2819 SW 40th Street, Cape Coral, FL 33914
As of October 9, 2026, 2819 Sw 40Th Street in Cape Coral is listed at $1,595,000 (3,019 sq ft, about $528 per sq ft). It came to market within the past week. Listing facts: new construction, a private pool, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- New construction — built 2026
- 3,019 sq ft of living area
- Garage
- Active listing
- No HOA reported by the listing (confirm)
About this home
Welcome to an extraordinary waterfront retreat where luxury, craftsmanship, and the ultimate Southwest Florida lifestyle come together. This stunning NEW CONSTRUCTION residence offers 3,019 sq. ft.
of impeccably designed living space, featuring 4 bedrooms PLUS a den, 3.5 baths, and an impressive 3-car garage with additional covered parking. Did I mention, NO FLOOD INSURANCE NEEDED?! From the moment you enter, exceptional quality is evident throughout.
The open floor plan showcases soaring tray and coffered ceilings, elegant porcelain tile and luxury vinyl flooring, impact glass windows and doors, and premium finishes selected with both style and durability in mind. A whole-home generator, spray-foam insulation, metal roof, tankless water heater, and PGT impact windows provide an exceptional combination of comfort, efficiency, and peace of mind. At the heart of the home is a true chef's kitchen, featuring commercial-grade Jenn-Air appliances, a spectacular 48-inch dual-fuel gas range, pot filler, custom cabinetry, and a spacious walk-in butler's pantry.
Designed for both everyday living and impressive entertaining, this kitchen is as functional as it is beautiful. The split-bedroom floor plan offers privacy and flexibility, while the dedicated den provides the perfect space for a home office, media room, or additional retreat. The luxurious primary suite features an elegant bath with dual vanities, soaking tub, separate shower, and generous walk-in closet.
Step outside and discover your own private resort. The expansive outdoor living area features a heated pool and spa, outdoor kitchen and grill, outdoor shower, screened lanai, and breathtaking canal views. Just beyond the pool, your private waterfront setup awaits with a new Williamson Bros.
dock, captain's walk, 16,000-lb. boat lift, and tiki bar—creating the perfect setting for boating, entertaining, sunset cocktails, and endless Florida days. With Gulf-access canal frontage, a private seawall, no HOA, and a location in one of Cape Coral's most desirable areas, this exceptional property offers the rare opportunity to enjoy a brand-new luxury home with an uncompromising level of detail.
This is more than a home—it is the Southwest Florida lifestyle you've been waiting for. Come experience it for yourself.
Description provided by MARZUCCO REAL ESTATE and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $8,835/mo 83%
- Taxes $1,396/mo 13%
- Insurance $419/mo 4%
$10,649/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Lee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Lee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 2026BuiltPer public record
- Oct 9, 2026First seen on movewithmomentum.comObserved at $1,595,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
No closed sales of a similar home within about 10 miles in Lee County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Cape Coral, FL. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Lee County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 3,019 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 9, 2026.
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Listed by MARZUCCO REAL ESTATE · MLS # TB8556323
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Similar homes for sale near CAPE CORAL
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in CAPE CORAL
- 741 Bianca Avenue · $289,990 · 3 bd / 2.0 ba · listed October 9, 2026 (courtesy of WJH BROKERAGE FL LLC)
- 313 SE 6th Street · $750,000 · 4 bd / 3.5 ba · listed October 9, 2026 (courtesy of REDFIN CORPORATION)
- 350 Gilchrist Avenue · $4,975,000 · 3 bd / 2.5 ba · listed October 9, 2026 (courtesy of KELLER WILLIAMS TAMPA CENTRAL)
- 162 Blackwall Court · $3,995,000 · 3 bd / 4.0 ba · listed October 9, 2026 (courtesy of KELLER WILLIAMS TAMPA CENTRAL)
- 4238 NW 34th Terrace · $396,000 · 4 bd / 3.0 ba · listed October 9, 2026 (courtesy of VESTA REALTY LLC)
- 6777 Equinox Lane · $309,000 · 4 bd / 2.0 ba · listed October 9, 2026 (courtesy of TAYLOR MORRISON RLTY OF FLA)
Recently off market in CAPE CORAL
- 4223 Liron Avenue #104 · last listed $234,000 · 2026-10-08
- 3616 6th Street · last listed $369,900 · 2026-10-08
- 3535 Dandolo Circle · last listed $449,000 · 2026-10-08
- 1121 NE 11th Terrace · last listed $400,000 · 2026-10-08
- 536 Pangola Drive · last listed $138,000 · 2026-10-07
- 5212 SW 8th Court · last listed $920,000 · 2026-10-07
Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings
More on Lee County
Explore Lee County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Lee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 2819 Sw 40Th Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
- New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Lee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 3,019 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $16,748/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 9, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Lee County — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 2819 Sw 40Th Street and when was it built?
Per the listing record, 2819 Sw 40Th Street was built in 2026 and has 3,019 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2819 Sw 40Th Street in?
2819 Sw 40Th Street is in Cape Coral, Lee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 2819 Sw 40Th Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 2819 Sw 40Th Street differ from the current owner's?
The estimate on this page (about $16,748 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 2819 Sw 40Th Street in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.