Single Family Residence in LAKE TROPICANA RANCHETTES, DUNNELLON · No CDD on record
LAKE TROPICANA RANCHETTES · Dunnellon, FL 34431 · Marion County
Listing data updated October 14, 2026 at 8:21 AM ET · checked against the MLS hourly
Listed by KELLER WILLIAMS CORNERSTONE RE (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
2Bedrooms
1.5Bathrooms
1985Year Built
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Strong buyer advantage
44 days on market
7.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$500–$1k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 14, 2026, 4555 Sw 175 Court in Lake Tropicana Ranchettes, Dunnellon is listed at $125,000. That is 46% below Lake Tropicana Ranchettes's median closed sale of $230,000 over the last 12 months (28 recorded sales). It has been 44 days on market. Listing facts: built in 1985, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1985 · 41 yrs
44 days on market
No HOA reported by the listing (confirm)
Listing description
About this home
Investor Special! Discover a truly one-of-a-kind property nestled on a private .93-acre lot. This unique 2-bedroom, 1.5-bath home was custom designed by the late owner and offers plenty of character and potential for the right buyer or investor.
Surrounded by a variety of mature trees, the property provides a peaceful and private setting while still being conveniently located just minutes from area attractions and amenities. Enjoy easy access to Rainbow Springs State Park, hiking trails, lakes, rivers, shopping, and local dining. Whether you're looking for an investment opportunity, a project with potential, or a unique property to make your own, this special piece of Florida is worth a look.
Don't miss this rare opportunity to own a truly distinctive property!
Description provided by KELLER WILLIAMS CORNERSTONE RE and reproduced from the MLS; not independently verified.
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Listing agent: Elizabeth Roberts · 352-369-4044Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$125,000
Bed / bath2 / 1.5
Year built1985
Property typeSingle Family Residence
MLS #OM731375
Listing status44 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
CountyMarion
Area listings0 active · 0 under contract
Estimated first-year tax~$900/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Estimated monthly payment$835
Insurance (illustrative)$500–$1k/yr
Comparable-sales median$230,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$835/mo
Principal & interest $692/mo83%
Taxes $75/mo9%
Insurance $68/mo8%
$835/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Marion County rate (12.08 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $1,125/yr ($94/mo) — taxable value $94,012 × 12.08 mills
$225 less each year
(−20%)
The current taxable value ($94,012) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.
$94,012
Market value
$94,012
Assessed
$94,012
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Marion County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 4555 Sw 175 Court
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $1,125/yr (certified county roll, taxable value × millage). Buy at the asking price of $125,000 and the first-year bill resets to about $900/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 12.08 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
The listing states there is no HOA.
Home and flood insurance
The average Citizens Property Insurance premium in Marion County is $1,263/yr (1,973 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $500–$1,000/yr; neither is a quote.
Roof and age
Built in 1985. An original roof would be about 41 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $180/month (tax $75, insurance $105). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$500–$1k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Marion County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailVery Low
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Lake Tropicana Ranchettes
Pricing & the Lake Tropicana Ranchettes market
How this home is priced against recent nearby sales, and where Lake Tropicana Ranchettes has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $0/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 52 (normal).
Property timeline
This home’s history
1985BuiltPer public record
About Aug 2026Listed (per MLS)MLS reports 44 cumulative days on market as of October 14, 2026
Aug 31, 2026First seen on movewithmomentum.comObserved at $125,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $125,000Momentum Realty · on market 44 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
No closed sales of a similar home within about 10 miles in Marion County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for LAKE TROPICANA RANCHETTES. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Momentum Scores
Momentum Property Score
72/100
Strongest on: Affordability (100), Pricing power (82)
0 limited50100 exceptional
72/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Affordability100
List price $125,000 vs the community median $230,000. Not a measure of personal affordability.
Market liquidity76
Community median 30 days on market (12-month record).
Buyer competition54
46% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power82
Recent sales closed at about 91.6% of original asking (~8.4% below). More room below asking generally favors buyers.
Market timing48
Momentum Market Heat is 52/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 7.0 months of supply in the surrounding market and 44 days on market for this home, against a 30-day area median.Days on market:this home 44Area median: 30 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2003 through 2026. As of August 2, 2026.
Recent Lake Tropicana Ranchettes sales closed near 91.6% of original asking. Cash paid for about 46% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by KELLER WILLIAMS CORNERSTONE RE · MLS # OM731375
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Keep looking
Similar homes for sale near LAKE TROPICANA RANCHETTES
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
Marion County approves final master plan for 442-home Sandy Clay subdivision
Marion County commissioners approved the final Planned Unit Development master plan for Sandy Clay Residential, 442 detached single-family homes on a roughly 120-acre tract at SE 92nd Loop and SE 110th Street Road. The site sits inside the Urban Growth Boundary and the Primary Springs Protection Overlay, and the developer must build turn lanes at the entrances before vertical construction begins.
Why it matters: Final master-plan approval advances a large single-family subdivision in southeast Marion County and adds new road turn-lane infrastructure at the site entrances. The project is about 7 miles northwest of Lake Tropicana Ranchettes, elsewhere in Marion County.
City of Ocala advances school expansion rezoning on SW 20th Street
The Ocala City Council approved on first reading the rezoning of about three acres in the 2800 block of SW 20th Street from multi-family residential to institutional to allow a preschool expansion. Final adoption is scheduled for August 4, 2026, with a traffic impact analysis required at site-plan review because SW 20th Street operates above its adopted level of service.
Why it matters: The rezoning would convert residential-zoned land to institutional use for a school expansion and flags a traffic study on SW 20th Street, which is operating above its adopted level of service. The project is about 22 miles northwest of Lake Tropicana Ranchettes, elsewhere in Marion County.
Marion County Public Schools board hears five-year consolidation plan
Marion County Public Schools presented a five-year plan to replace 11 aging facilities and close four schools, including new construction of South Marion High School and a replacement Lake Weir Middle School. The plan would eliminate 86 portable classrooms and reassign attendance zones such as Wyomina Park to Oakcrest, with a board vote scheduled for August 11, 2026.
Why it matters: The consolidation plan would rebuild aging school facilities, add permanent classroom capacity in place of portables, and adjust attendance-zone boundaries across Marion County. The project is about 22 miles northwest of Lake Tropicana Ranchettes, elsewhere in Marion County.
Sumter County and Wildwood begin pavement maintenance programs
Sumter County launched a $6.4 million program covering about 30 miles of roadway, including C-466 and multiple county roads, funded through its Capital Outlay Reserve Fund. The City of Wildwood began a separate $1.2 million program resurfacing downtown-area streets such as Alabama Street and Old Wire Road.
Why it matters: The paving programs upgrade road infrastructure across Sumter County and central Wildwood, extending pavement life along the listed corridors. The site is about 6 miles southwest of Lake Tropicana Ranchettes.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Marion County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Marion County Public Schools (verify by address)Public · Marion County School District
Dunnellon area elementary, middle, and highBy address · Marion County School District
Confirm zoned schools and choice optionsChoice · Marion County School District
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 4555 Sw 175 Court, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1985 (41 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Marion County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Confirm square footage and room dimensions independently.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $900/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $225 less per year than the current owner’s estimated bill (−20%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 14, 2026)
Comparable sales
Fewer than 3 defensible closed sales within about 10 miles in Marion County — no medians or automated estimate shown
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 4555 Sw 175 Court and when was it built?
Per the listing record, 4555 Sw 175 Court was built in 1985 and has 2 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4555 Sw 175 Court in?
4555 Sw 175 Court is in Lake Tropicana Ranchettes in Dunnellon, Marion County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 4555 Sw 175 Court have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 4555 Sw 175 Court differ from the current owner's?
The estimate on this page (about $900 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $225 less per year than the current owner’s estimated bill (−20%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 4555 Sw 175 Court in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
