4 bedroom Single Family Residence at 4522 LISETTE CIRCLE, HERNANDO OAKS PH 2, BROOKSVILLE — photo 1Front elevation
4 bedroom Single Family Residence at 4522 LISETTE CIRCLE, HERNANDO OAKS PH 2, BROOKSVILLE — photo 2Living space
4 bedroom Single Family Residence at 4522 LISETTE CIRCLE, HERNANDO OAKS PH 2, BROOKSVILLE — photo 3Kitchen
4 bedroom Single Family Residence at 4522 LISETTE CIRCLE, HERNANDO OAKS PH 2, BROOKSVILLE — photo 4Owner's suite
4 bedroom Single Family Residence at 4522 LISETTE CIRCLE, HERNANDO OAKS PH 2, BROOKSVILLE — photo 5Exterior / yardView all 60 photos →
426 days on market Single Family Residence
$399,900
4-Bedroom Home in HERNANDO OAKS PH 2

4522 LISETTE CIRCLE, BROOKSVILLE, FL 34604

Single Family Residence in HERNANDO OAKS PH 2, BROOKSVILLE · No CDD
HERNANDO OAKS PH 2 · BROOKSVILLE, FL 34604 · Hernando
Listing data updated September 6, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
1,780Sq Ft
2006Year Built
$225Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
23% above
$/sq ft vs community
$225 here vs $183 median sold (12 mo)
Buyer leverage
Strong buyer advantage
426 days on market
7.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~78 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 4
Price vs recent sales
Asking $400k tops 4 of the last 4 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 4522 Lisette Circle in Hernando Oaks Ph 2, Brooksville is listed at $399,900 (1,780 sq ft, about $225 per sq ft). That sits within a few percent of Hernando Oaks Ph 2's median closed sale of $374,500 over the last 12 months (18 recorded sales). Per square foot it is above the community's recent $183/sq ft by about 23%. It has been 426 days on market, longer than the community's typical 71 days to contract. Listing facts: built in 2006, waterfront, HOA dues of $110/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2006 · 20 yrs
  • 1,780 sq ft of living area
  • 2-car garage
  • Listed at $399,900 — recent neighborhood median sale price ~$374,500 (nearby sales; deemed reliable, not an appraisal)
  • 426 days on market
  • HOA $110/mo (per listing)
Momentum Research · HERNANDO OAKS

Pricing & the HERNANDO OAKS market

How this home is priced against recent nearby sales, and where HERNANDO OAKS has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4594 LISETTE CIRCLE4594 LISETTE CIRCLE: $168/sq ft$1684149 GEVALIA DRIVE4149 GEVALIA DRIVE: $170/sq ft$1704292 GEVALIA DRIVE4292 GEVALIA DRIVE: $175/sq ft$1754240 GEVALIA DRIVE4240 GEVALIA DRIVE: $182/sq ft$182This homeThis home: $225/sq ft$225Community median $183

Price vs. size in HERNANDO OAKS

Each dot is a closed sale since 2005 (238 total). This home is the gold marker.

$64k$358k$651k1,3042,2783,251This home: $399,900, 1,780 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $225/sq ft.

$83$138$1932015: $9820152016: $9320162017: $9420172019: $11120192021: $13020212022: $17020222023: $17820232024: $17520242025: $17520252026: $1832026

Median sale price by year

12-month median closed price, 2015–2026.

$185k$290k$395k2015: $230k20152016: $210k20162017: $205k20172019: $270k20192021: $258k20212022: $322k20222023: $330k20232024: $374k20242025: $371k20252026: $374k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 58 (normal).

1052952015: 3020152016: 3220162017: 4520172019: 1820192021: 8320212022: 8720222023: 3620232024: 6220242025: 4320252026: 582026
Property timeline

This home’s history

  • 2006BuiltPer public record
  • Jul 10, 2026First trackedObserved at $399,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,687/mo
  • Principal & interest $2,066/mo 77%
  • Taxes $350/mo 13%
  • Insurance $161/mo 6%
  • HOA $110/mo 4%

$2,687/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$6,525/yr
$544/mo·effective rate ~1.63%
Estimated from today’s asking price and current Hernando County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $3,300/yr ($275/mo)
+$3,225 more each year
(+98%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$227,699
Market value
$227,699
Assessed
$176,977
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

47/100
Strongest on: Flood safety (95), Insurance cost (73)
0 limited50100 exceptional

47/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $225/sq ft vs the community 12-month median $183/sq ft.
Affordability39
List price $399,900 vs the community median $374,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~78 ft elevation. Verify the parcel with FEMA.
Insurance cost73
From FEMA Zone X and a 2006 build. Obtain a property-specific quote.
Market liquidity27
Community median 71 days on market, ~7.7 months of supply (12-month record).
Renovation upside22
From a 2006 build and $225/sq ft vs the community median $183/sq ft. Not a condition assessment.
Buyer competition68
32% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power61
Recent sales closed at about 95.8% of original asking (~4.2% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 7.7 months of supply in the surrounding market and 426 days on market for this home, against a 71-day area median.Days on market:this home 426Area median:  71 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. As of August 2, 2026.

🟡 Asking $225 per square foot, about 23% above the community’s $183 median. HERNANDO OAKS’s 12-month median sold price per square foot is $183. Median sold price per square foot is up 0.9% year over year. Confidence: Medium · 18 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

68% of homes in HERNANDO OAKS are owner-occupied. An estimated 32% are non-owner-occupied, including 2% held in a company or trust and 99% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 487 homes matched. Community-level context.

Recent HERNANDO OAKS sales closed near 95.8% of original asking. Cash paid for about 32% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 16 active listings in HERNANDO OAKS, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

A must see, Beautiful 4-bedroom, 3-bathroom home located in the Hernando Oaks Community. This charming home overlooks a natural pond, offering you a tranquil setting for your morning coffee or tea, as well as a peaceful setting in the evenings as you glide in your swing chair set between two trees, overlooking the water. As you enter this captivating home through a beautiful glass front door, you walk into the open living area featuring vaulted ceilings, plant shelves, and a dining area perfect for entertaining.

The heart of the home, the open & spacious Family/Living room also offers double sliding glass doors leading out to the rear porch, which overlooks an ample & shaded backyard. You can enjoy the softly lit gazebo, set with a table and chairs, or the covered, cozy sitting area of the back porch, which leads out to the stunning and newly paved area of the yard, all of which overlook the flowing, natural pond & Florida wildlife. The kitchen showcases spacious countertops, a deep, dual sink, a tiled backsplash, as well as a laundry closet.

Piped gas services the dryer, oven/range, heat, and water heater. In the front of the home sits a serene, cozy, reading room overlooking the front lawn, which can also be used as a guest bedroom, with the guest bathroom also located in the front of the home. The second & third bedrooms, share a bright “Jack & Jill” bathroom.

The master bedroom has a large en-suite bathroom, with dual sinks, as well as a separate tub & shower. It is highlighted by a spacious walk-in closet, as well as a private, single sliding glass door which also opens onto the rear porch in the yard. Hernando Oaks is a stunning Gated, Golf course Community offering The Grill up at the Clubhouse, as well as a brand new Pickleball Court.

It is conveniently located just minutes away from the charming streets of downtown Brooksville and it’s local shopping and dining options. It is also just off of US 41 for easy access to Tampa, as well as the International Airport. Don’t miss out!

Call today to schedule your showing!

Description provided by SAND KEY REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$399,900
Bed / bath4 / 3
Living area1,780 sq ft
Year built2006
Property typeSingle Family Residence
Garage2-car
MLS #TB8399789
Listing status426 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~78 ft
Windstorm exposureLow
CountyHernando
Area listings16 active · 5 under contract
Estimated first-year tax~$4,199/yr
CDD assessmentNone on record
HOA (per listing)$110/mo

Calculated estimates

Price per sq ft$225
Estimated monthly payment$2,687
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$374,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of SAND KEY REALTY · Listing agent: Frankie Napolitano · 727-443-0032Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$286,580the mess$364,900

Actual list price: $399,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $110/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 426 days on market vs. a 71-day community median
  • 15 active listings competing, 3 under contract
  • 7.7 months of supply
  • 26 closed here in the last 12 months

For reference, this home is listed at $399,900 ($225/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,780 sq ft × $161–$205/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near HERNANDO OAKS PH 2

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $399,900Momentum Realty · on market 426 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,199/yr

A rough first-year estimate only, applying a typical Hernando rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$110/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~78 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by SAND KEY REALTY · MLS # TB8399789

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in HERNANDO OAKS PH 2

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HERNANDO OAKS PH 2 neighborhood guide for more.

Comparable sales found
4

Recent nearby closings in the data set.

Community median sale price
$374,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$183

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HERNANDO OAKS PH 2

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

In the area

Recent Hernando Oaks news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Infrastructure

Brooksville-Tampa Bay Regional Airport receives $13.6 million federal grant

The Brooksville-Tampa Bay Regional Airport received a $13.6 million federal grant from the U.S. Economic Development Administration for roads, drainage, utilities, electrical service, and converting an unused 5,000-foot runway into a modern taxiway. The work will prepare about 600 acres of airport land for aviation and aerospace company development.

Why it matters: Airport infrastructure funding readies roughly 600 acres for aviation and aerospace facilities, strengthening the area industrial and employment base. The site is about 3 miles west of Hernando Oaks.

Hernando Sun

Jul 2026 · Development

Board approves height allowance increase at One Hernando Center

The Hernando County Commission unanimously approved raising the maximum building height from 60 feet to 85 feet for One Hernando Center, a 146-acre industrial distribution development east of Kettering Road in Brooksville. The added height accommodates automated storage and retrieval systems for uses such as cold storage and manufacturing.

Why it matters: A 146-acre industrial distribution park advances with taller warehouse capacity, adding to the area logistics and manufacturing footprint. The project is about 6 miles northwest of Hernando Oaks, elsewhere in Hernando County.

Hernando Sun

Jul 2026 · Civic

County Board approves new fire station prototype

The Hernando County Board voted 4-0 on June 23 to approve two prototype fire station designs, a 3-bay and a 4-bay configuration, by KMF Architects at a Phase 1 design cost of about $296,902. The reusable prototypes are intended to speed and standardize future fire station construction countywide.

Why it matters: Standardized fire station prototypes aim to expedite future public safety facility construction across the county, supporting emergency service infrastructure as growth continues. The site is about 4 miles north of Hernando Oaks.

Hernando Sun

Jun 2026 · Development

Hernando School Board signs off on two large housing developments

On June 9 the Hernando County School Board approved school concurrency for two subdivisions between I-75 and Lockhart Road: Black Jack Ridge with up to 978 houses and Ginny Grove with up to 907 units. The board determined area schools have sufficient capacity to accommodate the new developments.

Why it matters: Two large residential subdivisions totaling roughly 1,885 homes are cleared to advance in the I-75 corridor, expanding the local housing supply pipeline. The site is about 3 miles east of Hernando Oaks.

Hernando Sun

Assigned schools

Assigned schools

Schools currently assigned to this address in Hernando County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Hernando County Public Schools (verify by address)Public · Hernando County School District
Confirm zoned elementary, middle, and highBy address · Hernando County School District
Magnet and choice options may applyChoice · Hernando County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $183/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,833 – $2,666/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$909 – −$159At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 4522 Lisette Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2006 (20 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $110/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Hernando County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,780 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,199/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4522 Lisette Circle and when was it built?

Per the listing record, 4522 Lisette Circle was built in 2006 and has 1,780 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4522 Lisette Circle in?

4522 Lisette Circle is in Hernando Oaks Ph 2 in Brooksville, Hernando County. The community section on this page shows recent closed sales, days on market, and active inventory for Hernando Oaks Ph 2 from the same MLS data.

Does 4522 Lisette Circle have an HOA, and how much are the dues?

The listing reports HOA dues of $110 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 4522 Lisette Circle differ from the current owner's?

The estimate on this page (about $4,199 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4522 Lisette Circle in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4522 LISETTE CIRCLE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.