3 bedroom Single Family Residence at 4160 LAKEVIEW DRIVE, HIGHLAND TOWERS SUB, SEBRING — photo 1Front elevation
New — 1 days on market Single Family Residence
$529,900
3-Bedroom Pool Home in HIGHLAND TOWERS SUB

4160 LAKEVIEW DRIVE, SEBRING, FL 33870

Single Family Residence in HIGHLAND TOWERS SUB, SEBRING · No CDD
HIGHLAND TOWERS SUB · SEBRING, FL 33870 · Highlands
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
3.5Bathrooms
1,878Sq Ft
1955Year Built
$282Per Sq Ft
WaterfrontPrivate poolNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
40% above
$/sq ft vs community
$282 here vs $202 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~106 ft elevation
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 4160 Lakeview Drive in Highland Towers Sub, Sebring is listed at $529,900 (1,878 sq ft, about $282 per sq ft). That is 67% above Highland Towers Sub's median closed sale of $317,500 over the last 12 months (6 recorded sales). Per square foot it is above the community's recent $202/sq ft by about 40%. It came to market within the past week. Listing facts: built in 1955, a private pool, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1955 · 71 yrs
  • 1,878 sq ft of living area
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · ORANGE BLOSSOM ESTATE

Pricing & the ORANGE BLOSSOM ESTATE market

How this home is priced against recent nearby sales, and where ORANGE BLOSSOM ESTATE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in ORANGE BLOSSOM ESTATE

Each dot is a closed sale since 2017 (33 total). This home is the gold marker.

$32k$374k$716k8022,9085,013This home: $529,900, 1,878 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2022–2026. This home lists at $282/sq ft.

$150$185$2202022: $15720222024: $21320242025: $17020252026: $2022026

Median sale price by year

12-month median closed price, 2022–2026.

$283k$302k$321k2022: $315k20222024: $287k20242025: $287k20252026: $318k2026
Property timeline

This home’s history

  • 1955BuiltPer public record
  • Aug 27, 2026First trackedObserved at $529,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,539/mo
  • Principal & interest $2,738/mo 77%
  • Taxes $464/mo 13%
  • Insurance $288/mo 8%
  • HOA $50/mo 1%

$3,539/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$8,000/yr
$667/mo·effective rate ~1.51%
Estimated from today’s asking price and current Highlands County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $4,500/yr ($375/mo)
+$3,500 more each year
(+78%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$320,307
Market value
$320,307
Assessed
$269,585
Taxable
Estimate my property taxes →

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Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

49/100
Strongest on: Flood safety (95), Renovation upside (70)
0 limited50100 exceptional

49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $282/sq ft vs the community 12-month median $202/sq ft.
Affordability0
List price $529,900 vs the community median $317,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~106 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1955 build. Obtain a property-specific quote.
Market liquidity50
Community median 62 days on market (12-month record).
Renovation upside70
From a 1955 build and $282/sq ft vs the community median $202/sq ft. Not a condition assessment.
Buyer competition62
38% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power68
Recent sales closed at about 94.5% of original asking (~5.5% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $282 per square foot, about 40% above the community’s $202 median. ORANGE BLOSSOM ESTATE’s 12-month median sold price per square foot is $202. Median sold price per square foot is up 10.6% year over year. Confidence: Low · 6 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

36% of homes in ORANGE BLOSSOM ESTATE are owner-occupied. An estimated 64% are non-owner-occupied, including 15% held in a company or trust and 15% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 562 homes matched. Community-level context.

Recent ORANGE BLOSSOM ESTATE sales closed near 94.5% of original asking. Cash paid for about 38% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 265 active listings in ORANGE BLOSSOM ESTATE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Experience the ultimate Florida waterfront lifestyle in this beautifully remodeled Lake Jackson pool home, perfectly positioned along prestigious Lakeview Drive in the heart of Sebring! Offering spectacular lake views, your own private wood dock, a sparkling in-ground swimming pool, and incredible indoor-outdoor living spaces - this exceptional property delivers the lifestyle you've been dreaming about! From the moment you arrive, the breathtaking views of Lake Jackson take center stage.

Launch your ski boat or fishing boat from your private wood dock, spend the afternoon cruising the lake, or simply relax and enjoy the shimmering water and unforgettable Florida eastern exposure sunrises from the comfort of your own home. With both the lake and your private swimming pool just steps away, every day can feel like a vacation! Inside, the home has been extensively remodeled with a fresh, modern appearance - creating a bright and inviting atmosphere throughout!

An abundance of oversized windows captures stunning lake views while filling the interior with beautiful natural light. The updated kitchen features quartz countertops and stainless steel appliances, combining modern style with everyday functionality. The spacious family room features a charming bay window overlooking Lake Jackson.

Step outside and discover your own private Florida retreat! The covered poolside lanai and outdoor kitchen create the perfect setting for entertaining, weekend cookouts, or relaxing poolside after a day on the lake. Convenient pool bathroom access makes indoor-outdoor living and entertaining even easier.

The expansive fenced backyard provides plenty of room for pets, recreation, and outdoor enjoyment, while a storage shed offers additional space for all your lake and pool essentials. Additional features include the same ceramic tile throughout the entire home, abundant closet and storage space, and the added convenience of a washer and dryer in the outdoor kitchen area. Major improvements include a 2014 HVAC system and 2017 shingle roof, adding even more value to this exceptional waterfront property.

Best of all, this incredible waterfront home offers a highly desirable central Sebring location, just minutes from shopping, dining, medical facilities, and everyday conveniences while still providing the tranquility and recreation of Lake Jackson right outside your door! Lakefront. Private wood dock.

Pool. Pool bathroom access. Outdoor entertaining.

Spectacular views. This move-in-ready Lakeview Drive home brings together everything there is to love about the Florida lifestyle!

Description provided by RE/MAX REALTY PLUS and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$529,900
Bed / bath3 / 3.5
Living area1,878 sq ft
Year built1955
Property typeSingle Family Residence
PoolYes
MLS #OM730791
Listing statusNew — 1 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~106 ft
Windstorm exposureLow
CountyHighlands
Area listings265 active · 46 under contract
Estimated first-year tax~$5,564/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$282
Estimated monthly payment$3,539
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$317,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of RE/MAX REALTY PLUS · Listing agent: Emily Jones · 863-385-0077Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$334,284the mess$424,428

Actual list price: $529,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1955 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 1 days on market vs. a 62-day community median
  • 280 active listings competing, 32 under contract

For reference, this home is listed at $529,900 ($282/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,878 sq ft × $178–$226/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near HIGHLAND TOWERS SUB

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $529,900Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,564/yr

A rough first-year estimate only, applying a typical Highlands rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~106 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 4160 LAKEVIEW DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by RE/MAX REALTY PLUS · MLS # OM730791

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in HIGHLAND TOWERS SUB

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HIGHLAND TOWERS SUB neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$317,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$202

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HIGHLAND TOWERS SUB

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Highlands County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Highlands County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,429 – $3,533/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,182 – −$189At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 4160 Lakeview Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1955 (71 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Highlands County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,878 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,564/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4160 Lakeview Drive and when was it built?

Per the listing record, 4160 Lakeview Drive was built in 1955 and has 1,878 sq ft of living area, 3 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4160 Lakeview Drive in?

4160 Lakeview Drive is in Highland Towers Sub in Sebring, Highlands County. The community section on this page shows recent closed sales, days on market, and active inventory for Highland Towers Sub from the same MLS data.

Does 4160 Lakeview Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 4160 Lakeview Drive differ from the current owner's?

The estimate on this page (about $5,564 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4160 Lakeview Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4160 LAKEVIEW DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.