Single Family Residence in HRBR HEIGHTS, PUNTA GORDA · No CDD on record
HRBR HEIGHTS · Punta Gorda, FL 33983 · Charlotte County
Listing data checked against the MLS November 4, 2026 at 1:02 PM ET · rechecked hourly
Listed by ALLISON JAMES ESTATES & HOMES (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2Bathrooms
2,567Sq Ft
2006Year Built
$330Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
43% above
$/sq ft vs community
$330 here vs $230 median sold (12 mo)
Buyer leverage
Strong buyer advantage
49 days on market
7986.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $848k tops 12 of the last 12 closed sales; also one of the largest homes here at 2,567 sq ft
3772 Peace River Drive in Hrbr Heights, Punta Gorda is listed at $847,900 (2,567 sq ft, about $330 per sq ft). That is 85% above Hrbr Heights's median closed sale of $458,950 over the last 12 months (830 recorded sales). Per square foot it is above the community's recent $230/sq ft by about 43%. It has been listed Sep 15, 2026. Listing facts: built in 2006, a private pool, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2006 · 20 yrs
2,567 sq ft of living area
2-car garage
Listed at $847,900 — recent neighborhood median sale price ~$458,950 (nearby sales; deemed reliable, not an appraisal)
listed Sep 15, 2026
No HOA reported by the listing (confirm)
Listing description
About this home
Opportunity knocks - 1 of only 2 Peace River waterfront homes available in Harbour Heights! Welcome to your riverfront oasis on the scenic Peace River—a true sanctuary for those who value both modern elegance and relaxed Florida living. This captivating 3-bedroom, 2-bathroom retreat boasts a well-thought-out split floor plan that ensures privacy and a comfortable flow throughout.
The expansive great room serves as the heart of the home, perfectly framing the kitchen complete with a generous kitchen island. Whether you’re preparing a gourmet meal or entertaining family and friends, the spacious layout invites effortless gatherings. The primary bedroom is a true retreat, featuring an adjoining sunroom that provides the perfect backdrop for your morning coffee or quiet moments of reflection.
Additionally, a separate den/office creates an ideal space for remote work or creative pursuits, offering versatility to match your lifestyle. Adding to the allure are the quality modern touches that set this property apart. Durable impact glass windows bathe the interior in natural light while safeguarding against the elements, and a sleek metal roof underscores the home’s commitment to both style and longevity.
A whole house fan enhances energy efficiency and keeps every room feeling refreshingly cool. Step outside into your private outdoor paradise—a sparkling swimming pool offers endless days of relaxation under the sun, while your personal dock beckons with the promise of lazy afternoons spent on the water. An oversized 2-car garage ensures ample space for your vehicles and all your storage needs.
Perfectly poised on the banks of the Peace River, this exceptional home encapsulates the essence of Florida living. It’s more than just a residence—it’s a lifestyle characterized by leisure, natural beauty, and thoughtful design. Experience the extraordinary charm and comfort of riverfront living as you embrace a warm, inviting home that feels both timeless and innovative.
*Sliding doors are not impact glass but are protected by an accordion shutter across the covered lanai. *A/C system replaced September 2024. *Metal roof replaced December 2021.
Deep Creek Golf Club is just a short drive away in Punta Gorda, this premier 18-hole championship golf course caters to both casual players and golf enthusiasts offering meticulously maintained fairways and challenging layout. Located in Harbour Heights a non-deed restricted waterfront community in Punta Gorda without the expense of a Homeowners Association or CDD fees. The Charlotte Harbor Water Association has recently completed updating the water distribution system with new piping in the community with no expense to the property owner.
Only 1 mile to the remodeled 8 acre Harbour Heights Park maintained by Charlotte County, providing a public boat ramp, day docks, playground, pavilion and barbecue areas, basketball, shuffleboard, lighted tennis/pickle ball courts, horseshoes, and a butterfly garden. Boat ramp provides access to the Peace River, the Blueway Trails, Charlotte Harbor and the Gulf of America. Just a 15 minute drive to the Punta Gorda Airport (PGD).
Golf, restaurants, schools, medical, churches and shopping are all nearby. A short distance to I-75 at exit 167 or 170 affords easy access to historic downtown Punta Gorda/Fort Myers/Naples to the south and North Port/Venice/Sarasota to the north.
All 46 photos
Description provided by ALLISON JAMES ESTATES & HOMES and reproduced from the MLS; not independently verified.
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Listing agent: Steve Vieira · 941-500-4922Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$245,300the mess$367,900
Directional estimate — built from 10 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,796 recent closed sales we scored, the closed price landed inside the Messtimate range 56% of the time; median miss 9.2% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-03.
Actual list price: $847,900 ($330/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 50% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot — this listing is waterfront; water frontage is priced far off nearby averages.
The pool — a private pool carries cost and value the model only sees through the comps.
Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: listed Sep 15, 2026 on market vs. a 56-day community median
2662 active listings competing, 492 under contract
4 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (10); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 3, 2026.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Oct 2026
$205,000
2091 ONONDAGA LANE, PUNTA GORDA
3 / 2 bd/ba · 2,395 sq ft · $86/sq ft
Courtesy of COLDWELL BANKER REALTY · View details →
Sold Oct 2026
$397,000
1502 NAVIGATOR ROAD, PUNTA GORDA
4 / 2 bd/ba · 2,339 sq ft · $170/sq ft
Courtesy of COLDWELL BANKER SUNSTAR REALTY · View details →
Sold Oct 2026
$374,304
2324 BREMEN COURT, PUNTA GORDA
4 / 3 bd/ba · 2,198 sq ft · $170/sq ft
Courtesy of NEW HOME STAR FLORIDA LLC · View details →
Sold Oct 2026
$317,700
2860 SUNCOAST LAKES BOULEVARD, PORT CHARLOTTE
3 / 2 bd/ba · 2,025 sq ft · $157/sq ft
Courtesy of MARINA PARK REALTY LLC · View details →
Sold May 2026
$330,000
2860 SUNCOAST LAKES, PUNTA GORDA
3 / 2 bd/ba · 2,025 sq ft · $163/sq ft
Courtesy of KW PEACE RIVER PARTNERS · View details →
Sold Oct 2026
$302,000
2796 SUNCOAST LAKES BOULEVARD, PORT CHARLOTTE
3 / 2 bd/ba · 1,885 sq ft · $160/sq ft
Courtesy of ALLISON JAMES ESTATES & HOMES · View details →
Median of these 6 sales: $458,950 ($230/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$847,900
Bed / bath3 / 2
Living area2,567 sq ft
Year built2006
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #C7530703
Listing statuslisted Sep 15, 2026
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~6 ft
CountyCharlotte
Area listings1423 active · 311 under contract
Estimated first-year tax~$13,500/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$330
Estimated monthly payment$6,089
Insurance (illustrative)$3k–$6k/yr
Messtimate range$403,019 – $436,390
Comparable-sales median$458,950
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$6,089/mo
Principal & interest $4,623/mo76%
Taxes $1,125/mo18%
Insurance $341/mo6%
$6,089/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Charlotte County rate (16.92 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $5,200/yr ($433/mo) — taxable value $307,003 × 16.92 mills
$8,300 more each year
(+160%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$429,281
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$736,284
Market value
$357,725
Assessed
$307,003
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 3772 Peace River Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $5,200/yr (certified county roll, taxable value × millage). Buy at the asking price of $847,900 and the first-year bill resets to about $13,500/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.92 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
HOA dues
The listing states there is no HOA.
Home and flood insurance
The average Citizens Property Insurance premium in Charlotte County is $2,298/yr (2,415 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,000–$6,000/yr; neither is a quote.
Roof and age
Built in 2006. An original roof would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $1,316/month (tax $1,125, insurance $192). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~6 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Charlotte County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Charlotte County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively Low
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Charlotte County
Pricing & the Charlotte County market
How this home is priced against recent nearby sales, and where Charlotte County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Charlotte County
Each dot is a closed sale since 2004 (10700 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $330/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 49 (normal).
Property timeline
This home’s history
2006BuiltPer public record
About Sep 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Sep 15, 2026)
Sep 15, 2026First seen on movewithmomentum.comObserved at $847,900
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $847,900ALLISON JAMES ESTATES & HOMES · listed Sep 15, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
36/100
Strongest on: Pricing power (75), Market liquidity (56)
0 limited50100 exceptional
36/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $330/sq ft vs the community 12-month median $230/sq ft.
Affordability0
List price $847,900 vs the community median $458,950. Not a measure of personal affordability.
Market liquidity56
Community median 56 days on market (12-month record).
Pricing power75
Recent sales closed at about 93.0% of original asking (~7.0% below). More room below asking generally favors buyers.
Market timing51
Momentum Market Heat is 49/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 7986.0 months of supply in the surrounding market and 49 days on market for this home, against a 56-day area median.Days on market:this home 49Area median: 56 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of September 20, 2026.
🟡 Asking $330 per square foot, about 43% above the community’s $230 median. Charlotte County’s 12-month median sold price per square foot is $230. Median sold price per square foot is up 7.8% year over year. Confidence: Very High · 830 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Charlotte County sales closed near 93.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1423 active listings in Charlotte County, no CDD assessment.
Checked against the MLS November 4, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by ALLISON JAMES ESTATES & HOMES · MLS # C7530703
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Keep looking
Similar homes for sale near HRBR HEIGHTS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
Punta Gorda approves parking variances for planned AdventHealth hospital
The city council unanimously approved parking variances on Oct. 28 for AdventHealth's 17.46-acre site at 26072 Glasgow Ave. near Jones Loop Road. Plans call for a 12-bed emergency department first, then expansion to 24 beds with a four-story, 80-bed hospital and a medical office building. Groundbreaking is planned for November 2026.
Why it matters: A new hospital campus would add health care access and medical jobs near the Jones Loop Road corridor. The project is about 6 miles west of Zz Stellar Charlotte Unassigned, elsewhere in Charlotte County.
Punta Gorda council approves $95.9M reverse osmosis water expansion
The Punta Gorda City Council voted unanimously on Oct. 28 to add two treatment units to the Shell Creek Water Treatment Plant, raising capacity by 4 million gallons per day. The plan was chosen over buying water from the regional authority and is partly expected to be paid through a state hurricane recovery program. Storm surge from Helene and Milton had raised chloride levels in the reservoir.
Why it matters: More reliable treated water capacity supports continued housing and commercial growth in and around Punta Gorda. The site is about 4 miles west of Zz Stellar Charlotte Unassigned.
West Port expansion in Port Charlotte to add 423 homes and a Publix
Brookfield Kolter Land Partners is expanding West Port by 180 acres with 423 homes, with D.R. Horton building and Lennar expected to start in 2027. A Publix-anchored center fronting SR 776 is scheduled to open in late 2027, and Flamingo Boulevard is to open as a two-lane road later in 2026.
Why it matters: Adds new-home supply in the mid-$200,000s and neighborhood grocery access on the SR 776 corridor. The project is about 15 miles west of Zz Stellar Charlotte Unassigned, elsewhere in Charlotte County.
Canopy at Babcock Ranch, a 373-unit complex by Milhaus, is about 85% occupied. A 140-unit B Street apartment project with retail and office space is planned, and the 246-home Flatwoods rental community is expected to near full occupancy in fall 2026.
Why it matters: Shows rental supply growth and absorption in the Babcock Ranch town, adding housing near planned local retail. The project is about 15 miles southeast of Zz Stellar Charlotte Unassigned, elsewhere in Charlotte County.
Schools currently assigned to this address in Charlotte County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Deep Creek ElementaryAssigned elementary school · Charlotte County School District · Grade A (Florida DOE 2025-26)
GRADEA
Punta Gorda MiddleAssigned middle school · Charlotte County School District · Grade A (Florida DOE 2025-26)
GRADEB
Charlotte HighAssigned high school · Charlotte County School District · Grade B (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Amenities and HOA/CDD detail on the neighborhood guide.
Before you decide
Buyer research checklist
Items worth confirming for 3772 Peace River Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2006 (20 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Charlotte County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,567 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $13,500/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $8,300 more per year than the current owner’s estimated bill (+160%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: November 4, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3772 Peace River Drive and when was it built?
Per the listing record, 3772 Peace River Drive was built in 2006 and has 2,567 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3772 Peace River Drive in?
3772 Peace River Drive is in Hrbr Heights in Punta Gorda, Charlotte County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3772 Peace River Drive have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 3772 Peace River Drive differ from the current owner's?
The estimate on this page (about $13,500 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $8,300 more per year than the current owner’s estimated bill (+160%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3772 Peace River Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of ALLISON JAMES ESTATES & HOMES
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
