406 88TH AVENUE, ST PETE BEACH, FL 33706
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 6, 2026, 406 88Th Avenue in St Petersburg Beach North Unit 7, St Pete Beach is listed at $579,900 (1,581 sq ft, about $367 per sq ft). That is 18% above St Petersburg Beach North Unit 7's median closed sale of $490,000 over the last 12 months (25 recorded sales). It came to market within the past week. Listing facts: built in 1957, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1957 · 69 yrs
- 1,581 sq ft of living area
- Listed at $579,900 — recent neighborhood median sale price ~$490,000 (nearby sales; deemed reliable, not an appraisal)
- New to market
- HOA ~$50/mo (estimate; confirm)
Pricing & the ST PETERSBURG BEACH NORTH UNIT 7 market
How this home is priced against recent nearby sales, and where ST PETERSBURG BEACH NORTH UNIT 7 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in ST PETERSBURG BEACH NORTH UNIT 7
Each dot is a closed sale since 2011 (176 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $367/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 46 (normal).
This home’s history
- 1957BuiltPer public record
- Aug 17, 2026First trackedObserved at $579,900
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,997/mo 77%
- Taxes $507/mo 13%
- Insurance $315/mo 8%
- HOA $50/mo 1%
$3,869/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟠 Seller-leaning conditions around this listing. 3.2 months of supply in the surrounding market and 2 days on market for this home, against a 112-day area median.Days on market:this home 2Area median: 112 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. As of August 2, 2026.
🟡 Asking $367 per square foot, about 7% above the community’s $344 median. ST PETERSBURG BEACH NORTH UNIT 7’s 12-month median sold price per square foot is $344. Median sold price per square foot is up 26.5% year over year. Confidence: High · 25 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
41% of homes in ST PETERSBURG BEACH NORTH UNIT 7 are owner-occupied. An estimated 59% are non-owner-occupied, including 23% held in a company or trust and 18% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 749 homes matched. Community-level context.
Recent ST PETERSBURG BEACH NORTH UNIT 7 sales closed near 92.7% of original asking. Cash paid for about 76% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in ST PETERSBURG BEACH NORTH UNIT 7, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Location! Location! Live the beach life in this fully remodeled and permitted 3-bedroom, 2 bath coastal retreat just moments from the sugar-sand shores of St.
Pete Beach. Nestled in a quiet neighborhood in true “Paradise,” this home blends modern upgrades with laid-back Florida charm—and puts you close to everything the salt life has to give. From the curb, fresh sod and a new irrigation system create a lush, inviting landscape.
The newly extended paver parking area (original pavers completed in 2023 with additional pavers just added) provides ample space for guests, room to park a boat and all your beach toys. Shutters installed in 2023 add coastal style and extra protection. Inside, this home has been completely remodeled from top to bottom for peace of mind and efficiency: * New 200-amp electrical service with all new wiring * All new water lines * New drywall throughout with new insulation in the walls * All new windows and doors, including solid wood interior doors * AC and water heater are only a few years old The heart of the home is the brand-new kitchen, featuring new cabinets with granite countertops, creating a bright, modern space for cooking and entertaining.
The new master suite is a relaxing retreat, boasting a bold and contemporary layout offering a custom tile shower, LED lighted mirror and a new mini-split AC unit for personalized comfort. The main bathroom is also fully updated, with a new shower/tub combo and an LED mirror, giving it a clean and bright feel. A good-sized enclosed sunroom adds flexible space that could easily become additional living area, a home office, playroom, or workout room—whatever fits your lifestyle.
Step outside to a beautiful, shaded, and private backyard. It’s ideal for relaxing in the breeze and grilling out for you and your family to enjoy. For beaches, endless summers, and unforgettable sunsets, you’re just 4 minutes to Upham Beach Park and only 5 minutes to The Secret Garden—local favorites for sand, surf, and those iconic Gulf views.
You also are only an 8-minute Drive to St. Johns Pass and a 5-minute drive to Treasure Island. Enjoy lots of local boutiques, tiki bars, and live music, and you’re just 3 minutes to the local shopping district on Corey Avenue.
For fresh seafood, head to Buoys Waterfront Bar or the Toasted Monkey, about 3 minutes away, or stroll just 2 blocks to The Helm Seafood Parlour. For fine dining, savor Martina at the historic Don CeSar. And when you’re ready for a different vibe, it’s only a short drive to downtown St.
Petersburg for vibrant nightlife, arts, and culture. With all the major work already done and an unbeatable St. Pete Beach location, this truly turnkey home lets you move in and start living the Paradise lifestyle from day one.
This is one you’ll want to see in person! Buyer to verify all measurements. $5,000 credit towards new appliance package with a contract!!!
Description provided by CENTURY 21 ROSEBAY and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $579,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 29% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1957 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 2 days on market vs. a 112-day community median
- 8 active listings competing, 3 under contract
- ≈3.2 months of supply
- 28 closed here in the last 12 months
For reference, this home is listed at $579,900 ($367/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,581 sq ft × $357–$460/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.
Similar homes for sale near ST PETERSBURG BEACH NORTH UNIT 7
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by CENTURY 21 ROSEBAY · MLS # A4703113
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Recent sales activity in ST PETERSBURG BEACH NORTH UNIT 7
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ST PETERSBURG BEACH NORTH UNIT 7 neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on ST PETERSBURG BEACH NORTH UNIT 7
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $344/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 406 88Th Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1957 (69 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,581 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $6,089/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 6, 2026) |
| Community market stats | Stellar MLS closed sales, as of August 2, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 406 88Th Avenue and when was it built?
Per the listing record, 406 88Th Avenue was built in 1957 and has 1,581 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 406 88Th Avenue in?
406 88Th Avenue is in St Petersburg Beach North Unit 7 in St Pete Beach, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for St Petersburg Beach North Unit 7 from the same MLS data.
Does 406 88Th Avenue have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 406 88Th Avenue differ from the current owner's?
The estimate on this page (about $6,089 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 406 88Th Avenue in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 406 88TH AVENUE in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.