Single Family Residence in SANCTUARY COVE, PALMETTO · No CDD on record · Built 2023
SANCTUARY COVE · Palmetto, FL 34221 · Manatee County
Listing data updated September 30, 2026 · refreshed hourly
4Bedrooms
3.5Bathrooms
3,370Sq Ft
2023Year Built
$697Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
9% below
$/sq ft vs community
$697 here vs $770 median sold (12 mo)
Buyer leverage
Strong buyer advantage
2867.0-month supply
2867.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 8
Price vs recent sales
Asking $2.35M tops 8 of the last 8 closed sales; also one of the largest homes here at 3,370 sq ft
As of September 30, 2026, 1918 4Th Street in Sanctuary Cove, Palmetto is listed at $2,350,000 (3,370 sq ft, about $697 per sq ft). That is 86% above Sanctuary Cove's median closed sale of $1,265,000 over the last 12 months (21 recorded sales). It came to market within the past week. Listing facts: built in 2023, a private pool, waterfront, HOA dues of $158/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2023 · 3 yrs
3,370 sq ft of living area
2-car garage
Active listing
HOA $158/mo (per listing)
Momentum Research · ILEXHURST
Pricing & the ILEXHURST market
How this home is priced against recent nearby sales, and where ILEXHURST has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in ILEXHURST
Each dot is a closed sale since 2004 (185 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $697/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 37 (cold).
Property timeline
This home’s history
2023BuiltPer public record
Sep 30, 2026First seen on movewithmomentum.comObserved at $2,350,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$16,684/mo
Principal & interest $12,546/mo75%
Taxes $3,315/mo20%
Insurance $666/mo4%
HOA $158/mo1%
$16,684/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Manatee County rate (17.29 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $17,125/yr ($1,427/mo) — taxable value $989,907 × 17.29 mills
$22,650 more each year
(+132%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$1,040,629
Market value
$1,040,629
Assessed
$989,907
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Manatee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively Low
Cold waveRelatively Moderate
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Momentum Scores
Momentum Property Score
55/100
Strongest on: Pricing power (100), Price vs area (74)
0 limited50100 exceptional
55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area74
This home $697/sq ft vs the community 12-month median $770/sq ft.
Affordability0
List price $2,350,000 vs the community median $1,265,000. Not a measure of personal affordability.
Market liquidity40
Community median 75 days on market (12-month record).
Pricing power100
Recent sales closed at about 86.7% of original asking (~13.3% below). More room below asking generally favors buyers.
Market timing63
Momentum Market Heat is 37/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $697 per square foot, about 9% below the community’s $770 median. ILEXHURST’s 12-month median sold price per square foot is $770. Median sold price per square foot is down 1.7% year over year. Confidence: High · 21 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent ILEXHURST sales closed near 86.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 2863 active listings in ILEXHURST, no CDD assessment.
Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
CUSTOM WATERFRONT LIVING WITH RESORT-STYLE OUTDOOR SPACE AND DIRECT MANATEE RIVER ACCESS. Built in 2023, this exceptional 4-bedroom custom residence offers 3,370 square feet under air and 5,220 square feet under roof, thoughtfully designed to embrace the water from nearly every room. The home combines exquisite architecture, exceptional privacy, and effortless indoor-outdoor living with soaring ceilings, iron entry doors, hardwood and natural stone flooring throughout.
Expansive 10-foot sliders from the main living areas and all four bedrooms capture beautiful water and sunset views while filling the home with natural light. At the heart of the home, the gourmet kitchen features a dramatic marble waterfall island, custom cabinetry and a hidden butler’s pantry with sink, wine and beverage refrigerators. The open kitchen, dining and great room flow seamlessly to the waterfront lanai.
The covered lanai with 14-foot tongue-and-groove ceilings overlooking a heated saltwater pool, oversized sun shelf and spa with a fully equipped outdoor kitchen creates a true private resort for entertaining or relaxing at sunset. Beyond the pool, a 30’ composite dock with 13,000 lb lift sits on calm, protected freshwater with direct access to the Manatee River. Mature palms, tropical landscaping, privacy hedges and architectural lighting create a secluded waterfront setting.
Additional features include hurricane-rated windows and doors, automatic blackout shades, standing-seam metal roof and an oversized 733-square-foot garage. A rare opportunity to own a nearly new custom construction waterfront home, all within convenient reach of Sarasota, St. Petersburg, Tampa and the Gulf beaches.
All 6 photos
Description provided by PARTNER AGENT REALTY INC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$2,350,000
Bed / bath4 / 3.5
Living area3,370 sq ft
Year built2023
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8552909
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
CountyManatee
Area listings2863 active · 762 under contract
Estimated first-year tax~$39,775/yr
CDD assessmentNone on record
HOA$158/mo
Calculated estimates
Price per sq ft$697
Estimated monthly payment$16,684
Insurance (illustrative)$6k–$12k/yr
Comparable-sales median$1,265,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of PARTNER AGENT REALTY INC · Listing agent: Drew Schoonmaker · 813-356-9214Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Manatee County in the last 18 months. Only 1 qualifies for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.
Methodology: the range would be 3,370 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated September 30, 2026.
Keep looking
Similar homes for sale near SANCTUARY COVE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $2,350,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$6k–$12k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$158/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Manatee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
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Listed by PARTNER AGENT REALTY INC · MLS # TB8552909
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Go deeper
More on Manatee County
Explore Manatee County
Browse market data, schools, taxes, and homes for sale across the county.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
Florida's new state budget funds five major Manatee County projects
The 2026 state budget signed by Gov. Ron DeSantis directs 12.4 million dollars to five Manatee County projects, including the Singletary Road Bridge replacement, a 51st Street West extension in Bradenton, and design work for a Fort Hamer Road and I-75 interchange. The list also funds Fresh Start Manatee Phase 2 and the Valor Commons veterans hub.
Why it matters: State funding for road, bridge and interchange work expands transportation infrastructure and supports future growth capacity across Manatee County. The site is about 4 miles east of Zz Stellar Manatee Unassigned.
The Manatee County Commission advanced business terms for the next phase of an 80 million dollar, 190,000 square foot sports complex at Premier Sports Campus in Lakewood Ranch, featuring four ice rinks including a 2,500 seat arena plus retail, restaurants and sports medicine space. Construction is expected to begin in 2027 with an opening targeted for 2028.
Why it matters: A large ice and sports complex adds indoor recreation and commercial space to the Lakewood Ranch area and expands the local sports tourism venue base. The project is about 18 miles east of Zz Stellar Manatee Unassigned, elsewhere in Manatee County.
The City of Bradenton held a ceremonial groundbreaking for Future City Park next to LECOM Park, adding three new baseball fields, expanded parking and a community resource center offering education and career programs. Officials aim to complete all phases by 2028.
Why it matters: New ballfields, parking and a resource center expand public recreation and civic facilities in the Bradenton area. The project is about 3 miles east of Zz Stellar Manatee Unassigned, elsewhere in Manatee County.
Schools currently assigned to this address in Manatee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
James Tillman ElementaryAssigned elementary school · Manatee County School District · Grade B (Florida DOE 2025-26)
GRADEB
Lincoln MiddleAssigned middle school · Manatee County School District · Grade B (Florida DOE 2025-26)
GRADEC
Palmetto HighAssigned high school · Manatee County School District · Grade C (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Only 1 closed sale within about 10 miles in Manatee County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.
Sold Sep 2026
$485,000
8725 STONE HARBOUR LOOP, BRADENTON
4 / 3 bd/ba · 2,432 sq ft · $199/sq ft
Courtesy of KW SUNCOAST · View details →
Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Items worth confirming for 1918 4Th Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $158/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Manatee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 3,370 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $39,775/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $22,650 more per year than the current owner’s estimated bill (+132%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Amenities and HOA/CDD detail on the neighborhood guide.
Provenance
Data sources & freshness
Listing record
Stellar MLS, refreshed hourly (last: September 30, 2026)
Comparable sales
Fewer than 3 defensible closed sales within about 10 miles in Manatee County — no medians or automated estimate shown
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1918 4Th Street and when was it built?
Per the listing record, 1918 4Th Street was built in 2023 and has 3,370 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1918 4Th Street in?
1918 4Th Street is in Sanctuary Cove in Palmetto, Manatee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 1918 4Th Street have an HOA, and how much are the dues?
The listing reports HOA dues of $158 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1918 4Th Street differ from the current owner's?
The estimate on this page (about $39,775 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $22,650 more per year than the current owner’s estimated bill (+132%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1918 4Th Street in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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See 1918 4TH STREET in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
