listed Aug 11, 2026Single Family Residence▼ Price cut: $100 (9/29)
$569,900
3-Bedroom Home in SHOAL CREEK VILLAGE
3050 Shoal Creek Village Drive, Lakeland, FL 33803
Single Family Residence in SHOAL CREEK VILLAGE, LAKELAND
SHOAL CREEK VILLAGE · Lakeland, FL 33803 · Polk County
Listing data checked against the MLS November 14, 2026 at 5:22 AM ET · rechecked hourly
Listed by ENGEL & VOELKERS LAKELAND (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2.5Bathrooms
2,503Sq Ft
1997Year Built
$228Per Sq Ft
Waterfront2-car garageFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
19% above
$/sq ft vs community
$228 here vs $192 median sold (12 mo)
Buyer leverage
Strong buyer advantage
94 days on market
2632.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~153 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
3050 Shoal Creek Village Drive in Shoal Creek Village, Lakeland is listed at $569,900 (2,503 sq ft, about $228 per sq ft). That sits within a few percent of Shoal Creek Village's median closed sale of $557,220 over the last 12 months (26 recorded sales). Per square foot it is above the community's recent $192/sq ft by about 19%. It has been listed Aug 11, 2026. Listing facts: built in 1997, waterfront, HOA dues of $482/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 1997 · 29 yrs
2,503 sq ft of living area
2-car garage
Listed at $569,900 — recent neighborhood median sale price ~$557,220 (nearby sales; deemed reliable, not an appraisal)
listed Aug 11, 2026
HOA $482/mo (per listing)
Listing description
About this home
Welcome to 3050 Shoal Creek Village Drive, where waterfront tranquility and the unmistakable Grasslands lifestyle come together in one of Lakeland’s most desirable gated golf communities. Nestled within Shoal Creek Village at Grasslands Golf & Country Club, this beautifully positioned residence offers approximately 2,503 square feet of living space, 3 bedrooms, 2.5 baths, a 2-car garage, and serene water views that create an exceptional backdrop for everyday living. From the moment you arrive, there is a sense that life here moves at a different pace.
Step inside to a thoughtfully designed interior where hardwood and tile flooring, generous living spaces, and views toward the water create a warm yet refined atmosphere. The kitchen is beautifully appointed with granite countertops, stainless steel appliances, abundant cabinetry, and space designed for both casual mornings and effortless entertaining. The first-floor primary suite provides a private retreat, while two additional bedrooms upstairs offers comfortable accommodations for family, guests, and a bonus room creates space for a dedicated home office.
With 2.5 baths and a well-planned two-story layout, the home balances privacy with inviting spaces for gathering. Yet some of the most memorable moments may happen just beyond the interior. The covered, screened outdoor living area overlooks the water, creating a peaceful setting for morning coffee, an evening glass of wine, or simply unwinding as the Florida sky reflects across the pond.
With its waterfront position, this home offers the kind of view that becomes part of your everyday routine. And then there is the Grasslands lifestyle. Imagine having championship golf woven into the fabric of your community.
Grasslands Golf & Country Club features a celebrated course originally designed by Jerry Pate and Bob Cupp and recently restored under the guidance of renowned golf course architect Ron Garl. The extensive 2024–2026 restoration introduced USGA-standard green complexes, state-of-the-art bunkers, and enhanced irrigation and drainage, returning the course to championship form and welcoming professional tournament golf back to Grasslands in 2026. Beyond the fairways, Grasslands offers the atmosphere of a private, member-owned country club, with opportunities for clubhouse dining, swimming, tennis, pickleball, golf, and social activities through separately available club memberships.
Whether your ideal afternoon is spent on the course, meeting friends at the clubhouse, enjoying a match on the courts, or simply returning home to your own waterfront retreat, this is a community designed around lifestyle. Ideally located in Lakeland, Grasslands also offers convenient access to shopping, dining, medical facilities, downtown Lakeland, and major roadways connecting Central Florida. 3050 Shoal Creek Village Drive is more than a waterfront home—it is an opportunity to embrace the Grasslands lifestyle.
Golf in the morning, enjoy the club in the afternoon, and come home to peaceful water views at the end of the day. For those seeking an elevated combination of location, lifestyle, and low-maintenance luxury, this Shoal Creek Village residence offers a beautiful place to call home.
All 59 photos
Description provided by ENGEL & VOELKERS LAKELAND and reproduced from the MLS; not independently verified.
Listing courtesy of ENGEL & VOELKERS LAKELAND · Listing agent: Lisa Matheny · 863-412-6633Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$423,500the mess$612,200
Strong local evidence — built from 8 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); a local size, age, bed and bath model fit on 39 nearby closed sales.
Track record: across 2,836 recent closed sales we scored, the closed price landed inside the Messtimate range 64% of the time; median miss 9.2% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-13.
Actual list price: $569,900 ($228/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 45% spread on the same house — here is what a model can't see:
Condition & updates — a 1997 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
The lot — this listing is waterfront; water frontage is priced far off nearby averages.
Carrying costs & concessions — this home carries HOA dues of $482/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: listed Aug 11, 2026 on market vs. a 118-day community median
5715 active listings competing, 1528 under contract
≈2632.2 months of supply
7 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (8) + a local hedonic fit (39 sales); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 13, 2026.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Nov 2025
$550,000
1104 KELLS COURT, LAKELAND
4 / 3.5 bd/ba · 2,636 sq ft · $209/sq ft
Courtesy of REMAX EXPERTS · View details →
Sold Nov 2026
$461,500
520 DON EL STREET, LAKELAND
4 / 2.5 bd/ba · 2,304 sq ft · $200/sq ft
Courtesy of BERRY REALTY & APPRAISAL SERVICES PA · View details →
Sold Nov 2026
$461,500
520 DON EL STREET, LAKELAND
4 / 2.5 bd/ba · 2,304 sq ft · $200/sq ft
Courtesy of BERRY REALTY & APPRAISAL SERVICES PA · View details →
Sold Oct 2025
$461,653
4709 HIGHLANDS PLACE CIRCLE, LAKELAND
4 / 2.5 bd/ba · 2,755 sq ft · $168/sq ft
Courtesy of KELLER WILLIAMS REALTY SMART · View details →
Sold Oct 2025
$654,900
207 PALMOLA STREET, LAKELAND
3 / 3 bd/ba · 2,101 sq ft · $312/sq ft
Courtesy of VYLLA HOME · View details →
Sold Jul 2026
$397,450
4669 HIGHLANDS PLACE DRIVE, LAKELAND
3 / 2 bd/ba · 2,001 sq ft · $199/sq ft
Courtesy of EXP REALTY LLC · View details →
Median of these 6 sales: $557,220 ($192/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$569,900
Bed / bath3 / 2.5
Living area2,503 sq ft
Year built1997
Property typeSingle Family Residence
Garage2-car
MLS #L4964184
Listing statuslisted Aug 11, 2026
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~153 ft
CountyPolk
Area listings5703 active · 1466 under contract
Estimated first-year tax~$8,425/yr
CDD assessmentNone on record
HOA$482/mo
Calculated estimates
Price per sq ft$228
Estimated monthly payment$4,516
Insurance (illustrative)$2k–$4k/yr
Messtimate range$498,097 – $523,127
Comparable-sales median$557,220
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,516/mo
Principal & interest $3,067/mo68%
Taxes $702/mo16%
Insurance $265/mo6%
HOA $482/mo11%
$4,516/mo at 20% down, 30-yr @ 7.11% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Polk County rate (16.19 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $6,850/yr ($571/mo) — taxable value $422,981 × 16.19 mills
$1,575 more each year
(+23%)
The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.
$422,981
Market value
$422,981
Assessed
$422,981
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Polk County Property Appraiser 2025 final millage rates; Polk County School Board 2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 3050 Shoal Creek Village Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $6,850/yr (certified county roll, taxable value × millage). Buy at the asking price of $569,900 and the first-year bill resets to about $8,425/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.19 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$482/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Polk County is $1,931/yr (5,380 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,000–$4,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 1997. An original roof would be about 29 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $1,345/month (tax $702, HOA $482, insurance $161). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$482/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~153 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Polk County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Polk County
Pricing & the Polk County market
How this home is priced against recent nearby sales, and where Polk County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1997BuiltPer public record
About Aug 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Aug 11, 2026)
Aug 11, 2026First seen on our siteObserved at $570,000
Sep 29, 2026Price cut$569,900 (-$100, -0.0%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $569,900ENGEL & VOELKERS LAKELAND · listed Aug 11, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
51/100
Strongest on: Flood safety (95), Pricing power (80)
0 limited50100 exceptional
51/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area3
This home $228/sq ft vs the community 12-month median $192/sq ft.
Affordability46
List price $569,900 vs the community median $557,220. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~153 ft elevation. Verify the parcel with FEMA.
Insurance cost67
From FEMA Zone X and a 1997 build. Obtain a property-specific quote.
Market liquidity15
Community median 118 days on market, ~2632.2 months of supply (12-month record).
Pricing power80
Recent sales closed at about 92.0% of original asking (~8.0% below). More room below asking generally favors buyers.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 2632.2 months of supply in the surrounding market and 94 days on market for this home, against a 118-day area median.Days on market:this home 94Area median: 118 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. As of November 6, 2026.
🟡 Asking $228 per square foot, about 19% above the community’s $192 median. Polk County’s 12-month median sold price per square foot is $192. Confidence: High · 26 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Polk County sales closed near 92.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending November 6, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 5703 active listings in Polk County, no CDD assessment.
Checked against the MLS November 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 3050 SHOAL CREEK VILLAGE DRIVE?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by ENGEL & VOELKERS LAKELAND · MLS # L4964184
Request a showing
Keep looking
Similar homes for sale near SHOAL CREEK VILLAGE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Schools
County commission and School Board begin updating growth and school capacity agreement
At a joint Oct. 29 meeting at the Lake Myrtle Sports Complex, both boards agreed to advance updates to their interlocal agreement on school planning. Topics included reducing portable classrooms, concurrency service areas and workforce housing options. Superintendent Fred Heid called the current agreement outdated.
Why it matters: Updated coordination between growth approvals and school capacity could shape where new school space is added and how new housing is phased across the county. The site is about 10 miles west of Zz Stellar Polk Unassigned.
Sheffield Road to reopen early as next construction phase closes Old Bartow Eagle Lake Road
Sheffield Road west of Spirit Lake Road was set to reopen Oct. 19, over a month ahead of schedule. Phase 3 closes Old Bartow Eagle Lake Road between Spirit Lake Road and Spirit Landings Boulevard from Oct. 18 until about Jan. 11, 2027. Detours use Crystal Beach, Thornhill and Spirit Lake roads.
Why it matters: Commuters in northeast Winter Haven regain Sheffield Road now but face a detour on Old Bartow Eagle Lake Road through early January. The project is about 8 miles southwest of Zz Stellar Polk Unassigned, elsewhere in Polk County.
Haines City Data Center Proposal on Hold Over Water Capacity
Texas based Cielo Digital Infrastructure has proposed a data center on Marion Road and State Road 544 East in Haines City, requesting 150,000 gallons of potable water per day. City officials say the project remains preliminary, is awaiting additional water allocation from the Southwest Florida Water Management District, and has not yet come before the commission for approval.
Why it matters: A proposed data center signals commercial and industrial interest in the Haines City area while highlighting water infrastructure limits that could shape the pace of future development. The site is about 2 miles southwest of Zz Stellar Polk Unassigned.
Hillpointe Opens Pointe Grand Apartments in Davenport
Hillpointe has begun leasing at Pointe Grand Champions Village, an approximately 445 unit apartment community at 2010 Celsius Way in Davenport. As of late June 2026 the project was about 50 percent built and had started moving in residents, featuring one bedroom cottages, two bedroom units, and three bedroom townhomes with resort style amenities.
Why it matters: A large new apartment community expands rental housing supply and adds amenity rich multifamily inventory to the Davenport market. The project is about 9 miles north of Zz Stellar Polk Unassigned, elsewhere in Polk County.
Schools currently assigned to this address in Polk County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Polk County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 3050 Shoal Creek Village Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1997 (29 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $482/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Polk County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,503 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $8,425/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,575 more per year than the current owner’s estimated bill (+23%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: November 14, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of November 6, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3050 Shoal Creek Village Drive and when was it built?
Per the listing record, 3050 Shoal Creek Village Drive was built in 1997 and has 2,503 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3050 Shoal Creek Village Drive in?
3050 Shoal Creek Village Drive is in Shoal Creek Village in Lakeland, Polk County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3050 Shoal Creek Village Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $482 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3050 Shoal Creek Village Drive differ from the current owner's?
The estimate on this page (about $8,425 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,575 more per year than the current owner’s estimated bill (+23%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3050 Shoal Creek Village Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3050 SHOAL CREEK VILLAGE DRIVE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Momentum Realty
Request a tour or info
Tell us how to reach you and a licensed Momentum Realty agent will follow up about 3050 SHOAL CREEK VILLAGE DRIVE.
1 / 1 photosListing courtesy of ENGEL & VOELKERS LAKELAND
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
