5 bedroom Single Family Residence at 2586 PLUMADORE DRIVE, EUSTIS GRAND ISLAND RESERVE, GRAND ISLAND — photo 1Front elevation
New — 2 days on market Single Family Residence
$440,000
5-Bedroom Home in EUSTIS GRAND ISLAND RESERVE

2586 PLUMADORE DRIVE, GRAND ISLAND, FL 32735

Single Family Residence in EUSTIS GRAND ISLAND RESERVE · No CDD
EUSTIS GRAND ISLAND RESERVE · GRAND ISLAND, FL 32735 · Lake
Listing data updated September 12, 2026 · refreshed twice daily
5Bedrooms
3Bathrooms
2,601Sq Ft
2014Year Built
$169Per Sq Ft
2-car garageNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
4% above
$/sq ft vs community
$169 here vs $162 median sold (12 mo)
Buyer leverage
Seller-leaning
2 days on market
3.3 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 11
Price vs recent sales
Asking $440k tops 11 of the last 11 closed sales; also one of the largest homes here at 2,601 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 12, 2026, 2586 Plumadore Drive in Eustis Grand Island Reserve, Grand Island is listed at $440,000 (2,601 sq ft, about $169 per sq ft). That is 21% above Eustis Grand Island Reserve's median closed sale of $365,000 over the last 12 months (9 recorded sales). It came to market within the past week. Listing facts: built in 2014, HOA dues of $113/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2014 · 12 yrs
  • 2,601 sq ft of living area
  • 2-car garage
  • Listed at $440,000 — recent neighborhood median sale price ~$365,000 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA $113/mo (per listing)
Momentum Research · Eustis Grand Island Reserve Grand Island

Pricing & the Eustis Grand Island Reserve Grand Island market

How this home is priced against recent nearby sales, and where Eustis Grand Island Reserve Grand Island has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2572 LIMERICK CIRCLE2572 LIMERICK CIRCLE: $128/sq ft$1282451 PLUMADORE DRIVE2451 PLUMADORE DRIVE: $143/sq ft$1433262 PLUMLEE COURT3262 PLUMLEE COURT: $148/sq ft$1482598 PLUMADORE DRIVE2598 PLUMADORE DRIVE: $149/sq ft$1493014 ZANDER DRIVE3014 ZANDER DRIVE: $162/sq ft$1622424 PLUMADORE DRIVE2424 PLUMADORE DRIVE: $163/sq ft$163This homeThis home: $169/sq ft$169Community median $162

Price vs. size in Eustis Grand Island Reserve Grand Island

Each dot is a closed sale since 2016 (67 total). This home is the gold marker.

$109k$297k$485k1,3402,5373,734This home: $440,000, 2,601 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2016–2026. This home lists at $169/sq ft.

$80$126$1722016: $8920162017: $9020172019: $10120192021: $14320212022: $15220222024: $16320242025: $14620252026: $1622026

Median sale price by year

12-month median closed price, 2016–2026.

$141k$267k$393k2016: $166k20162017: $233k20172019: $258k20192021: $296k20212022: $369k20222024: $368k20242025: $365k20252026: $365k2026
Property timeline

This home’s history

  • 2014BuiltPer public record
  • Sep 7, 2026First trackedObserved at $440,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,936/mo
  • Principal & interest $2,285/mo 78%
  • Taxes $385/mo 13%
  • Insurance $152/mo 5%
  • HOA $113/mo 4%

$2,936/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$6,500/yr
$542/mo·effective rate ~1.48%
Estimated from today’s asking price and current Lake County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $2,625/yr ($219/mo)
+$3,875 more each year
(+148%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$153,550
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$311,838
Market value
$209,010
Assessed
$158,288
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

37/100
Strongest on: Pricing power (70), Market liquidity (48)
0 limited50100 exceptional

37/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area39
This home $169/sq ft vs the community 12-month median $162/sq ft.
Affordability16
List price $440,000 vs the community median $365,000. Not a measure of personal affordability.
Market liquidity48
Community median 81 days on market, ~3.3 months of supply (12-month record).
Renovation upside12
From a 2014 build and $169/sq ft vs the community median $162/sq ft. Not a condition assessment.
Pricing power70
Recent sales closed at about 94.0% of original asking (~6.0% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 3.3 months of supply in the surrounding market and 2 days on market for this home, against a 81-day area median.Days on market:this home 2Area median:  81 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. As of September 12, 2026.

🟡 Asking $169 per square foot, about 4% above the community’s $162 median. Eustis Grand Island Reserve Grand Island’s 12-month median sold price per square foot is $162. Median sold price per square foot is up 0.0% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

83% of homes in Eustis Grand Island Reserve Grand Island are owner-occupied. An estimated 17% are non-owner-occupied, including 8% held in a company or trust and 9% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 186 homes matched. Community-level context.

Recent Eustis Grand Island Reserve Grand Island sales closed near 94.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Eustis Grand Island Reserve Grand Island, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to 2586 Plumadore Drive in Grand Island! This spacious home offers a thoughtfully designed layout with plenty of room for family, guests, work-from-home space, or a home office. The open-concept main living area features abundant natural light, a spacious living room with built-in surround sound and a dedicated hookup for the outdoor lanai speakers, a well-appointed kitchen with ample cabinetry and a breakfast bar, and a dining area that flows seamlessly into the living space.

The split-bedroom layout provides privacy, with a generous primary suite offering a comfortable retreat and additional bedrooms providing flexibility. Step outside and enjoy the best of Florida living from the expansive screened-in lanai overlooking the private, fully fenced backyard. The spacious outdoor area offers plenty of room to entertain, relax, garden, or gather around the fire pit while enjoying the peaceful surroundings and mature landscaping.

Two beautifully positioned palm trees create the perfect natural setting for a hammock. Adding even more character to the home, Gemstone permanent exterior lights allow you to customize the home's look with virtually any color or pattern. Whether you're entertaining guests or simply enjoying a quiet evening outdoors, this home offers a unique blend of comfort, functionality, and Florida lifestyle.

Conveniently located in Grand Island with easy access to Eustis, Mount Dora, shopping, dining, lakes, and outdoor recreation.

Description provided by GAILEY ENTERPRISES REAL ESTATE and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$440,000
Bed / bath5 / 3
Living area2,601 sq ft
Year built2014
Property typeSingle Family Residence
Garage2-car
MLS #O6438172
Listing statusNew &mdash; 2 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyLake
Area listings3 active · 0 under contract
Estimated first-year tax~$4,620/yr
CDD assessmentNone on record
HOA (per listing)$113/mo

Calculated estimates

Price per sq ft$169
Estimated monthly payment$2,936
Insurance (illustrative)$2k–$2k/yr
Messtimate range$371,943 – $421,362
Comparable-sales median$365,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Listing agent: Richard Gailey · 770-733-2596Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$371,943the mess$421,362

Actual list price: $440,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 13% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $113/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 2 days on market vs. a 81-day community median
  • 3 active listings competing
  • 3.3 months of supply
  • 11 closed here in the last 12 months

For reference, this home is listed at $440,000 ($169/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,601 sq ft × $143–$162/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.

Keep looking

Similar homes for sale near EUSTIS GRAND ISLAND RESERVE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $440,000Momentum Realty · on market 2 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,620/yr

A rough first-year estimate only, applying a typical Lake rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$113/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 2586 PLUMADORE DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by GAILEY ENTERPRISES REAL ESTATE · MLS # O6438172

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in EUSTIS GRAND ISLAND RESERVE

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the EUSTIS GRAND ISLAND RESERVE neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$365,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$162

Canonical 12-month median $/sq ft. Reference only.

Go deeper on EUSTIS GRAND ISLAND RESERVE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Eustis ElemAssigned elementary school · Lake County School District · Grade C (Florida DOE 2025-26)
GRADEC
Eustis MiddleAssigned middle school · Lake County School District · Grade C (Florida DOE 2025-26)
GRADEB
Eustis High SchoolAssigned high school · Lake County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $162/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,017 – $2,933/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$978 – −$153At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 2586 Plumadore Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2014: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $113/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,601 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,620/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2586 Plumadore Drive and when was it built?

Per the listing record, 2586 Plumadore Drive was built in 2014 and has 2,601 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2586 Plumadore Drive in?

2586 Plumadore Drive is in Eustis Grand Island Reserve in Grand Island, Lake County. The community section on this page shows recent closed sales, days on market, and active inventory for Eustis Grand Island Reserve from the same MLS data.

Does 2586 Plumadore Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $113 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 2586 Plumadore Drive differ from the current owner's?

The estimate on this page (about $4,620 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2586 Plumadore Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2586 PLUMADORE DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.