Front elevation310 Howard Street, Punta Gorda, FL 33950
As of September 26, 2026, 310 Howard Street in Myrtle Gardens, Punta Gorda is listed at $525,000 (2,664 sq ft, about $197 per sq ft). That sits within a few percent of Myrtle Gardens's median closed sale of $458,950 over the last 12 months (830 recorded sales). Per square foot it is below the community's recent $230/sq ft by about 14%. It came to market within the past week. Listing facts: built in 1996, a private pool, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1996 · 30 yrs
- 2,664 sq ft of living area
- 1-car garage
- Active listing
- HOA ~$50/mo (estimate; confirm)
Pricing & the PUNTA GORDA ISLES market
How this home is priced against recent nearby sales, and where PUNTA GORDA ISLES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in PUNTA GORDA ISLES
Each dot is a closed sale since 2004 (10700 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $197/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 49 (normal).
This home’s history
- 1996BuiltPer public record
- Sep 26, 2026First trackedObserved at $525,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,803/mo 79%
- Taxes $459/mo 13%
- Insurance $248/mo 7%
- HOA $50/mo 1%
$3,560/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $197 per square foot, about 14% below the community’s $230 median. PUNTA GORDA ISLES’s 12-month median sold price per square foot is $230. Median sold price per square foot is up 7.8% year over year. Confidence: Very High · 830 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent PUNTA GORDA ISLES sales closed near 93.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1423 active listings in PUNTA GORDA ISLES, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Experience the charm and character of OLD FLORIDA LIVING in this spacious 6-bedroom, 3.5-bathroom POOL HOME with a 1-car garage and family room in the quiet Myrtle Gardens community of Punta Gorda. Surrounded by mature oak trees, palms, and tropical landscaping, this distinctive home combines timeless architectural details with an abundance of indoor and outdoor living space. OLD FLORIDA CHARM & CONSTRUCTION Designed with character throughout, the home features approximately 900 square feet of WRAPAROUND PORCHES, generous roof overhangs, real wood siding, and custom old-world cedar storm shutters.
• Approximately 2,600 square feet of living space • Real wood siding • Custom cedar storm shutters • 2"x8" cedar fascia • 2"x6" frame wall construction • R-19 wall insulation and R-30 attic insulation • Real wood flooring • Two Trane air-conditioning systems • Rheem water heaters LIVING & DINING Located just off the kitchen, creating an inviting layout with plenty of room for everyday living and entertaining. KITCHEN Offering a functional layout with generous workspace and storage, centered around a large island with breakfast bar seating. • Formica countertops • All appliances included • Large center island w breakfast bar • Solid wood cabinets providing plenty of storage FAMILY ROOM French doors open to a warm and inviting FAMILY ROOM featuring wood-stained moldings and a WOOD-BURNING FIREPLACE.
This additional living space expands the home's entertaining options and offers convenient access to the screened lanai. • Half bathroom • Access to the screened lanai PRIMARY SUITE Conveniently located on the main floor and overlooks the outdoor living and pool area. • Two walk-in closets • Split vanities • Jetted spa tub • Separate walk-in shower SECOND PRIMARY SUITE Also located on the main floor, a second primary suite provides a flexible private space ideal for guests, extended household living, or a home office.
• Private entrance • Built-in closet • Single-sink vanity • Walk-in shower SECOND-FLOOR FEATURES Four additional bedrooms are located on the second floor, providing separation from the main-floor primary suites and plenty of space to accommodate a variety of needs. LAUNDRY, MUDROOM & STORAGE An air-conditioned laundry/mudroom provides additional room for storage and includes extra cabinetry and space for a second refrigerator. Storage continues in the approximately 16'x21' garage, with stairs leading to an approximately 16'x22' AIR-CONDITIONED LOFT for even more storage and flexible space.
OUTDOOR LIVING & POOL Designed to embrace Florida's indoor-outdoor lifestyle, the home features an approximately 16'x30' SCREENED LANAI overlooking a tropical backyard retreat. • Private tropical pool • Hot tub • Mature oak trees, palms, and tropical landscaping Conveniently located with easy access to Downtown Punta Gorda, Fishermen’s Village, waterfront dining, shopping, parks, and community events. Enjoy nearby boating, fishing, kayaking, golf, and the scenic Harborwalk along Charlotte Harbor.
With convenient access to US-41 and I-75, residents can easily reach Port Charlotte, Fort Myers, Sarasota, and surrounding Southwest Florida destinations.
Description provided by KW PEACE RIVER PARTNERS and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $525,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1996 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- 1428 active listings competing, 308 under contract
For reference, this home is listed at $525,000 ($197/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,664 sq ft × $202–$258/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 26, 2026.
Similar homes for sale near MYRTLE GARDENS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in MYRTLE GARDENS
- 1363 Seagull Drive · $149,000 · 2 bd / 2.0 ba · listed September 26, 2026 (courtesy of KW PEACE RIVER PARTNERS)
- 1954 Kentucky Avenue · $249,000 · 2 bd / 2.0 ba · listed September 25, 2026 (courtesy of PARADISE EXCLUSIVE REAL ESTATE)
- 1128 Seahorse Lane · $239,000 · 2 bd / 2.0 ba · listed September 25, 2026 (courtesy of PARADISE EXCLUSIVE REAL ESTATE)
- 25275 Rampart Boulevard #1607 · $129,000 · 2 bd / 2.0 ba · listed September 25, 2026 (courtesy of PARADISE REALTY OF VENICE INC)
- 1098 Boundary Boulevard · $714,900 · 4 bd / 2.5 ba · listed September 25, 2026 (courtesy of ERA ADVANTAGE REALTY, INC.)
- 7494 Placida Road #2222 · $625,000 · 3 bd / 3.0 ba · listed September 24, 2026 (courtesy of PALM ISLAND PROPERTIES INC)
Recently off market in MYRTLE GARDENS
- 8405 Placida Road #204 · last listed $229,000 · 2026-09-25
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- 53 Rotterdam Drive · last listed $285,000 · 2026-09-25
- 4 Windward Way · last listed $649,000 · 2026-09-25
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- 27414 Misty Avenue · last listed $995,000 · 2026-09-25
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by KW PEACE RIVER PARTNERS · MLS # C7531032
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Recent sales activity in MYRTLE GARDENS
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the MYRTLE GARDENS neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on MYRTLE GARDENS
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Charlotte County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 310 Howard Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1996 (30 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Charlotte County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 2,664 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $5,512/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 310 Howard Street and when was it built?
Per the listing record, 310 Howard Street was built in 1996 and has 2,664 sq ft of living area, 6 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 310 Howard Street in?
310 Howard Street is in Myrtle Gardens in Punta Gorda, Charlotte County. The community section on this page shows recent closed sales, days on market, and active inventory for Myrtle Gardens from the same MLS data.
Does 310 Howard Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 310 Howard Street differ from the current owner's?
The estimate on this page (about $5,512 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 310 Howard Street in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.