Single Family Residence in SHORE ACRES LAKE BONNY ADD, LAKELAND · No CDD on record
SHORE ACRES LAKE BONNY ADD · Lakeland, FL 33801 · Polk County
Listing data checked against the MLS November 2, 2026 at 2:27 PM ET · rechecked hourly
Listed by LPT REALTY LLC (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
1Bathrooms
1,224Sq Ft
1951Year Built
$225Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
22% above
$/sq ft vs community
$225 here vs $185 median sold (12 mo)
Buyer leverage
Balanced market
27 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~137 ft elevation
$1.5k–$2.5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
215 S Elm Road in Shore Acres Lake Bonny Add, Lakeland is listed at $275,000 (1,224 sq ft, about $225 per sq ft). That sits within a few percent of Shore Acres Lake Bonny Add's median closed sale of $255,000 over the last 12 months (6 recorded sales). Per square foot it is above the community's recent $185/sq ft by about 22%. It has been listed Oct 5, 2026. Listing facts: built in 1951, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1951 · 75 yrs
1,224 sq ft of living area
2-car garage
Listed at $275,000 — recent neighborhood median sale price ~$255,000 (nearby sales; deemed reliable, not an appraisal)
listed Oct 5, 2026
No HOA reported by the listing (confirm)
Listing description
About this home
Under contract-accepting backup offers. Sitting on a desirable corner lot just steps from Lake Bonny, this charming 3-bedroom, 1-bath home blends thoughtful updates with plenty of character. With 1,224 square feet of living space, a fenced yard, and no HOA or CDD, it offers the flexibility and location you are looking for.
Inside, lovely hardwood floors flow throughout most of the home, while the kitchen features durable tile flooring. The updated kitchen is a standout, featuring quartz countertops, stainless steel appliances, refreshed cabinetry, and a farmhouse sink. A formal living room provides a comfortable place to relax, while the additional family room can easily serve as a dining room, home office, playroom, or second gathering space depending on your needs.
Step outside and enjoy a freshly painted exterior, fenced backyard, deck, and fire pit—an inviting setup for weekend cookouts, evenings outdoors, or simply unwinding at the end of the day. The oversized 2-car garage offers an impressive amount of storage space for vehicles, tools, recreational gear, and more. The AC was replaced in 2022, adding another valuable update to the home.
For anyone who enjoys being near the water, Lake Bonny is practically at your doorstep, with a public boat ramp located only about half a mile away. The home is also just minutes from Southeastern University and Downtown Lakeland, putting local restaurants, shops, entertainment, and community events within easy reach. A great combination of location, updates, outdoor space, storage, and freedom from HOA or CDD fees—this Lake Bonny area home is ready for your next chapter.
All 66 photos
Description provided by LPT REALTY LLC and reproduced from the MLS; not independently verified.
Listing courtesy of LPT REALTY LLC · Listing agent: Andrew Duncan · 813-359-8990Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$216,400the mess$264,400
Directional estimate — built from 6 comparable closed sales in SHORE ACRES LAKE BONNY ADD (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,792 recent closed sales we scored, the closed price landed inside the Messtimate range 58% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-01.
Actual list price: $275,000 ($225/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 22% spread on the same house — here is what a model can't see:
Condition & updates — a 1951 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: listed Oct 5, 2026 on market vs. a 31-day community median
2 active listings competing, 1 under contract
6 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (6); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 1, 2026.
How it stacks up
Comparable recent sales
6 closed sales in SHORE ACRES LAKE BONNY ADD in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Oct 2025
$217,000
424 S ELM ROAD, LAKELAND
2 / 1 bd/ba · 1,136 sq ft · $191/sq ft
Courtesy of VYLLA HOME · View details →
Sold Oct 2025
$217,000
424 S ELM ROAD, LAKELAND
2 / 1 bd/ba · 1,136 sq ft · $191/sq ft
Courtesy of VYLLA HOME · View details →
Sold Jun 2026
$245,000
1840 BRUCE ST, LAKELAND
2 / 2 bd/ba · 1,080 sq ft · $227/sq ft
Courtesy of PAIGE WAGNER HOMES REALTY · View details →
Sold Jun 2026
$245,000
1840 BRUCE ST, LAKELAND
2 / 2 bd/ba · 1,080 sq ft · $227/sq ft
Courtesy of PAIGE WAGNER HOMES REALTY · View details →
Sold Dec 2025
$265,000
411 S ELM ROAD, LAKELAND
3 / 1.5 bd/ba · 1,483 sq ft · $179/sq ft
Courtesy of EASY STREET REALTY FLORIDA,INC · View details →
Sold Dec 2025
$265,000
411 S ELM ROAD, LAKELAND
3 / 1.5 bd/ba · 1,483 sq ft · $179/sq ft
Courtesy of EASY STREET REALTY FLORIDA,INC · View details →
Median of these 6 sales: $255,000 ($185/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$275,000
Bed / bath3 / 1
Living area1,224 sq ft
Year built1951
Property typeSingle Family Residence
Garage2-car
MLS #TB8540153
Listing statusUnder Contract
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~137 ft
CountyPolk
Area listings0 active · 1 under contract
Estimated first-year tax~$3,650/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$225
Estimated monthly payment$1,953
Insurance (illustrative)$1.5k–$2.5k/yr
Messtimate range$219,096 – $277,848
Comparable-sales median$255,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$1,953/mo
Principal & interest $1,499/mo77%
Taxes $304/mo16%
Insurance $149/mo8%
$1,953/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Polk County rate (16.19 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $2,800/yr ($233/mo) — taxable value $172,418 × 16.19 mills
$850 more each year
(+30%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$64,915
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$237,333
Market value
$223,140
Assessed
$172,418
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Polk County Property Appraiser 2025 final millage rates; Polk County School Board 2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 215 S Elm Road
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $2,800/yr (certified county roll, taxable value × millage). Buy at the asking price of $275,000 and the first-year bill resets to about $3,650/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.19 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
The listing states there is no HOA.
Home and flood insurance
The average Citizens Property Insurance premium in Polk County is $1,931/yr (5,380 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$2,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 1951. An original roof would be about 75 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $465/month (tax $304, insurance $161). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1.5k–$2.5k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~137 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Polk County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Shore Acres Lake Bonny Add Pb 15 Pg 8
Pricing & the Shore Acres Lake Bonny Add Pb 15 Pg 8 market
How this home is priced against recent nearby sales, and where Shore Acres Lake Bonny Add Pb 15 Pg 8 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Shore Acres Lake Bonny Add Pb 15 Pg 8
Each dot is a closed sale since 2006 (65 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2015–2026. This home lists at $225/sq ft.
Median sale price by year
12-month median closed price, 2015–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2016–2026. Now 50 (normal).
Property timeline
This home’s history
1951BuiltPer public record
Aug 19, 2026First seen on movewithmomentum.comObserved at $275,000
NowUnder contractActive under contract
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $275,000LPT REALTY LLC · listed Oct 5, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
53/100
Strongest on: Flood safety (95), Market liquidity (75)
0 limited50100 exceptional
53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $225/sq ft vs the community 12-month median $185/sq ft.
Affordability37
List price $275,000 vs the community median $255,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~137 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1951 build. Obtain a property-specific quote.
Market liquidity75
Community median 31 days on market (12-month record).
Pricing power65
Recent sales closed at about 95.0% of original asking (~5.0% below). More room below asking generally favors buyers.
Market timing50
Momentum Market Heat is 50/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 4.0 months of supply in the surrounding market and 27 days on market for this home, against a 31-day area median.Days on market:this home 27Area median: 31 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. As of September 20, 2026.
🟡 Asking $225 per square foot, about 22% above the community’s $185 median. Shore Acres Lake Bonny Add Pb 15 Pg 8’s 12-month median sold price per square foot is $185. Median sold price per square foot is up 40.9% year over year. Confidence: Low · 6 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
58% of homes in Shore Acres Lake Bonny Add Pb 15 Pg 8 are owner-occupied. An estimated 42% are non-owner-occupied, including 12% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 318 homes matched. Community-level context.
Recent Shore Acres Lake Bonny Add Pb 15 Pg 8 sales closed near 95.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
Checked against the MLS November 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
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Listed by LPT REALTY LLC · MLS # TB8540153
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Keep looking
Similar homes for sale near SHORE ACRES LAKE BONNY ADD
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Retail Dining
Caribbean restaurant Island Taste Budz planned for downtown Lakeland
Plan review paperwork shows Island Taste Budz Inc. preparing a restaurant at 116 S. Tennessee Ave. A representative confirmed the opening but gave no menu or date. It would join Black & Brew, Nineteen61 and Mojo Federal Swine & Spirits nearby.
Why it matters: Another dining option adds to the cluster of restaurants along downtown Lakeland's Tennessee Avenue, supporting walkable evening activity. The site is about 1 mile southwest of Shore Acres Lake Bonny Add Pb 15 Pg 8.
Publix advances $200 million warehouse expansion at its west Lakeland distribution campus
Lakeland approved an updated site plan on Oct. 27 for a 403,871-square-foot produce warehouse and a 63,022-square-foot return center on County Line Road near the Polk Parkway. The county tax exemption requires at least 10 new full-time jobs averaging $63,978. A Publix traffic study projects 846 added weekday trips and finds no new road capacity needed.
Why it matters: The expansion adds industrial employment and freight activity on the west Lakeland corridor near the Polk Parkway, with conditions on pedestrian access along Allen K. Breed Highway. The site is about 6 miles northwest of Shore Acres Lake Bonny Add Pb 15 Pg 8.
South Florida Avenue reconstruction through Dixieland expected to take about 3.3 years
The $26.3 million rebuild covers 1.03 miles of State Road 37 between Ariana and Lime streets, with funding from FDOT, the city CRA and city water utility. Final plans are due in December, bidding in April 2027, and construction could start mid-2027. The permanent design keeps three lanes with wider sidewalks and added crossings.
Why it matters: Expect long-running construction along a corridor carrying about 25,000 vehicles a day, followed by improved walking infrastructure near Dixieland businesses. The site is about 2 miles southwest of Shore Acres Lake Bonny Add Pb 15 Pg 8.
Lakeland seeks another $20 million in state financing for $96.3 million Western Trunk sewer project
Commissioners unanimously authorized the application on Oct. 19. The project replaces 1980s sewer infrastructure in southwest Lakeland with a 42-inch line and new pump station, expected to finish in fall 2027. The original 2021 estimate was $20 million.
Why it matters: Added wastewater capacity in southwest Lakeland supports future housing and commercial growth in that part of the city. The site is about 6 miles southwest of Shore Acres Lake Bonny Add Pb 15 Pg 8.
Schools currently assigned to this address in Polk County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEC
Philip O’Brien ElementaryAssigned elementary school · Polk County School District · Grade C (Florida DOE 2025-26)
GRADEC
Crystal Lake Middle/JunAssigned middle school · Polk County School District · Grade C (Florida DOE 2025-26)
GRADEB
Lakeland Senior HighAssigned high school · Polk County School District · Grade B (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Amenities and HOA/CDD detail on the neighborhood guide.
Before you decide
Buyer research checklist
Items worth confirming for 215 S Elm Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1951 (75 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Polk County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,224 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,650/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $850 more per year than the current owner’s estimated bill (+30%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: November 2, 2026)
Comparable sales
Stellar MLS closed sales in SHORE ACRES LAKE BONNY ADD, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 215 S Elm Road and when was it built?
Per the listing record, 215 S Elm Road was built in 1951 and has 1,224 sq ft of living area, 3 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 215 S Elm Road in?
215 S Elm Road is in Shore Acres Lake Bonny Add in Lakeland, Polk County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 215 S Elm Road have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 215 S Elm Road differ from the current owner's?
The estimate on this page (about $3,650 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $850 more per year than the current owner’s estimated bill (+30%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 215 S Elm Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 215 S ELM ROAD in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
