Pending Single Family Residence ▼ Price cut: $20,000 (10/13)
$1,149,900
5-Bedroom Pool Home in ESTATES AT WINDERMERE

2230 Ridgewind Way, Windermere, FL 34786

Single Family Residence in ESTATES AT WINDERMERE · No CDD on record
ESTATES AT WINDERMERE · Windermere, FL 34786 · Orange County
Listing data checked against the MLS October 30, 2026 at 7:45 AM ET · rechecked hourly
5Bedrooms
4Bathrooms
3,064Sq Ft
1999Year Built
$375Per Sq Ft
Private pool3-car garageNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$375 here vs $367 median sold (12 mo)
Buyer leverage
Balanced market
143 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~118 ft elevation
$4k–$9k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.15M tops 12 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

2230 Ridgewind Way in Estates At Windermere, Windermere is listed at $1,149,900 (3,064 sq ft, about $375 per sq ft). That sits within a few percent of Estates At Windermere's median closed sale of $1,322,500 over the last 12 months (2 recorded sales). It has been listed Jun 7, 2026. Listing facts: built in 1999, a private pool, HOA dues of $220/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1999 · 27 yrs
  • 3,064 sq ft of living area
  • 3-car garage
  • Listed at $1,149,900 — recent neighborhood median sale price ~$1,322,500 (nearby sales; deemed reliable, not an appraisal)
  • listed Jun 7, 2026
  • HOA $220/mo (per listing)
Listing description

About this home

One or more photos has been virtually staged. Check out the photos to see the new improvements just completed in the kitchen and bonus room! Welcome to this updated and meticulously maintained home in the intimate, 64-home community of Estates of Windermere, where spacious rooms, thoughtful updates, and sought-after Florida living come together on a beautiful ½-acre fenced homesite backing to neighborhood green space.

You will appreciate the home's outstanding curb appeal, with fresh paint, details, updated exterior lighting, and a 3-car garage. The private backyard setting and expansive lot provide the perfect outdoor living and entertaining. Inside, pride of ownership is evident throughout.

Recent improvements include fresh interior paint, porcelain tile floors throughout main living areas, and new bedroom carpeting. Large windows fill the home with Florida sunshine, The floor plan features a dining room and a versatile room with French doors, ideal as a home office, living room. At the heart of the home is the beautifully updated kitchen, showcasing brand new one level breakfast bar and countertops, topped off with new sink and white wall tile backsplash.

Warm wood-tone cabinetry with modern hardware, a new stove, dishwasher, and a newer microwave. A separate breakfast area and the kitchen itself overlook the screened lanai, sparkling oversized pool with water feature, and the lush green space beyond the backyard. The spacious family room offers a custom built-in wall unit and provides the perfect gathering space.

The triple wide glass pocketing patio doors out to the lanai are hurricane rated. The thoughtfully designed split-bedroom plan offers privacy for everyone, with well-positioned bathrooms, including a convenient pool bath with direct access to the lanai. The private primary suite is in the rear of the home and features a spacious ensuite bath with large soaking tub, walk-in shower, double sink vanity, and an oversized walk-in closet with abundant storage space.

A standout feature is the versatile fifth bedroom/ bonus room located just off the garage entry hallway. This space, the hall and ensuite bath all have brand new tile floors and freshly painted walls that brighten the spaces and bring them in line with the look in the main living areas of the home. This fifth bedroom/ bonus room is ideal for guests, multigenerational living, a nanny suite, game room, playroom, craft room, sewing room, fitness space, or a second home office or whatever you could need!

Residents of Estates of Windermere enjoy more than just beautiful homes. The community offers a neighborhood park, playground, and sports courts, along with resident gatherings and community events held throughout the year, creating a welcoming atmosphere and strong sense of community. Families will appreciate the home's zoning for highly regarded area schools.

The location is also exceptionally convenient, with easy access to Winter Garden's popular Fowler's Grove area for extensive shopping, dining, and entertainment. In the other direction, charming downtown Windermere awaits with its beloved Friday Farmers Market, food truck events, local shops, hardware store, café-style dining options, and community library. Offering a wonderful combination of updates, generous living spaces, outdoor enjoyment, community amenities, and a prime Windermere-area location, this home is ready for its next owners to enjoy the very best of Central Florida living.

All 49 photos

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Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Tim Frush · 407-352-1040Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,149,900
Bed / bath5 / 4
Living area3,064 sq ft
Year built1999
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #O6410264
Listing statusPending

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~118 ft
CountyOrange
Area listings1 active · 0 under contract
Estimated first-year tax~$18,350/yr
CDD assessmentNone on record
HOA$220/mo

Calculated estimates

Price per sq ft$375
Estimated monthly payment$8,588
Insurance (illustrative)$4k–$9k/yr
Comparable-sales median$1,322,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$8,588/mo
  • Principal & interest $6,319/mo 74%
  • Taxes $1,529/mo 18%
  • Insurance $519/mo 6%
  • HOA $220/mo 3%

$8,588/mo at 20% down, 30-yr @ 7.32% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$18,350/yr
≈ $1,529/mo·effective rate ~1.60%
Estimate: asking price less the $50,000 homestead exemption × Orange County rate (16.67 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $8,500/yr ($708/mo) — taxable value $509,627 × 16.67 mills
$9,850 more each year
(+116%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$336,573
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$846,200
Market value
$560,349
Assessed
$509,627
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Orange County Property Appraiser 2025 final millage rates; OCPS 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 2230 Ridgewind Way

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $8,500/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,149,900 and the first-year bill resets to about $18,350/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.67 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues$220/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Orange County is $1,409/yr (4,204 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $4,500–$9,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 1999. An original roof would be about 27 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $1,867/month (tax $1,529, HOA $220, insurance $117). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$9k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$220/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~118 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Orange County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Estates At Windermere

Pricing & the Estates At Windermere market

How this home is priced against recent nearby sales, and where Estates At Windermere has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2509 RIDGEWIND WAY2509 RIDGEWIND WAY: $364/sq ft$3642509 RIDGEWIND WAY2509 RIDGEWIND WAY: $364/sq ft$3642219 RIDGEWIND WAY2219 RIDGEWIND WAY: $370/sq ft$3702219 RIDGEWIND WAY2219 RIDGEWIND WAY: $370/sq ft$370This homeThis home: $375/sq ft$375Community median $367

Price vs. size in Estates At Windermere

Each dot is a closed sale since 2006 (32 total). This home is the gold marker.

$333k$910k$1.5M2,4543,8985,341This home: $1,149,900, 3,064 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2025. This home lists at $375/sq ft.

$129$265$4002013: $17920132016: $15620162017: $16920172024: $37420242025: $3642025

Median sale price by year

12-month median closed price, 2013–2025.

$465k$893k$1.3M2013: $590k20132016: $548k20162017: $604k20172024: $1.2M20242025: $1.1M2025
Property timeline

This home’s history

  • 1999BuiltPer public record
  • About Jun 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-06-07" data-fmt="dom">listed Jun 7, 2026</span>)
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $1,259,000
  • Aug 4, 2026Price cut$1,199,000 (-$60,000, -4.8%)
  • Sep 5, 2026Price cut$1,169,900 (-$29,100, -2.4%)
  • Oct 13, 2026Price cut$1,149,900 (-$20,000, -1.7%)
  • NowPendingSale pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,149,900Momentum Realty · listed Jun 7, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales in ESTATES AT WINDERMERE in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $1,322,500 ($367/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$1,099,100the mess$1,214,800

Strong local evidence — built from 4 comparable closed sales in ESTATES AT WINDERMERE (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,976 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.3% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-24.

Actual list price: $1,149,900 ($375/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 11% spread on the same house — here is what a model can't see:

  • Condition & updates — a 1999 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • The pool — a private pool carries cost and value the model only sees through the comps.
  • Carrying costs & concessions — this home carries HOA dues of $220/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 0 active listings competing, 1 under contract
  • ≈4.0 months of supply
  • 3 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4) + tax-roll just value × local sale-to-roll ratio (5 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 28, 2026.

Momentum Scores

Momentum Property Score

67/100
Strongest on: Flood safety (95), Affordability (72)
0 limited50100 exceptional

67/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area45
This home $375/sq ft vs the community 12-month median $367/sq ft.
Affordability72
List price $1,149,900 vs the community median $1,322,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~118 ft elevation. Verify the parcel with FEMA.
Insurance cost68
From FEMA Zone X and a 1999 build. Obtain a property-specific quote.
Market liquidity56
Community inventory, ~4.0 months of supply (12-month record).

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $375 per square foot, about in line with the community’s $367 median. Estates At Windermere’s 12-month median sold price per square foot is $367. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

89% of homes in Estates At Windermere are owner-occupied. An estimated 11% are non-owner-occupied, including 6% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 66 homes matched. Community-level context.

What’s unique here: one of only 1 active listings in Estates At Windermere, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS October 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COLDWELL BANKER REALTY · MLS # O6410264

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Keep looking

Similar homes for sale near ESTATES AT WINDERMERE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in WINDERMERE

  • 5021 Carillon Lane, WINDERMERE · $625,000 · 4 bd / 3.0 ba · listed October 26, 2026 (courtesy of REALTY OF AMERICA)
  • 5231 Lemon Twist Lane, WINDERMERE · $559,900 · 4 bd / 3.5 ba · listed October 26, 2026 (courtesy of AGENT TRUST REALTY CORPORATION)
  • 8582 Powder Ridge Trail, WINDERMERE · $630,000 · 4 bd / 3.5 ba · listed October 24, 2026 (courtesy of LPT REALTY, LLC)
  • 9621 Windy Ridge Road, WINDERMERE · $8,999,999 · 9 bd / 13.0 ba · listed October 23, 2026 (courtesy of CITARELLI REALTY GROUP LLC)
  • 8516 Danforth Drive, WINDERMERE · $350,000 · 2 bd / 2.5 ba · listed October 23, 2026 (courtesy of HOGAN REALTY GROUP INC)
  • 8631 Greenbank Boulevard, WINDERMERE · $669,000 · 4 bd / 3.5 ba · listed October 23, 2026 (courtesy of CLASSIC 1 REALTY INC)

Recently off market in ESTATES AT WINDERMERE

The street

Every home on Ridgewind Way: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Estates At Windermere news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Sep 2026 · Development

Orange County commissioners approve Tuscana land use plan in Shingle Creek Basin on 4-3 vote

Commissioners voted 4-3 to approve the Tuscana land use application from Shingle Creek Co-Owners LLC and Geyer Development, reversing a unanimous rejection in May 2025. The plan includes more than 1,000 hotel rooms, about 4,000 apartments and commercial buildings, with conditions for a raised road, flood mitigation and wetland protection. The developer projects thousands of jobs at full build-out.

Why it matters: The approval could add substantial rental housing, hotel capacity and commercial space in the Shingle Creek area, while flood-mitigation conditions will shape how and when it is built. The project is about 10 miles southeast of Estates At Windermere, elsewhere in Orange County.

Spectrum News 13

Sep 2026 · Development

Lake County approves 2,241-acre Panther Run rezoning for up to 2,624 homes near Clermont

The Lake County Commission voted 3-1 on Sept. 1 to rezone about 2,241 acres in the Wellness Way area, north of Sawgrass Bay Boulevard, for GT Homes. The planned unit development allows up to 2,624 residential units and more than 1 million square feet of non-residential space, with sites reserved for a future public high school and public safety facilities. Plans include extending County Road 455 and about 11 miles of public trails.

Why it matters: The plan adds long-term housing supply, employment space and new connector roads in south Lake County, with infrastructure planned ahead of residential growth. The site is about 9 miles southwest of Estates At Windermere.

Clermont Sun

Aug 2026 · Retail Dining

Plans for Mattel indoor water park near Lake Buena Vista Factory Stores expand to 13 acres

Updated plans for the site off State Road 535 show a 95,000-square-foot indoor water park designed by Martin Aquatic, a separate 45,000-square-foot entertainment building and nearly 900 parking spaces. The tower height rises to as much as 100 feet and still needs Orange County approval. About 200 jobs are expected, and no opening date has been announced.

Why it matters: The project would add visitor attractions, dining and roughly 200 jobs near the State Road 535 corridor, with added traffic and parking demand nearby. The site is about 8 miles southeast of Estates At Windermere.

FOX 35 Orlando

Jul 2026 · Development

Orange County opens Enclave at Canopy Park with 104 affordable units

Orange County opened The Enclave at Canopy Park, a 104-unit affordable apartment community at 4440 Canopy Park Loop developed by Archway Partners. The county contributed 3 million dollars from its Affordable Housing Trust Fund. The community includes one and two bedroom homes plus a community center, fitness center, technology lab, and EV charging.

Why it matters: Adds 104 income-restricted apartment homes to the local rental supply along with new community amenities and green-certified construction. The project is about 11 miles east of Estates At Windermere, elsewhere in Orange County.

ClickOrlando

Go deeper

More on ESTATES AT WINDERMERE

Go deeper on ESTATES AT WINDERMERE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Orange County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Lake Whitney ElemAssigned elementary school · Orange County School District · Grade A (Florida DOE 2025-26)
GRADEA
SunRidge MiddleAssigned middle school · Orange County School District · Grade A (Florida DOE 2025-26)
GRADEA
West Orange HighAssigned high school · Orange County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 2230 Ridgewind Way, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1999 (27 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $220/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Orange County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 3,064 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $18,350/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,850 more per year than the current owner’s estimated bill (+116%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 30, 2026)
Comparable salesStellar MLS closed sales in ESTATES AT WINDERMERE, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2230 Ridgewind Way and when was it built?

Per the listing record, 2230 Ridgewind Way was built in 1999 and has 3,064 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2230 Ridgewind Way in?

2230 Ridgewind Way is in Estates At Windermere in Windermere, Orange County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 2230 Ridgewind Way have an HOA, and how much are the dues?

The listing reports HOA dues of $220 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 2230 Ridgewind Way differ from the current owner's?

The estimate on this page (about $18,350 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,850 more per year than the current owner’s estimated bill (+116%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2230 Ridgewind Way in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.