2424 HARBOUR DRIVE, PUNTA GORDA, FL 33983
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
- No CDD assessment on record
- Built 1979 · 47 yrs
- 3,401 sq ft of living area
- 1-car garage
- 129 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the PUNTA GORDA ISLES market
How this home is priced against recent nearby sales, and where PUNTA GORDA ISLES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in PUNTA GORDA ISLES
Each dot is a closed sale since 2004 (10554 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $426/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 49 (normal).
This home’s history
- 1979BuiltPer public record
- Jul 10, 2026First trackedObserved at $1,450,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $7,347/mo 78%
- Taxes $1,269/mo 13%
- Insurance $787/mo 8%
- HOA $50/mo 1%
$9,453/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $426 per square foot, about 87% above the community’s $228 median. PUNTA GORDA ISLES’s 12-month median sold price per square foot is $228. Median sold price per square foot is up 3.4% year over year. Confidence: Very High · 822 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent PUNTA GORDA ISLES sales closed near 92.0% of original asking. Cash paid for about 46% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 2969 active listings in PUNTA GORDA ISLES, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Modern waterfront luxury with DIRECT BOATING ACCESS a PRIVATE RESORT-STYLE ESTATE in Harbour Heights and ADDITIONAL BUILDABLE RESIDENTIAL LOT for GUEST HOME or GARAGE! Positioned on a rare EXTENDED-DEPTH WATERFRONT HOMESITE providing exceptional privacy and outdoor living space overlooking the Peace River and Whidden Bay, this extensively upgraded custom residence delivers the perfect balance of modern design, structural improvements, and true Florida waterfront living. SAVE THOUSANDS EVERY YEAR WITH THIS HOMES $2500YR TRANSFERABLE FLOOD POLICY!
Featuring NEW 2023 HURRICANE-IMPACT SLIDERS AND WINDOWS, NEW METAL ROOF (2026 & 2023), THREE NEW A/C SYSTEMS WITH 3-ZONE CLIMATE CONTROL (2024, 2019 & 2019), SMART THERMOSTATS, and NEW SEPTIC SYSTEM (2025), WHOLE-HOUSE UV WATER SOFTENER, IN-CEILING SPEAKERS (ZONED), and HARDWIRED SECURITY CAMERAS W/ AUDIO offering long-term confidence for waterfront ownership. Inside, the home showcases a thoughtfully designed layout filled with custom details and hidden architectural elements. The living room centers around a CUSTOM FEATURE WALL WITH BUILT-IN FIREPLACE, while a CONCEALED BOOKSHELF ENTRANCE reveals the private stairwell onward to the primary suite, complete w/ MOTION-SENSOR STAIR LIGHTING.
The GOURMET KITCHEN was designed for everyday luxury and entertaining, featuring QUARTZ COUNTERTOPS, CUSTOM SOFT-CLOSE CABINETRY, BUILT-IN PANTRY AND BREAD DRAWERS, DEDICATED CUTLERY STORAGE, AUTOMATIC TRASH SYSTEM, and expansive island seating with open flow to living spaces. The PRIMARY SUITE serves as a true retreat, offering elevated views across the Peace River and Whidden Bay, a SPA-STYLE EN-SUITE BATH with double vanity, oversized soaking tub, MULTI-HEAD WALK-IN SHOWER, and a remarkable 15’ x 13’ KRAFTMAID CUSTOM WALK-IN CLOSET and PRIVATE WASHER/DRYER. Modern living continues with a HARDWIRED REOLINK SECURITY SYSTEM WITH AUDIO and IN-CEILING SPEAKERS throughout the living areas, upstairs, and balcony allowing music to be played individually by zone or synchronized throughout the home and outdoor spaces.
Enjoy OVER 1,000 SQ FT OF COVERED EXTERIOR LIVING SPACE connecting indoor and outdoor entertaining areas. The HEATED SALTWATER POOL overlooks tropical landscaping, while paver walkways wrap around the home and extend to the waterfront. The backyard is designed as a private coastal retreat featuring a PERGOLA WITH METAL ROOF AND IN-GROUND FIREPIT, ROYAL, COCONUT, CHRISTMAS, AND ALEXANDER PALMS, producing fruit trees including mango, cherry, olive, lime, lemon, and guava, ST.
AUGUSTINE CITRABLUE LAWN WITH AUTOMATIC IRRIGATION, and expansive yard space rarely found on waterfront properties. Boating enthusiasts will appreciate the TREX-DECK DOCK SYSTEM with U-SHAPED ACCESS surrounding the COVERED BOAT LIFT, plus a FLOATING DOCK DESIGNED FOR TWO JET SKIS providing effortless access to open water adventures. While the home includes a 1.5-car garage, it is complemented by a DEEP TANDEM TWO-CAR CARPORT W/ EPOXY FLOORING accommodating full-size trucks, additional vehicles, or RV parking offering flexibility rarely available in waterfront homes.
Located in peaceful Harbour Heights near the PUBLIC BOAT RAMP, PARK, PLAYGROUND, Punta Gorda, I-75, dining, and Gulf boating beyond. A rare opportunity to own a FULLY UPGRADED, MOVE-IN-READY WATERFRONT ESTATE combining modern innovation, privacy, and resort-style living in one of Southwest Florida’s hidden gems. COME EXPERIENCE THIS WATERFRONT HOME IN PERSON.
Description provided by RE/MAX PALM REALTY and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $1,450,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 129 days on market vs. a 63-day community median
- 2965 active listings competing, 728 under contract
For reference, this home is listed at $1,450,000 ($426/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 3,401 sq ft × $201–$255/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.
Similar homes for sale near HRBR HEIGHTS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS. Run --online for a live reading.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Recent sales activity in HRBR HEIGHTS
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HRBR HEIGHTS neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on HRBR HEIGHTS
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Charlotte County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: July 25, 2026) |
| Community market stats | realMLS closed sales, as of July 15, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 2424 HARBOUR DRIVE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.