Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Highlights
As of September 24, 2026, 1931 Arrowhead Drive in Shore Acres Edgewater Sec Blks 13 14 & 15, St Petersburg is listed at $4,300,000 (3,850 sq ft, about $1,117 per sq ft). It came to market within the past week. Listing facts: new construction, a private pool, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2027
3,850 sq ft of living area
2-car garage
Active listing
HOA ~$50/mo (estimate; confirm)
Property timeline
This home’s history
2027BuiltPer public record
Sep 24, 2026First trackedObserved at $4,300,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$27,682/mo
Principal & interest $22,771/mo82%
Taxes $3,762/mo14%
Insurance $1,099/mo4%
HOA $50/mo0%
$27,682/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional
37/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area50
This home $1117/sq ft vs the community 12-month median $1117/sq ft.
Affordability50
List price $4,300,000 vs the community median $4,300,000. Not a measure of personal affordability.
Renovation upside10
From a 2027 build and $1117/sq ft vs the community median $1117/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $1117 per square foot, about in line with the community’s $1117 median. Shore Acres Edgewater Sec Blks 13 14 & 15’s 12-month median sold price per square foot is $1117. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
78% of homes in Shore Acres Edgewater Sec Blks 13 14 & 15 are owner-occupied. An estimated 22% are non-owner-occupied, including 10% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 46 homes matched. Community-level context.
Updated September 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Pre-Construction. To be built. What if the home you’re searching for simply doesn’t exist yet?
Welcome to 1931 Arrowhead Dr a waterfront opportunity in St. Petersburg to create a home designed specifically around the way you want to live. Offered as vacant land or with a custom build package by Tide Homes, this property gives you the freedom to select from thoughtfully designed floor plans or begin completely from scratch alongside the architect, builder and design team.
Instead of compromising on another resale home; changing the kitchen, wishing the floor plan worked differently, or settling for features you don’t need build exactly what you do. From the first architectural conversations through design selections and construction, Tide Homes will guide you through an approximately 12–15 month custom-build process, with the opportunity to be celebrating the New Year 2028 in a home created specifically for you. And this isn’t just about the house.
It’s about the Florida waterfront lifestyle. Wake up on the water. Launch the boat.
Entertain outside. Enjoy expansive north-facing water views that capture the changing colors of both sunrise and sunset. Build the spaces that matter to you, whether that means an oversized kitchen, first-floor primary suite, home office, gym, outdoor kitchen, pool, expansive entertaining areas or a completely custom configuration.
The opportunities are endless. Tide Homes approaches every residence with an emphasis on quality construction, thoughtful design and long term durability. The home will be designed and constructed to meet applicable building standards and FEMA requirements, helping create a residence built not only for today, but for generations of waterfront living ahead.
If you’ve been waiting for the perfect waterfront home to hit the market, maybe it’s time to stop waiting. Choose the floor plan. Choose the finishes.
Choose how you live. Build what you need. Build where you want to be.
Build to a higher standard. Follow the Tide to Higher Standards with Tide Homes.
Description provided by COMPASS FLORIDA LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$4,300,000
Bed / bath4 / 4.5
Living area3,850 sq ft
Year built2027
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8550536
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyPinellas
Estimated first-year tax~$45,150/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$1117
Estimated monthly payment$27,682
Insurance (illustrative)$9k–$19k/yr
Comparable-sales median$4,300,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COMPASS FLORIDA LLC · Listing agent: Dominic Brescia, Jr · 813-365-9935Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$3,784,550the mess$4,816,350
Actual list price: $4,300,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
1 active listing competing
For reference, this home is listed at $4,300,000 ($1,117/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,850 sq ft × $983–$1,251/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 24, 2026.
Keep looking
Similar homes for sale near SHORE ACRES EDGEWATER SEC BLKS 13 14 & 15
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
819 62nd Avenue, ST PETERSBURG · $415,000 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of THOMAS ASSOCIATES REALTY INC)
7205 51st Avenue, ST PETERSBURG · $359,000 · 4 bd / 2.0 ba · listed September 23, 2026 (courtesy of KELLER WILLIAMS TAMPA CENTRAL)
2104 4th Street #3, ST PETERSBURG · $765,000 · 3 bd / 3.5 ba · listed September 23, 2026 (courtesy of SERHANT)
316 8th Street #304, ST PETERSBURG · $399,000 · 2 bd / 2.0 ba · listed September 23, 2026 (courtesy of SMITH & ASSOCIATES REAL ESTATE)
7989 Causeway Boulevard, ST PETERSBURG · $1,950,000 · 3 bd / 2.5 ba · listed September 23, 2026 (courtesy of NEXTHOME LUXE COASTAL)
661 Mount Piney Avenue #697, ST PETERSBURG · $137,000 · 2 bd / 2.0 ba · listed September 23, 2026 (courtesy of BAREFOOT REALTY GROUP)
Transparency
Price & listing history
Listed for $4,300,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$45,150/yr
A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$9k–$19k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 1931 ARROWHEAD DRIVE?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SHORE ACRES EDGEWATER SEC BLKS 13 14 & 15 neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Community median sale price
$4,300,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$1117
Canonical 12-month median $/sq ft. Reference only.
Go deeper on SHORE ACRES EDGEWATER SEC BLKS 13 14 & 15
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
Why it matters: Advances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The site is about 1 mile northwest of Shore Acres Edgewater Sec Blks 13 14 15.
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
Why it matters: Establishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The site is about 2 miles north of Shore Acres Edgewater Sec Blks 13 14 15.
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
Why it matters: Adds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The site is about 1 mile northwest of Shore Acres Edgewater Sec Blks 13 14 15.
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Shore Acres Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEC
Meadowlawn Middle-PNAssigned middle school · Pinellas County School District · Grade C (Florida DOE 2025-26)
GRADEA
Northeast High-PNAssigned high school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$19,708 – $28,667/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$8,522 – −$459At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 1931 Arrowhead Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 3,850 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $45,150/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
ST PETERSBURG
Groceries, dining, and parks for this city — see the city guide.
Stellar MLS, refreshed twice daily (last: September 24, 2026)
Community market stats
Stellar MLS closed sales, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1931 Arrowhead Drive and when was it built?
Per the listing record, 1931 Arrowhead Drive was built in 2027 and has 3,850 sq ft of living area, 4 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1931 Arrowhead Drive in?
1931 Arrowhead Drive is in Shore Acres Edgewater Sec Blks 13 14 & 15 in St Petersburg, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Shore Acres Edgewater Sec Blks 13 14 & 15 from the same MLS data.
Does 1931 Arrowhead Drive have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 1931 Arrowhead Drive differ from the current owner's?
The estimate on this page (about $45,150 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1931 Arrowhead Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1931 ARROWHEAD DRIVE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
