3 bedroom Single Family Residence at 455 Acacia Drive, Sapphire Shores, Sarasota — photo 1
Pending Single Family Residence
$880,000
3-Bedroom Home in SAPPHIRE SHORES

455 Acacia Drive, Sarasota, FL 34234

Single Family Residence in SAPPHIRE SHORES, SARASOTA · No CDD on record
SAPPHIRE SHORES · Sarasota, FL 34234
Listing data updated October 18, 2026 at 7:21 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,994Sq Ft
1925Year Built
$441Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
19% below
$/sq ft vs community
$441 here vs $544 median sold (12 mo)
Buyer leverage
Balanced market
319 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~9 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 5 of 12
Price vs recent sales
Asking $880k tops 5 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 18, 2026, 455 Acacia Drive in Sapphire Shores, Sarasota is listed at $880,000 (1,994 sq ft, about $441 per sq ft). That is 43% below Sapphire Shores's median closed sale of $1,535,000 over the last 12 months (8 recorded sales). Per square foot it is below the community's recent $544/sq ft by about 19%. It has been 319 days on market, longer than the community's typical 184 days to contract. Listing facts: built in 1925, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1925 · 101 yrs
  • 1,994 sq ft of living area
  • 2-car garage
  • Listed at $880,000 — recent neighborhood median sale price ~$1,535,000 (nearby sales; deemed reliable, not an appraisal)
  • 319 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Step into timeless elegance with this stunning 3-bedroom, 2-bath Spanish Eclectic bungalow nestled in the heart of sought after Sapphire Shores. Rich in character and historic detail, this residence showcases dramatic architectural elements including beamed and coffered ceilings, gleaming oak floors throughout, and expansive windows that bathe every room in natural light. The spacious “sunken” living room centers around a show-stopping, decoratively carved mantelpiece, perfectly blending artistry with old-world charm.

Each space offers a unique sense of craftmanship, from graceful arches to finely detailed trim, evoking romance and warmth of classic Mediterranean design. The current owner has elevated this home with a seamless addition: a stunning primary suite with a vaulted ceiling, French doors leading to a private back yard and a walk-in closet. Other “modern” updates include a spacious kitchen with and island and adjacent dinette, interior laundry and a 2-car garage accessed by a covered walkway; a loggia in keeping with the traditional nature of this architecture.

Located just steps away from Sun Circle Park, Sarasota Bay, the Ringling Museum and the vibrant arts scene, this home is ideal for those seeking history, charm and convenience in one of Sarasota’s most beloved neighborhoods. Sapphire Shores in an eclectic waterfront neighborhood dating back to the Ringling Era and is now a combination of historic Mediterranean mansions, classic ranches and new construction. Live here amidst Sarasota's most significant cultural & educational institutions and you're only 2 miles north of downtown Sarasota, a 12-minute drive to St.

Armands Circle and the beaches of Lido and Longboat Key and an equal distance to University Parkway anchored on the west by SRQ International Airport and UTC Mall and I75 on the east.

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of COLDWELL BANKER REALTY · Listing agent: David Jennings · 941-366-8070Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$880,000
Bed / bath3 / 2
Living area1,994 sq ft
Year built1925
Property typeSingle Family Residence
Garage2-car
MLS #A4659947
Listing statusPending

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~9 ft
CountySarasota
Area listings0 active · 0 under contract
Estimated first-year tax~$11,175/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$441
Estimated monthly payment$6,283
Insurance (illustrative)$4k–$8k/yr
Messtimate range$1,008,964 – $2,079,742
Comparable-sales median$1,535,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$6,283/mo
  • Principal & interest $4,874/mo 78%
  • Taxes $931/mo 15%
  • Insurance $477/mo 8%

$6,283/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$11,175/yr
≈ $931/mo·effective rate ~1.27%
Estimate: asking price less the $50,000 homestead exemption × Sarasota County rate (13.48 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $1,900/yr ($158/mo) — taxable value $141,459 × 13.48 mills
$9,275 more each year
(+488%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$471,741
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$613,200
Market value
$197,181
Assessed
$141,459
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 455 Acacia Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $1,900/yr (certified county roll, taxable value × millage). Buy at the asking price of $880,000 and the first-year bill resets to about $11,175/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 13.48 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
HOA duesThe listing states there is no HOA.
Home and flood insuranceThe average Citizens Property Insurance premium in Sarasota County is $2,126/yr (4,849 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $4,000–$8,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 1925. An original roof would be about 101 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $1,108/month (tax $931, insurance $177). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$8k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~9 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Sarasota County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Sarasota County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · SAPPHIRE SHORES

Pricing & the SAPPHIRE SHORES market

How this home is priced against recent nearby sales, and where SAPPHIRE SHORES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $441/sq ft$441428 SAPPHIRE DRIVE428 SAPPHIRE DRIVE: $506/sq ft$506428 SAPPHIRE DRIVE428 SAPPHIRE DRIVE: $506/sq ft$506418 SAPPHIRE DRIVE418 SAPPHIRE DRIVE: $626/sq ft$626418 SAPPHIRE DRIVE418 SAPPHIRE DRIVE: $626/sq ft$626333 N SHORE DRIVE333 N SHORE DRIVE: $1043/sq ft$1043333 N SHORE DRIVE333 N SHORE DRIVE: $1043/sq ft$1043Community median $544

Price vs. size in SAPPHIRE SHORES

Each dot is a closed sale since 2004 (143 total). This home is the gold marker.

$0$4.8M$9.5M2955,88811,482This home: $880,000, 1,994 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $441/sq ft.

$117$382$6462012: $20620122013: $1682014: $23420142015: $2412016: $29420162017: $2752018: $26220182022: $5952024: $51820242025: $5162026: $5442026

Median sale price by year

12-month median closed price, 2012–2026.

$107k$898k$1.7M2012: $408k20122013: $260k2014: $552k20142015: $532k2016: $870k20162017: $785k2018: $624k20182022: $865k2024: $1.3M20242025: $1.1M2026: $1.5M2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 40 (normal).

1957952013: 2620132014: 7020142015: 3920152016: 6720162017: 4320172018: 4220182022: 8820222024: 4820242025: 4720252026: 402026
Property timeline

This home’s history

  • 1925BuiltPer public record
  • About Dec 2025Listed (per MLS)MLS reports 319 cumulative days on market as of October 18, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $880,000
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $880,000Momentum Realty · on market 319 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in SAPPHIRE SHORES in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $1,535,000 ($544/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,008,964the mess$2,079,742

Stronger local evidence — 6 comparable closed sales in SAPPHIRE SHORES, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $880,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 106% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1925 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 319 days on market vs. a 184-day community median
  • 2 active listings competing, 1 under contract
  • 10 closed here in the last 12 months

For reference, this home is listed at $880,000 ($441/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,994 sq ft × $506–$1,043/sq ft (interquartile band of 6 comparable closed sales in SAPPHIRE SHORES, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 18, 2026.

Momentum Scores

Momentum Property Score

68/100
Strongest on: Affordability (100), Pricing power (100)
0 limited50100 exceptional

68/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area97
This home $441/sq ft vs the community 12-month median $544/sq ft.
Affordability100
List price $880,000 vs the community median $1,535,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~9 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1925 build. Obtain a property-specific quote.
Market liquidity20
Community median 184 days on market (12-month record).
Buyer competition25
75% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power100
Recent sales closed at about 79.8% of original asking (~20.2% below). More room below asking generally favors buyers.
Market timing60
Momentum Market Heat is 40/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 8 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 2.4 months of supply in the surrounding market and 319 days on market for this home, against a 184-day area median.Days on market:this home 319Area median:  184 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of August 2, 2026.

🟡 Asking $441 per square foot, about 19% below the community’s $544 median. SAPPHIRE SHORES’s 12-month median sold price per square foot is $544. Median sold price per square foot is up 43.8% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

65% of homes in SAPPHIRE SHORES are owner-occupied. An estimated 35% are non-owner-occupied, including 14% held in a company or trust and 9% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 326 homes matched. Community-level context.

Recent SAPPHIRE SHORES sales closed near 79.8% of original asking. Cash paid for about 75% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 18, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COLDWELL BANKER REALTY · MLS # A4659947

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Recently off market in SAPPHIRE SHORES

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Sapphire Shores news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Civic

Manatee County approves one-year moratorium on new data center projects

Manatee County commissioners unanimously approved a one-year pause on accepting, processing and approving new data center projects. The county wants time to study energy, water and infrastructure effects and write rules. Commissioners said no data center projects are currently planned in the county, and the move follows North Port's 18-month moratorium.

Why it matters: The pause limits large-load industrial development in Manatee while rules are written, which bears on utility capacity and land use planning. The site is about 8 miles north of Sapphire Shores.

WWSB ABC7 Sarasota

Oct 2026 · Development

Proposed 324-unit 1899 Fruitville apartment project in downtown Sarasota falls through

A plan by Bristol Development Group for 324 apartments, called 1899 Fruitville, near Fruitville Road and Washington Boulevard is no longer moving forward. Landlords told tenant business owners the project was voided. It had partial city approvals and was reportedly close to final permitting.

Why it matters: The loss of 324 planned apartments removes expected rental supply near downtown Sarasota and leaves the cottage commercial cluster in place for now. The site is about 4 miles southeast of Sapphire Shores.

WWSB ABC7 Sarasota

Oct 2026 · Infrastructure

Manatee County advances $125 million in stormwater and flood mitigation projects

County commissioners are directing $125 million in federal disaster recovery money to 12 county projects and 10 projects across six cities and one town. The largest, about $25 million, would add automated outfall structures in the Pierce Drain area to reduce flooding at Center Lake. Bradenton expects about $16 million for five projects, and no completion dates were given.

Why it matters: Drainage upgrades in repeatedly flooded areas affect local flood exposure, insurance considerations and long-term site readiness. The site is about 6 miles north of Sapphire Shores.

WWSB ABC7 Sarasota

Sep 2026 · Civic

Sarasota County opens new $100 million administration building at 1 Apex Road

Sarasota County moved operations into a 121,160 square foot administration building at 1 Apex Road off I-75. It replaces the former building on Ringling Boulevard downtown, which was sold to a developer for about $25 million. Total cost was about $100.15 million, including more than $22 million from a voter-approved surtax.

Why it matters: Relocating county services to the I-75 corridor shifts daily government traffic away from downtown and frees the Ringling Boulevard site for redevelopment. The project is about 10 miles east of Sapphire Shores, elsewhere in Sarasota County.

WWSB ABC7 Sarasota

Go deeper

More on SAPPHIRE SHORES

Go deeper on SAPPHIRE SHORES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Sarasota County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Sarasota County Public Schools (verify by address)Public · Sarasota County School District
Confirm zoned elementary, middle, and highBy address · Sarasota County School District
Magnet and choice options may applyChoice · Sarasota County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 455 Acacia Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1925 (101 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Sarasota County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,994 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $11,175/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,275 more per year than the current owner’s estimated bill (+488%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 18, 2026)
Comparable salesStellar MLS closed sales in SAPPHIRE SHORES, last 18 months, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 455 Acacia Drive and when was it built?

Per the listing record, 455 Acacia Drive was built in 1925 and has 1,994 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 455 Acacia Drive in?

455 Acacia Drive is in Sapphire Shores in Sarasota, Sarasota County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 455 Acacia Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 455 Acacia Drive differ from the current owner's?

The estimate on this page (about $11,175 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,275 more per year than the current owner’s estimated bill (+488%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 455 Acacia Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.