2706 Rhode Island Avenue, Fort Myers, FL 33916
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 21, 2026, 2706 Rhode Island Avenue in Deans Sub, Fort Myers is listed at $369,900 (1,635 sq ft, about $226 per sq ft). It has been 186 days on market. Listing facts: built in 1955, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1955 · 71 yrs
- 1,635 sq ft of living area
- 186 days on market
- No HOA reported by the listing (confirm)
About this home
This 3-bedroom, 2-bathroom ranch-style home is set on an expansive .39-acre lot adjacent to the beautifully landscaped Triangle Park. Situated in the heart of the prestigious Dean’s Park Historic District, this charming residence captures the essence of classic Florida living. Renowned for its historic significance, picturesque streets, and enduring charm with no HOA!
The fully fenced backyard provides exceptional privacy and generous outdoor space with a historic Banyan tree to provide shade in the hot summers. An attached covered carport offers convenient protection, while an additional paved area allows for ample parking—ideal for multiple vehicles or a boat. Significant improvements add peace of mind, including a whole house water filtration system, new plumbing in 2025, newer roof in 2019, and a tankless water heater 2023.
The welcoming foyer opens into a spacious family room. Terrazzo flooring flows throughout the home, enhancing its clean lines and timeless appeal. Abundant natural light highlights the open, airy layout, while the central living space transitions seamlessly into the newly updated kitchen.
Thoughtfully redesigned, the kitchen features an open layout to the dining/living areas. Highlights include 2023 appliances, professional-Bartazzoni gas range with a stainless vent hood, Bespoke refrigerator, new wine cooler, quartz countertops with lighting underneath for elegance and charm. An expansive peninsula offering additional prep space and casual seating.
Light-finished upper cabinetry, including glass-front display cabinets, is beautifully balanced. A tile backsplash, recessed lighting, and a window over the sink complete this stylish and functional space. The living room is anchored by the refurbished original fireplace with a tiled surround set against a rich wood-paneled accent wall.
The primary suite features a beautifully updated, spa-inspired bathroom. A glass-enclosed walk-in shower showcases floor-to-ceiling tile and sleek fixtures for a bright, streamlined look. A floating stone vanity with an integrated sink and contemporary hardware pairs elegantly with modern lighting.
Two additional guest bedrooms are generously sized and share a vintage full bathroom that reflects the home’s timeless character. Additional interior highlights include a dedicated laundry room with utility sink. An attached utility shed adds even more convenience for tools and equipment and another detached 160-square-foot shed with electric.
Step outside to a peaceful, private backyard designed for relaxation and entertaining. A spacious paver patio creates an inviting outdoor living area, ideal for gatherings or quiet evenings beneath mature trees. Lush landscaping and established greenery frame the yard, highlighted by a stunning Banyan tree that provides year-round comfort.
The expansive backyard offers ample room for recreation, gardening, fruit producing mango tree all while maintaining a serene, park-like atmosphere. This home is just minutes from the vibrant Downtown Fort Myers River District, offering easy access to dining, boutique shopping, waterfront parks, live entertainment, and community events. Fort Myers Beach, Sanibel, Captiva, and Southwest Florida International Airport are all within an easy drive.
PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING.
All 6 photos
Description provided by MARINA PARK REALTY LLC and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,049/mo 80%
- Taxes $324/mo 13%
- Insurance $201/mo 8%
$2,573/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
What it really costs to own 2706 Rhode Island Avenue
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| HOA dues | The listing states there is no HOA. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Lee County is $2,197/yr (6,508 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,500/yr; neither is a quote. Flood: this address maps to FEMA zone AE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 1955. An original roof would be about 71 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Lee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Lee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 1955BuiltPer public record
- About Apr 2026Listed (per MLS)MLS reports 186 cumulative days on market as of October 21, 2026
- Jul 10, 2026First seen on movewithmomentum.comObserved at $395,000
- Aug 4, 2026Price cut$369,900 (-$25,100, -6.4%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
No closed sales of a similar home within about 10 miles in Lee County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for DEANS SUB. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Lee County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 1,635 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 21, 2026.
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Listed by MARINA PARK REALTY LLC · MLS # C7524941
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Similar homes for sale near DEANS SUB
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in DEANS SUB
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- 4240 Palm Tree Boulevard · $359,900 · 3 bd / 2.0 ba · listed October 21, 2026 (courtesy of FRIENDS REALTY LLC)
- 150 Bell Boulevard · $357,000 · 3 bd / 2.0 ba · listed October 21, 2026 (courtesy of ELIMAR REALTY INC)
- 2331 Jaylen Watkins Street · $214,900 · 4 bd / 2.0 ba · listed October 20, 2026 (courtesy of SILVER DOOR REALTY LLC)
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Every home on Rhode Island Avenue: what is for sale, what sold and when, the homes and the communities along it.
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Assigned schools
Schools currently assigned to this address in Lee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 2706 Rhode Island Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1955 (71 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Lee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,635 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,884/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 21, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Lee County — no medians or automated estimate shown |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 2706 Rhode Island Avenue and when was it built?
Per the listing record, 2706 Rhode Island Avenue was built in 1955 and has 1,635 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2706 Rhode Island Avenue in?
2706 Rhode Island Avenue is in Deans Sub in Fort Myers, Lee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 2706 Rhode Island Avenue have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 2706 Rhode Island Avenue differ from the current owner's?
The estimate on this page (about $3,884 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 2706 Rhode Island Avenue in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.