5-Bedroom Home in SADDLESTONEAT STAR FARMS LAKEWOOD RANCH, PHASE 111
3816 Pinto Lane, Lakewood Ranch, FL 34211
Single Family Residence in SADDLESTONEAT STAR FARMS LAKEWOOD RANCH, PHASE 111 · Built 2027
SADDLESTONEAT STAR FARMS LAKEWOOD RANCH, PHASE 111 · Lakewood Ranch, FL 34211 · Manatee County
Listing data updated November 13, 2026 at 4:12 PM ET · checked against the MLS hourly
Listed by PERRY HOMES (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
5Bedrooms
4.5Bathrooms
3,638Sq Ft
2027Year Built
$364Per Sq Ft
3-car garageNew construction5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
50% below
$/sq ft vs community
$364 here vs $723 median sold (12 mo)
Buyer leverage
Buyer advantage
1 days on market
5122.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.32M tops 12 of the last 12 closed sales; also one of the largest homes here at 3,638 sq ft
3816 Pinto Lane in Saddlestoneat Star Farms Lakewood Ranch, Phase 111, Lakewood Ranch is listed at $1,324,900 (3,638 sq ft, about $364 per sq ft). That is 31% above Saddlestoneat Star Farms Lakewood Ranch, Phase 111's median closed sale of $1,015,000 over the last 12 months (9 recorded sales). Per square foot it is below the community's recent $723/sq ft by about 50%. It came to market within the past week. Listing facts: new construction, HOA dues of $266/mo, a CDD assessment of about $2,428/yr. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
CDD assessment ~$2,428/yr
New construction — built 2027
3,638 sq ft of living area
3-car garage
Listed at $1,324,900 — recent neighborhood median sale price ~$1,015,000 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA $266/mo (per listing)
Listing description
About this home
Pre-Construction. To be built. The grand two-story entry leads past a home office with French doors and the formal dining room to the open, light-filled living areas.
The family room and dining area share a wall with sliding glass doors that open to the extended covered lanai. The kitchen hosts a 5-burner gas cooktop, a generous island with built-in seating space, and a walk-in pantry. The secluded primary suite highlights a wall of windows in the backyard.
Double doors lead to the primary bath with dual vanities, a freestanding tub, a glass-enclosed shower, and two walk-in closets, one with private access to the laundry room. A guest suite with a private bath completes downstairs. Upstairs includes a game room, a flex room, a full bath, and three secondary bedrooms, two with private baths.
The drop zone and a half bath are off the three-car garage.
All 6 photos
Description provided by PERRY HOMES and reproduced from the MLS; not independently verified.
Listing courtesy of PERRY HOMES · Listing agent: Lee Jones · 800-247-3779Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
Estimate not shown for this home. The recent sales near this home vary too much for an automated range to be useful here, so we do not show one. A home like this is best priced by someone who has seen it.
Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.
Estimate for general information only; never an appraisal, valuation, or offer. Updated November 13, 2026.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jul 2026
$785,000
16419 PEBBLE RIDGE DRIVE, BRADENTON
5 / 4.5 bd/ba · 3,586 sq ft · $219/sq ft
· View details →
Sold Nov 2026
$1,160,000
4618 SWEET RETREAT RUN, LAKEWOOD RANCH
4 / 3.5 bd/ba · 3,697 sq ft · $314/sq ft
Courtesy of PREFERRED SHORE LLC · View details →
Sold Oct 2026
$970,000
306 172ND STREET, BRADENTON
5 / 4 bd/ba · 3,889 sq ft · $249/sq ft
· View details →
Sold Oct 2026
$982,716
17834 CROPSIDE TRAIL, LAKEWOOD RANCH
5 / 3 bd/ba · 3,381 sq ft · $291/sq ft
· View details →
Sold Aug 2026
$539,000
5223 ROSADO RUN, BRADENTON
4 / 3 bd/ba · 3,313 sq ft · $163/sq ft
· View details →
Sold Aug 2026
$554,340
5239 ROSADO RUN, BRADENTON
4 / 3 bd/ba · 3,313 sq ft · $167/sq ft
· View details →
Median of these 6 sales: $1,015,000 ($723/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,324,900
Bed / bath5 / 4.5
Living area3,638 sq ft
Year built2027
Property typeSingle Family Residence
Garage3-car
MLS #TB8566838
Listing statuslisted Nov 12, 2026
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
CountyManatee
Area listings3842 active · 937 under contract
Estimated first-year tax~$13,911/yr
CDD assessment~$2,428/yr
HOA$266/mo
Calculated estimates
Price per sq ft$364
Estimated monthly payment$9,096
Insurance (illustrative)$3k–$6k/yr
Messtimate range$607,546 – $1,058,658
Comparable-sales median$1,015,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$9,096/mo
Principal & interest $7,130/mo78%
Taxes $1,159/mo13%
Insurance $338/mo4%
HOA $266/mo3%
CDD $202/mo2%
$9,096/mo at 20% down, 30-yr @ 7.11% · edit any field to update.
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
CDD / special assessments
About $2,428/yr, the figure on file for this community; the listing record does not state its own.
HOA dues
$266/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Manatee County is $2,019/yr (5,326 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,000–$6,000/yr; neither is a quote.
Roof and age
Built in 2027.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$13,911/yr
Estimate: a typical Manatee effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
~$2,428/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$266/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Manatee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Manatee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively Low
Cold waveRelatively Moderate
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Manatee County
Pricing & the Manatee County market
How this home is priced against recent nearby sales, and where Manatee County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2027BuiltPer public record
About Nov 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 12, 2026)
Nov 13, 2026First seen on our siteObserved at $1,324,900
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $1,324,900PERRY HOMES · listed Nov 12, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
54/100
Strongest on: Price vs area (100), Pricing power (100)
0 limited50100 exceptional
54/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area100
This home $364/sq ft vs the community 12-month median $723/sq ft.
Affordability0
List price $1,324,900 vs the community median $1,015,000. Not a measure of personal affordability.
Market liquidity17
Community median 96 days on market, ~5122.7 months of supply (12-month record).
Pricing power100
Recent sales closed at about 87.4% of original asking (~12.6% below). More room below asking generally favors buyers.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 5122.7 months of supply in the surrounding market and 1 days on market for this home, against a 96-day area median.Days on market:this home 1Area median: 96 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. As of November 13, 2026.
🟡 Asking $364 per square foot, about 50% below the community’s $723 median. Manatee County’s 12-month median sold price per square foot is $723. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Manatee County sales closed near 87.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending November 13, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 3842 active listings in Manatee County.
Updated November 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by PERRY HOMES · MLS # TB8566838
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Keep looking
Similar homes for sale near SADDLESTONEAT STAR FARMS LAKEWOOD RANCH, PHASE 111
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Development
Sarasota Memorial to buy 120 acres in Manatee County for possible hospital campus
The Sarasota County Public Hospital Board approved a nearly $60 million purchase of about 120 acres along State Road 64 just east of I-75, contingent on rezoning. A 10-acre parcel would first hold a freestanding emergency department, with physician offices and a possible full hospital later.
Why it matters: A future emergency department and medical campus would add healthcare access for east Manatee County residents. The project is about 15 miles east of Zz Stellar Manatee Unassigned, elsewhere in Manatee County.
Carbon dioxide terminal planned at Seaport Manatee for proposed biomethanol plant
Aptamus Carbon Solutions will plan a CO2 terminal and marine transport system at Seaport Manatee tied to Demeter Energy's proposed biomethanol plant. The plant would produce about 100,000 metric tons of biomethanol and capture about 200,000 metric tons of CO2 yearly. Cost and timeline were not disclosed.
Why it matters: Planned industrial and port activity could add maritime and industrial employment at the port. The site is about 11 miles northeast of Zz Stellar Manatee Unassigned.
Manatee housing authority weighs $112.9 million in bonds for three apartment projects
The Housing Finance Authority of Manatee County considered bonds for 794 units: The Palms at Manatee River (338 units), Tuscany Lakes in Ellenton (348 units) and the unbuilt Flats at 5th, a 108-unit project at 4010 5th Street East in Bradenton, about $22 million.
Why it matters: Financing for rehabilitation and new construction supports rental inventory in Bradenton and Ellenton. The project is about 7 miles east of Zz Stellar Manatee Unassigned, elsewhere in Manatee County.
Schools currently assigned to this address in Manatee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Manatee County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 3816 Pinto Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
HOA dues are listed at $266/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
A CDD assessment of about $2,428/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Manatee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,638 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $13,911/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: November 13, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of November 13, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3816 Pinto Lane and when was it built?
Per the listing record, 3816 Pinto Lane was built in 2027 and has 3,638 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3816 Pinto Lane in?
3816 Pinto Lane is in Saddlestoneat Star Farms Lakewood Ranch, Phase 111 in Lakewood Ranch, Manatee County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3816 Pinto Lane have an HOA, and how much are the dues?
The listing reports HOA dues of $266 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $2,428 per year; confirm the exact figure with the county.
Why might property taxes on 3816 Pinto Lane differ from the current owner's?
The estimate on this page (about $13,911 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed at 3816 Pinto Lane?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Is 3816 Pinto Lane in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
