%. It came to market within the past week. Listing facts: built in 2025, HOA dues of $128/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2025 · 1 yrs
  • 2,561 sq ft of living area
  • 2-car garage
  • Listed at $750,000 — recent neighborhood median sale price ~$180,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $128/mo (per listing)
Listing description

About this home

Why wait to build when you can own a beautiful 2025 home that is already complete and thoughtfully upgraded? Located in Meridian Parks, in the growing Lake Nona area, this 5 bedroom, 4 bathroom home offers a bright and welcoming layout with modern finishes, natural light, and plenty of space for the whole family. Since closing, the owners have added several beautiful upgrades that truly make this home stand out.

The kitchen features a stunning waterfall quartz island, matching quartz backsplash, and elegant fluted details that blend beautifully with the rest of the home. You will also find a gorgeous custom feature wall in the living room, along with custom curtains and blinds throughout. The home has no carpet, with luxury vinyl flooring throughout the main living areas and stairs, plus porcelain tile in the bathrooms.

The thoughtfully designed floor plan includes a bedroom and full bathroom on the first floor. Upstairs, the spacious primary suite features a beautiful ensuite bathroom and large walk in closet, along with a second ensuite bedroom and two additional bedrooms. A versatile loft completes the second floor.

Outside, enjoy an oversized lot with a fully fenced backyard, a spacious covered lanai, and a peaceful conservation view. It is the perfect setting to enjoy Florida living and spend time with family and friends. Meridian Parks offers a wonderful community lifestyle with a resort style pool, clubhouse, fitness center, parks, playgrounds, sidewalks, and more.

The HOA is only $128 per month, with bulk internet included per the association budget. Conveniently located near top rated schools, hospitals, restaurants, major roads, and everyday conveniences, and less than 15 minutes from Lake Nona Town Center, this home offers the perfect combination of comfort, style, location, and value. This is the kind of home where the big upgrades are already done.

All that is left to do is move in and enjoy.

Description provided by THE FLORIDA LOUNGE REALTY LLC and reproduced from the MLS; not independently verified.

Listing courtesy of THE FLORIDA LOUNGE REALTY LLC · Listing agent: Jen Dantas · 786-241-7619Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$750,000
Bed / bath5 / 4
Living area2,561 sq ft
Year built2025
Property typeSingle Family Residence
Garage2-car
MLS #O6447344
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyOrange
Area listings1109 active · 320 under contract
Estimated first-year tax~$7,875/yr
CDD assessmentNone on record
HOA$128/mo

Calculated estimates

Price per sq ft$293
Estimated monthly payment$5,092
Insurance (illustrative)$2k–$4k/yr
Messtimate range$514,761 – $740,129
Comparable-sales median$180,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,092/mo
  • Principal & interest $4,105/mo 81%
  • Taxes $656/mo 13%
  • Insurance $202/mo 4%
  • HOA $128/mo 3%

$5,092/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,875/yr

Estimate: a typical Orange effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$128/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Orange County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · GROVE RESORT AND SPA HOTEL CONDOMINIUM

Pricing & the GROVE RESORT AND SPA HOTEL CONDOMINIUM market

How this home is priced against recent nearby sales, and where GROVE RESORT AND SPA HOTEL CONDOMINIUM has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales19814 MOORGATE STREET19814 MOORGATE STREET: $169/sq ft$1691202 SENECA FALLS DRIVE1202 SENECA FALLS DRIVE: $201/sq ft$2015024 MORTIER AVENUE5024 MORTIER AVENUE: $223/sq ft$22319509 SHELDON STREET19509 SHELDON STREET: $237/sq ft$2372943 DECKER AVENUE2943 DECKER AVENUE: $289/sq ft$289This homeThis home: $293/sq ft$2935018 MONET AVENUE5018 MONET AVENUE: $317/sq ft$317Community median $137

Median $/sq ft by year

Community sold $/sq ft, 2022–2026. This home lists at $293/sq ft.

$124$192$2602022: $24720222025: $18820252026: $1372026

Median sale price by year

12-month median closed price, 2022–2026.

$160k$262k$365k2022: $345k20222025: $238k20252026: $180k2026
Property timeline

This home’s history

  • 2025BuiltPer public record
  • Oct 5, 2026First seen on movewithmomentum.comObserved at $750,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $750,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 10 miles in Orange County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $180,000 ($137/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$514,761the mess$740,129

Directional estimate — 6 comparable closed sales within about 10 miles in Orange County, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $750,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 44% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $128/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 1197 active listings competing, 307 under contract
  • 5 closed here in the last 12 months

For reference, this home is listed at $750,000 ($293/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,561 sq ft × $201–$289/sq ft (interquartile band of 6 comparable closed sales within about 10 miles in Orange County, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 5, 2026.

Momentum Scores

Momentum Property Score

30/100
Strongest on: Pricing power (100), Market liquidity (20)
0 limited50100 exceptional

30/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $293/sq ft vs the community 12-month median $137/sq ft.
Affordability0
List price $750,000 vs the community median $180,000. Not a measure of personal affordability.
Market liquidity20
Community median 156 days on market (12-month record).
Pricing power100
Recent sales closed at about 70.2% of original asking (~29.8% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $293 per square foot, about 114% above the community’s $137 median. GROVE RESORT AND SPA HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $137. Median sold price per square foot is down 24.4% year over year. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

67% of homes in GROVE RESORT AND SPA HOTEL CONDOMINIUM are owner-occupied. An estimated 33% are non-owner-occupied, including 9% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1761 homes matched. Community-level context.

Recent GROVE RESORT AND SPA HOTEL CONDOMINIUM sales closed near 70.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1109 active listings in GROVE RESORT AND SPA HOTEL CONDOMINIUM, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 5, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Orange County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Innovation Middle SchoolAssigned middle school · Orange County School District · Grade A (Florida DOE 2025-26)
GRADEB
Innovation HighAssigned high school · Orange County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 13119 Pergola Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2025: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $128/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Orange County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,561 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,875/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 5, 2026)
Comparable salesStellar MLS closed sales within about 10 miles in Orange County, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 13119 Pergola Avenue and when was it built?

Per the listing record, 13119 Pergola Avenue was built in 2025 and has 2,561 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 13119 Pergola Avenue in?

13119 Pergola Avenue is in Starwood Ph N-4 in Orlando, Orange County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 13119 Pergola Avenue have an HOA, and how much are the dues?

The listing reports HOA dues of $128 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 13119 Pergola Avenue differ from the current owner's?

The estimate on this page (about $7,875 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 13119 Pergola Avenue in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.