2 bedroom Condominium at 14221 HERITAGE LANDING #2013, HERITAGE LANDING, PUNTA GORDA — photo 1Front elevation
New — 4 days on market Condominium
$299,999
2-Bedroom Condo in HERITAGE LANDING

14221 HERITAGE LANDING #2013, PUNTA GORDA, FL 33955

Condominium in HERITAGE LANDING, PUNTA GORDA · No CDD · Built 2025
HERITAGE LANDING · PUNTA GORDA, FL 33955 · Charlotte
Listing data updated September 6, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,366Sq Ft
2025Year Built
$220Per Sq Ft
1-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
4% below
$/sq ft vs community
$220 here vs $228 median sold (12 mo)
Buyer leverage
Seller-leaning
4 days on market
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 14221 Heritage Landing #2013 in Heritage Landing, Punta Gorda is listed at $299,999 (1,366 sq ft, about $220 per sq ft). That is 33% below Heritage Landing's median closed sale of $450,000 over the last 12 months (822 recorded sales). It came to market within the past week. Listing facts: built in 2025, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2025 · 1 yrs
  • 1,366 sq ft of living area
  • 1-car garage
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · PUNTA GORDA ISLES

Pricing & the PUNTA GORDA ISLES market

How this home is priced against recent nearby sales, and where PUNTA GORDA ISLES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in PUNTA GORDA ISLES

Each dot is a closed sale since 2004 (10554 total). This home is the gold marker.

$0$1.1M$2.2M7303,2505,770This home: $299,999, 1,366 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $220/sq ft.

$73$169$2652012: $9220122013: $1012014: $11520142015: $1332016: $14120162017: $1392018: $15720182019: $1692020: $14320202021: $2282022: $24620222023: $2372024: $24020242025: $2142026: $2282026

Median sale price by year

12-month median closed price, 2012–2026.

$138k$328k$517k2012: $175k20122013: $205k2014: $232k20142015: $278k2016: $280k20162017: $278k2018: $301k20182019: $335k2020: $290k20202021: $429k2022: $480k20222023: $470k2024: $479k20242025: $435k2026: $450k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 49 (normal).

1654922013: 5820132014: 452015: 6620152016: 602017: 4120172018: 242019: 3120192020: 232021: 7320212022: 852023: 5520232024: 552025: 3620252026: 492026
Property timeline

This home’s history

  • 2025BuiltPer public record
  • Sep 2, 2026First trackedObserved at $299,999
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,944/mo
  • Principal & interest $1,550/mo 80%
  • Taxes $262/mo 14%
  • Insurance $81/mo 4%
  • HOA $50/mo 3%

$1,944/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

61/100
Strongest on: Affordability (100), Pricing power (80)
0 limited50100 exceptional

61/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area59
This home $220/sq ft vs the community 12-month median $228/sq ft.
Affordability100
List price $299,999 vs the community median $450,000. Not a measure of personal affordability.
Market liquidity50
Community median 63 days on market (12-month record).
Renovation upside30
From a 2025 build and $220/sq ft vs the community median $228/sq ft. Not a condition assessment.
Buyer competition54
46% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power80
Recent sales closed at about 92.0% of original asking (~8.0% below). More room below asking generally favors buyers.
Market timing51
Momentum Market Heat is 49/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $220 per square foot, about 4% below the community’s $228 median. PUNTA GORDA ISLES’s 12-month median sold price per square foot is $228. Median sold price per square foot is up 3.4% year over year. Confidence: Very High · 822 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent PUNTA GORDA ISLES sales closed near 92.0% of original asking. Cash paid for about 46% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 2969 active listings in PUNTA GORDA ISLES, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Discover a 2/2 with den/office w/high-end furnishings and completely turnkey condominium located at 14221 Heritage Landing Blvd #2013. With a wonderful waterfront back view facing west, you will always catch our beautiful sunset views in SW Florida. If watching wildlife is your thing, you have picked the right location because this unit backs up against a nature preserve and this building also sits in FEMA flood zone X.

This condo has 2 oversized lanais and it's conveniently located one building over from a satellite pool. Step inside the property and you will see a comfortable and stylish living space with many upgrades throughout like painting, custom backsplash, lighting, and ceiling fans and also a very unique shiplap wall with an electric fireplace and 85 inch TV in direct view of your huge kitchen island, so you can cook and watch TV at the same time. The design of the condominium is upscale coastal with clean lines and an efficient layout, ensuring both functionality and aesthetic appeal.

The exterior of the building is well-maintained, contributing to the overall charm of the property. The condominium features ample windows, which allow for plenty of natural light to brighten up the living areas, creating a welcoming and warm atmosphere With your social membership attached to the property, residents can also enjoy access to any available community amenities that may be part of the condominium complex, enhancing the living experience.

Description provided by BEYCOME OF FLORIDA LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$299,999
Bed / bath2 / 2
Living area1,366 sq ft
Year built2025
Property typeCondominium
Garage1-car
MLS #O6438040
Listing statusNew — 4 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyCharlotte
Area listings2969 active · 753 under contract
Estimated first-year tax~$3,150/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$220
Estimated monthly payment$1,944
Insurance (illustrative)$500–$2k/yr
Comparable-sales median$450,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of BEYCOME OF FLORIDA LLC · Listing agent: Steven Koleno · 804-656-5007Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$274,566the mess$348,330

Actual list price: $299,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 4 days on market vs. a 63-day community median
  • 2758 active listings competing, 661 under contract

For reference, this home is listed at $299,999 ($220/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,366 sq ft × $201–$255/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near HERITAGE LANDING

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $299,999Momentum Realty · on market 4 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,150/yr

A rough first-year estimate only, applying a typical Charlotte rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$500–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 14221 HERITAGE LANDING #2013?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by BEYCOME OF FLORIDA LLC · MLS # O6438040

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in HERITAGE LANDING

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HERITAGE LANDING neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$450,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$228

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HERITAGE LANDING

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Charlotte County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
East ElementaryAssigned elementary school · Charlotte County School District · Grade B (Florida DOE 2025-26)
GRADEA
Punta Gorda MiddleAssigned middle school · Charlotte County School District · Grade A (Florida DOE 2025-26)
GRADEB
Charlotte HighAssigned high school · Charlotte County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,375 – $2,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$609 – −$47At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 14221 Heritage Landing #2013, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2025: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Charlotte County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,366 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,150/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 14221 Heritage Landing #2013 and when was it built?

Per the listing record, 14221 Heritage Landing #2013 was built in 2025 and has 1,366 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 14221 Heritage Landing #2013 in?

14221 Heritage Landing #2013 is in Heritage Landing in Punta Gorda, Charlotte County. The community section on this page shows recent closed sales, days on market, and active inventory for Heritage Landing from the same MLS data.

Does 14221 Heritage Landing #2013 have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 14221 Heritage Landing #2013 differ from the current owner's?

The estimate on this page (about $3,150 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 14221 Heritage Landing #2013 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 14221 HERITAGE LANDING #2013 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.