4 bedroom Single Family Residence at 1654 ANN ROSE WAY, ARBOR PARK, LEESBURG — photo 1Front elevation
4 bedroom Single Family Residence at 1654 ANN ROSE WAY, ARBOR PARK, LEESBURG — photo 2Living space
4 bedroom Single Family Residence at 1654 ANN ROSE WAY, ARBOR PARK, LEESBURG — photo 3Kitchen
4 bedroom Single Family Residence at 1654 ANN ROSE WAY, ARBOR PARK, LEESBURG — photo 4Owner's suite
4 bedroom Single Family Residence at 1654 ANN ROSE WAY, ARBOR PARK, LEESBURG — photo 5Exterior / yardView all 6 photos →
29 days on market Single Family Residence
$371,900
4-Bedroom Home in ARBOR PARK

1654 ANN ROSE WAY, LEESBURG, FL 34748

Single Family Residence in ARBOR PARK, LEESBURG · No CDD · Built 2026
ARBOR PARK · LEESBURG, FL 34748 · Lake
Listing data updated September 6, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
1,820Sq Ft
2026Year Built
$204Per Sq Ft
3-car garageNew constructionNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
13% above
$/sq ft vs community
$204 here vs $181 median sold (12 mo)
Buyer leverage
Buyer advantage
29 days on market
15.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~93 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 11
Price vs recent sales
Asking $372k tops 11 of the last 11 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 1654 Ann Rose Way in Arbor Park, Leesburg is listed at $371,900 (1,820 sq ft, about $204 per sq ft). That sits within a few percent of Arbor Park's median closed sale of $341,000 over the last 12 months (10 recorded sales). Per square foot it is above the community's recent $181/sq ft by about 13%. It has been 29 days on market. Listing facts: new construction, HOA dues of $18/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 1,820 sq ft of living area
  • 3-car garage
  • Listed at $371,900 — recent neighborhood median sale price ~$341,000 (nearby sales; deemed reliable, not an appraisal)
  • 29 days on market
  • HOA $18/mo (per listing)
Momentum Research · ARBOR PARK

Pricing & the ARBOR PARK market

How this home is priced against recent nearby sales, and where ARBOR PARK has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales271 VERNY GROVE LANE271 VERNY GROVE LANE: $170/sq ft$1701627 ANN ROSE WAY1627 ANN ROSE WAY: $171/sq ft$171266 VERNY GROVE LANE266 VERNY GROVE LANE: $173/sq ft$1731623 ANN ROSE WAY1623 ANN ROSE WAY: $179/sq ft$179267 VERNY GROVE LANE267 VERNY GROVE LANE: $182/sq ft$1821638 ANN ROSE WAY1638 ANN ROSE WAY: $183/sq ft$183This homeThis home: $204/sq ft$204Community median $181
Property timeline

This home’s history

  • 2026BuiltPer public record
  • Jul 10, 2026First trackedObserved at $371,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,363/mo
  • Principal & interest $1,922/mo 81%
  • Taxes $325/mo 14%
  • Insurance $98/mo 4%
  • HOA $18/mo 1%

$2,363/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

52/100
Strongest on: Buyer competition (100), Flood safety (95)
0 limited50100 exceptional

52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area18
This home $204/sq ft vs the community 12-month median $181/sq ft.
Affordability35
List price $371,900 vs the community median $341,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~93 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity35
Community median 50 days on market, ~15.4 months of supply (12-month record).
Renovation upside10
From a 2026 build and $204/sq ft vs the community median $181/sq ft. Not a condition assessment.
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power40
Recent sales closed at about 100.0% of original asking (~0.0% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 15.4 months of supply in the surrounding market and 29 days on market for this home, against a 50-day area median.Days on market:this home 29Area median:  50 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. As of August 2, 2026.

🟡 Asking $204 per square foot, about 13% above the community’s $181 median. ARBOR PARK’s 12-month median sold price per square foot is $181. Confidence: Medium · 10 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent ARBOR PARK sales closed near 100.0% of original asking. Cash paid for about 0% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 18 active listings in ARBOR PARK, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Under Construction. $1,000.00 To Reserve this 1820 floor plan, same floor plan as our model home. It's a MUST see!!!

Welcome to this beautiful under-construction home in desirable Leesburg, Florida! This thoughtfully designed 4-bedroom, 2-bath home with a 3-car garage offers the perfect blend of comfort, functionality, and modern style. Situated on a spacious 60-foot homesite with no rear neighbors, you'll enjoy added privacy and peaceful outdoor living.

Inside, you'll find an open-concept floor plan that's perfect for both everyday living and entertaining. The bright, spacious living areas flow seamlessly into the kitchen and dining spaces, creating an inviting atmosphere for family and friends. The split-bedroom design provides privacy for the owner's suite, while the additional bedrooms provide flexibility for guests, a home office, or a growing family.

The 3-car garage provides plenty of room for vehicles, storage, hobbies, or recreational equipment. Built with quality craftsmanship, this home includes valuable builder warranties for added peace of mind, including a 10-year structural warranty, 2-year mechanical systems warranty, and a 1-year builder workmanship warranty. Residents of this growing community will enjoy outstanding planned amenities, including a resort-style swimming pool with cabanas, pickleball courts, scenic nature trails, a tot playground, dog park, community pavilions, and open green spaces designed for recreation and relaxation.

Located in the growing city of Leesburg, you'll enjoy convenient access to shopping, dining, parks, golf courses, medical facilities, and the beautiful Chain of Lakes. With easy access to Mount Dora, The Villages, and the greater Orlando area, this location offers the perfect balance of small-town charm and modern convenience. Please note: The photos shown are of a previously completed home featuring the same floor plan and are for illustrative purposes only.

Colors, finishes, fixtures, elevations, landscaping, and design selections may vary from the home currently under construction. Don't miss the opportunity to own this exceptional new home on a premium 60-foot homesite with no rear neighbors. Contact us today for construction updates and schedule your private tour of the community!

Description provided by ADAMS HOMES REALTY, INC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$371,900
Bed / bath4 / 2
Living area1,820 sq ft
Year built2026
Property typeSingle Family Residence
Garage3-car
MLS #O6422970
Listing status29 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~93 ft
Windstorm exposureLow
CountyLake
Area listings18 active · 2 under contract
Estimated first-year tax~$3,905/yr
CDD assessmentNone on record
HOA (per listing)$18/mo

Calculated estimates

Price per sq ft$204
Estimated monthly payment$2,363
Insurance (illustrative)$1k–$2k/yr
Messtimate range$311,220 – $331,240
Comparable-sales median$341,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of ADAMS HOMES REALTY, INC · Listing agent: Macarena Munoz · 850-469-0977Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$311,220the mess$331,240

Actual list price: $371,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 6% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $18/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 29 days on market vs. a 50-day community median
  • 17 active listings competing
  • 15.4 months of supply
  • 17 closed here in the last 12 months

For reference, this home is listed at $371,900 ($204/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,820 sq ft × $171–$182/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near ARBOR PARK

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $371,900Momentum Realty · on market 29 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,905/yr

A rough first-year estimate only, applying a typical Lake rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$18/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~93 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 1654 ANN ROSE WAY?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by ADAMS HOMES REALTY, INC · MLS # O6422970

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in ARBOR PARK

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ARBOR PARK neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$341,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$181

Canonical 12-month median $/sq ft. Reference only.

Go deeper on ARBOR PARK

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Fruitland Park ElemAssigned elementary school · Lake County School District · Grade C (Florida DOE 2025-26)
GRADEB
Carver MiddleAssigned middle school · Lake County School District · Grade B (Florida DOE 2025-26)
GRADEC
Leesburg HighAssigned high school · Lake County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $181/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,705 – $2,479/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$708 – −$12At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1654 Ann Rose Way, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • HOA dues are listed at $18/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,820 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,905/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1654 Ann Rose Way and when was it built?

Per the listing record, 1654 Ann Rose Way was built in 2026 and has 1,820 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1654 Ann Rose Way in?

1654 Ann Rose Way is in Arbor Park in Leesburg, Lake County. The community section on this page shows recent closed sales, days on market, and active inventory for Arbor Park from the same MLS data.

Does 1654 Ann Rose Way have an HOA, and how much are the dues?

The listing reports HOA dues of $18 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1654 Ann Rose Way differ from the current owner's?

The estimate on this page (about $3,905 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1654 Ann Rose Way in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1654 ANN ROSE WAY in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.