listed Oct 23, 2026 Single Family Residence
$2,995,000
5-Bedroom Pool Home in PUNTA GORDA ISLES

2030 Jamaica Way, Punta Gorda, FL 33950

Single Family Residence in PUNTA GORDA ISLES · No CDD on record
PUNTA GORDA ISLES · Punta Gorda, FL 33950 · Charlotte County
Listing data updated October 24, 2026 at 4:46 AM ET · checked against the MLS hourly
5Bedrooms
5Bathrooms
5,500Sq Ft
1995Year Built
$545Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
137% above
$/sq ft vs community
$545 here vs $230 median sold (12 mo)
Buyer leverage
Buyer advantage
1 days on market
2643.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$12k–$25k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $3.00M tops 12 of the last 12 closed sales; also one of the largest homes here at 5,500 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

2030 Jamaica Way in Punta Gorda Isles, Punta Gorda is listed at $2,995,000 (5,500 sq ft, about $545 per sq ft). That is 553% above Punta Gorda Isles's median closed sale of $458,950 over the last 12 months (830 recorded sales). Per square foot it is above the community's recent $230/sq ft by about 137%. It came to market within the past week. Listing facts: built in 1995, a private pool, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1995 · 31 yrs
  • 5,500 sq ft of living area
  • 2-car garage
  • New to market
Listing description

About this home

Welcome to a truly exceptional estate on the shores of Charlotte Harbor, where breathtaking panoramic water views, remarkable craftsmanship, and resort-style luxury come together to create an unparalleled Florida lifestyle. Perfectly positioned near the end of Jamaica Way, this magnificent residence offers 5,500 square feet of beautifully appointed living space, five bedrooms, four full bathrooms, two half bathrooms, and an oversized two-car garage. Originally built in 1995, this extraordinary property underwent an extensive, nearly complete transformation in 2020.

The current homeowners spared no expense, taking the home down to the studs and foundation and rebuilding it into the exceptional residence it is today. The craftsmanship and distinctive style are truly incomparable. The home effortlessly blends sophisticated coastal elegance with warm architectural character and exceptional attention to detail.

From the moment you arrive, the grand paver driveway, lush tropical landscaping, and impressive 11-foot wrought-iron and glass entry doors establish a sense of grandeur. Inside, soaring 25-foot ceilings, dramatic architectural beams, rich wood flooring, and expansive living spaces create an atmosphere that is both impressive and inviting. Walls of glass and multiple sliding doors seamlessly connect the interiors to the spectacular waterfront surroundings.

The Chef’s Kitchen is a masterpiece of beauty and more importantly functionality, featuring custom cabinetry, exquisite granite countertops, premium appliances including a Bosch dishwasher, Wolfe natural-gas range, and Sub-Zero refrigerator. The kitchen also features wine refrigeration and an expansive breakfast bar. The adjoining dining area is perfectly positioned to showcase captivating harbor views, transforming everyday meals and elegant gatherings into unforgettable experiences.

This exceptional home offers three primary en-suite bedrooms. The upstairs primary suite provides a private sanctuary complete with its own sitting room, an exquisite spa-inspired bathroom, an oversized walk-in shower, copper soaking tub, dual marble-topped vanities, and multiple custom-designed closets. For those who love to entertain, the home’s distinctive bar and lounge provide an exceptional gathering space enhanced by warm wood finishes, custom architectural details, and spectacular water views.

Your Private Waterfront Resort ! Step outside and discover your own private five-star waterfront resort. A breathtaking saltwater infinity-edge pool seemingly merges with the sparkling waters of Charlotte Harbor, creating an unforgettable backdrop for relaxation and entertaining.

Dual rock waterfalls, outdoor shower, expansive travertine-style entertaining areas, lush tropical landscaping, and an inviting outdoor gas fireplace with custom coral stonework complete this extraordinary setting. Boating & Waterfront Access at its Finest! Boating enthusiasts will appreciate the approximately 60-foot private dock with two boat lifts, rated at 16k# and 10k# pounds, offering immediate access to the magnificent waters of Charlotte Harbor.

Beyond its beauty, this exceptional residence offers peace of mind through extensive renovations and thoughtful upgrades, including: • Whole-house generator • Security and camera systems • Updated mechanical components • Impact-rated glass improvements • Numerous exterior enhancements• The list goes on! This home is one of a kind!

Description provided by RE/MAX PALM REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of RE/MAX PALM REALTY · Listing agent: Amber Kratzer · 941-889-7654Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$2,995,000
Bed / bath5 / 5
Living area5,500 sq ft
Year built1995
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #C7532392
Listing statuslisted Oct 23, 2026

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyCharlotte
Area listings1423 active · 311 under contract
Estimated first-year tax~$31,448/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$545
Estimated monthly payment$20,516
Insurance (illustrative)$12k–$25k/yr
Comparable-sales median$458,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$20,516/mo
  • Principal & interest $16,459/mo 80%
  • Taxes $2,621/mo 13%
  • Insurance $1,436/mo 7%

$20,516/mo at 20% down, 30-yr @ 7.32% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$31,448/yr

Estimate: a typical Charlotte effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$12k–$25k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Charlotte County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Charlotte County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively Low
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Charlotte County

Pricing & the Charlotte County market

How this home is priced against recent nearby sales, and where Charlotte County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in Charlotte County

Each dot is a closed sale since 2004 (10700 total). This home is the gold marker.

$0$1.6M$3.2M7723,2705,768This home: $2,995,000, 5,500 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $545/sq ft.

$76$171$2662012: $9420122013: $1042014: $11520142015: $1382016: $14020162017: $1412018: $17020182019: $1652020: $17120202021: $2162022: $24820222023: $2322024: $24620242025: $2132026: $2302026

Median sale price by year

12-month median closed price, 2012–2026.

$145k$335k$525k2012: $182k20122013: $210k2014: $227k20142015: $280k2016: $280k20162017: $280k2018: $308k20182019: $325k2020: $389k20202021: $431k2022: $488k20222023: $448k2024: $485k20242025: $426k2026: $459k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 49 (normal).

1452902013: 5520132014: 362015: 6820152016: 542017: 4120172018: 322019: 2820192020: 342021: 8120212022: 832023: 5820232024: 602025: 2120252026: 492026
Property timeline

This home’s history

  • 1995BuiltPer public record
  • About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-10-23" data-fmt="dom">listed Oct 23, 2026</span>)
  • Oct 24, 2026First seen on movewithmomentum.comObserved at $2,995,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $2,995,000Momentum Realty · listed Oct 23, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Charlotte County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for PUNTA GORDA ISLES. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Charlotte County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 5,500 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 24, 2026.

Momentum Scores

Momentum Property Score

36/100
Strongest on: Pricing power (75), Market liquidity (56)
0 limited50100 exceptional

36/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $545/sq ft vs the community 12-month median $230/sq ft.
Affordability0
List price $2,995,000 vs the community median $458,950. Not a measure of personal affordability.
Market liquidity56
Community median 56 days on market (12-month record).
Pricing power75
Recent sales closed at about 93.0% of original asking (~7.0% below). More room below asking generally favors buyers.
Market timing51
Momentum Market Heat is 49/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 2643.0 months of supply in the surrounding market and 1 days on market for this home, against a 56-day area median.Days on market:this home 1Area median:  56 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of September 20, 2026.

🟡 Asking $545 per square foot, about 137% above the community’s $230 median. Charlotte County’s 12-month median sold price per square foot is $230. Median sold price per square foot is up 7.8% year over year. Confidence: Very High · 830 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Charlotte County sales closed near 93.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1423 active listings in Charlotte County, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by RE/MAX PALM REALTY · MLS # C7532392

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Keep looking

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Go deeper

More on Charlotte County

Explore Charlotte County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Charlotte County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Sallie Jones ElementaryAssigned elementary school · Charlotte County School District · Grade A (Florida DOE 2025-26)
GRADEA
Punta Gorda MiddleAssigned middle school · Charlotte County School District · Grade A (Florida DOE 2025-26)
GRADEB
Charlotte HighAssigned high school · Charlotte County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 2030 Jamaica Way, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1995 (31 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Charlotte County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 5,500 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $31,448/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 24, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Charlotte County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2030 Jamaica Way and when was it built?

Per the listing record, 2030 Jamaica Way was built in 1995 and has 5,500 sq ft of living area, 5 bedrooms and 5.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2030 Jamaica Way in?

2030 Jamaica Way is in Punta Gorda Isles in Punta Gorda, Charlotte County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Why might property taxes on 2030 Jamaica Way differ from the current owner's?

The estimate on this page (about $31,448 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2030 Jamaica Way in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.