1726 Blue Lake Circle, Punta Gorda, FL 33983
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 1, 2026, 1726 Blue Lake Circle in Punta Gorda Isles Sec 23, Punta Gorda is listed at $280,000 (2,093 sq ft, about $134 per sq ft). That is 38% below Punta Gorda Isles Sec 23's median closed sale of $450,000 over the last 12 months (782 recorded sales). Per square foot it is below the community's recent $229/sq ft by about 41%. It has been 160 days on market, longer than the community's typical 61 days to contract. Listing facts: built in 1987, HOA dues of $18/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1987 · 39 yrs
- 2,093 sq ft of living area
- 2-car garage
- Listed at $280,000 — recent neighborhood median sale price ~$450,000 (nearby sales; deemed reliable, not an appraisal)
- 160 days on market
- HOA $18/mo (per listing)
About this home
Beautifully maintained 3-bedroom, 2-bath single-family home offering 2,093 square feet of living space, ideally situated on a generous 12,523 sq. ft. corner lot in the highly desirable, deed-restricted Golf community of Deep Creek.
This single-story residence features a clean, well-kept exterior and a welcoming covered entry. Mature landscaping with palm trees and manicured shrubs enhances the property, while the wide driveway leads to a spacious two-car garage providing ample parking and storage. Major updates include a 2018 roof replacement, new side garage door, updated 200-amp electrical panel, 10 impact windows installed in 2023, plus 2 additional impact windows and 3 non-impact windows (with shutters) installed in 2020 per county permits.
All sliders are equipped with hurricane accordion shutters, and metal hurricane shutters were added in 2019. An ADT whole-house alarm system adds extra peace of mind. Step inside to a bright and inviting open-concept living and dining area highlighted by vaulted ceilings and expansive tile flooring throughout.
Large front-facing windows fill the space with natural light, creating an airy and welcoming atmosphere. The spacious living area flows seamlessly into the dining area, making it perfect for both everyday living and entertaining. Sliding glass doors open to the lanai, offering effortless indoor-outdoor living and an ideal setting for gatherings or quiet relaxation.
The central living space transitions naturally into the kitchen and family room, creating a highly functional layout. The kitchen blends style and practicality with stainless steel appliances, a pantry closet, Shaker-style cabinetry, a sleek subway tile backsplash, and upgraded granite countertops. The adjacent family room features vaulted ceilings, a skylight for additional natural light, and sliding glass doors leading to the lanai.
The open design keeps the kitchen connected to the main living areas, enhancing the home’s bright and welcoming feel. A conveniently located laundry room sits just off the kitchen, offering both functionality and ease for daily living. The split-bedroom floor plan provides privacy for family and guests alike.
The spacious primary suite includes an updated bath with dual vanities and ceramic tile flooring. Guest bedrooms are generously sized and offer walk-in closets, while the guest bath provides direct lanai access—ideal for future pool plans. Outdoor living, features landscape curbing surrounding the home, a concrete patio, and a large screened-in lanai perfect for entertaining.
The lanai is wired for a hot tub, offering additional possibilities for relaxation. The home is connected to public water and sewer and offers an affordable HOA fee under $210 annually for greenbelt maintenance. Located in Flood Zone X — NO flood insurance required.
Ideally located just minutes from golf, shopping, dining, entertainment, I-75, medical facilities, and Gulf Beaches, this home offers the perfect combination of comfort, style, and convenience. Whether you're raising a family or planning to host seasonal visitors, this beautiful property is ready to welcome you. PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING
All 6 photos
Description provided by MARINA PARK REALTY LLC and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $1,495/mo 78%
- Taxes $245/mo 13%
- Insurance $150/mo 8%
- HOA $18/mo 1%
$1,908/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Charlotte County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Charlotte County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the PUNTA GORDA ISLES market
How this home is priced against recent nearby sales, and where PUNTA GORDA ISLES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in PUNTA GORDA ISLES
Each dot is a closed sale since 2004 (10613 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $134/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 52 (normal).
This home’s history
- 1987BuiltPer public record
- About Apr 2026Listed (per MLS)MLS reports 160 cumulative days on market as of October 1, 2026
- Jul 10, 2026First seen on movewithmomentum.comObserved at $285,000
- Aug 7, 2026Price cut$280,000 (-$5,000, -1.8%)
- NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
4 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 4 sales: $450,000 ($229/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Stronger local evidence — 4 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $280,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1987 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $18/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 160 days on market vs. a 62-day community median
- 61 active listings competing, 61 under contract
- 12 closed here in the last 12 months
For reference, this home is listed at $280,000 ($134/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,093 sq ft × $202–$256/sq ft (±12% around the median of 4 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.
Momentum Property Score
73/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 8 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 61.0 months of supply in the surrounding market and 160 days on market for this home, against a 62-day area median.Days on market:this home 160Area median: 62 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of August 2, 2026.
🟡 Asking $134 per square foot, about 41% below the community’s $229 median. PUNTA GORDA ISLES’s 12-month median sold price per square foot is $229. Median sold price per square foot is up 3.4% year over year. Confidence: Very High · 782 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent PUNTA GORDA ISLES sales closed near 92.1% of original asking. Cash paid for about 46% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 1726 BLUE LAKE CIRCLE?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by MARINA PARK REALTY LLC · MLS # C7522280
Request a showing
Similar homes for sale near PUNTA GORDA ISLES SEC 23
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in PUNTA GORDA ISLES SEC 23
- 527 Saint Girons Court · $685,000 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of POOLE REALTY GROUP, LLC)
- 1448 Kiwi Court · $949,000 · 3 bd / 2.0 ba · listed September 30, 2026 (courtesy of RE/MAX HARBOR REALTY)
- 1631 Casey Key Drive · $1,735,000 · 4 bd / 3.0 ba · listed September 29, 2026 (courtesy of COLDWELL BANKER SUNSTAR REALTY)
- 3736 Bordeaux Drive · $749,000 · 3 bd / 3.5 ba · listed September 29, 2026 (courtesy of KW PEACE RIVER PARTNERS)
- 1374 Navigator Road · $398,000 · 3 bd / 2.0 ba · listed September 29, 2026 (courtesy of RE/MAX PALM REALTY)
- 1967 Nuremberg Boulevard · $384,900 · 3 bd / 2.0 ba · listed September 29, 2026 (courtesy of COMPASS FLORIDA)
Recently off market in PUNTA GORDA ISLES SEC 23
- 761 Dalton Boulevard · last listed $189,900 · 2026-10-01
- 7441 Strasse Boulevard · last listed $225,000 · 2026-10-01
- 7136 Crystal Way · last listed $304,900 · 2026-10-01
- 6800 Placida Road #193 · last listed $75,000 · 2026-10-01
- 6800 Placida Road #144 · last listed $66,675 · 2026-10-01
- 457 Garfield Ave NW · last listed $189,000 · 2026-10-01
Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings
More on Charlotte County
Explore Charlotte County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Charlotte County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 1726 Blue Lake Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1987 (39 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $18/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Charlotte County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,093 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $2,940/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | Stellar MLS, refreshed hourly (last: October 1, 2026) |
| Comparable sales | Stellar MLS closed sales within about 3 miles, last 18 months, as of August 2, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1726 Blue Lake Circle and when was it built?
Per the listing record, 1726 Blue Lake Circle was built in 1987 and has 2,093 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1726 Blue Lake Circle in?
1726 Blue Lake Circle is in Punta Gorda Isles Sec 23 in Punta Gorda, Charlotte County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 1726 Blue Lake Circle have an HOA, and how much are the dues?
The listing reports HOA dues of $18 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1726 Blue Lake Circle differ from the current owner's?
The estimate on this page (about $2,940 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1726 Blue Lake Circle in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 1726 BLUE LAKE CIRCLE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.