Single Family Residence in SNELL ISLE BRIGHTBAY, ST PETERSBURG · No CDD · Built 2026
SNELL ISLE BRIGHTBAY · ST PETERSBURG, FL 33704 · Pinellas
Listing data updated August 23, 2026 · refreshed twice daily
5Bedrooms
5.5Bathrooms
5,206Sq Ft
2026Year Built
$710Per Sq Ft
Private pool2-car garageNew constructionNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
22% above
$/sq ft vs community
$710 here vs $584 median sold (12 mo)
Buyer leverage
Strong seller market
8 days on market
Under 1 month
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~5 ft elevation
$8k–$17k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $3.69M tops 10 of the last 12 closed sales; also one of the largest homes here at 5,206 sq ft
Listed at $3,695,000 — recent neighborhood median sale price ~$2,150,000 (nearby sales; deemed reliable, not an appraisal)
8 days on market
HOA ~$50/mo (estimate; confirm)
Momentum Research · SNELL ISLE BRIGHTBAY
Pricing & the SNELL ISLE BRIGHTBAY market
How this home is priced against recent nearby sales, and where SNELL ISLE BRIGHTBAY has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in SNELL ISLE BRIGHTBAY
Each dot is a closed sale since 2012 (91 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2013–2026. This home lists at $710/sq ft.
Median sale price by year
12-month median closed price, 2013–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 49 (normal).
Property timeline
This home’s history
2026BuiltPer public record
Aug 4, 2026First trackedObserved at $3,695,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$23,269/mo
Principal & interest $19,016/mo82%
Taxes $3,233/mo14%
Insurance $970/mo4%
HOA $50/mo0%
$23,269/mo at 20% down, 30-yr @ 6.67% · edit any field to update.
Strongest on: Pricing power (100), Flood safety (90)
0 limited50100 exceptional
50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $710/sq ft vs the community 12-month median $584/sq ft.
Affordability0
List price $3,695,000 vs the community median $2,150,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~5 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity55
Community median 106 days on market, ~0.9 months of supply (12-month record).
Renovation upside10
From a 2026 build and $710/sq ft vs the community median $584/sq ft. Not a condition assessment.
Buyer competition62
38% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power100
Recent sales closed at about 88.1% of original asking (~11.9% below). More room below asking generally favors buyers.
Market timing51
Momentum Market Heat is 49/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 0.9 months of supply in the surrounding market and 8 days on market for this home, against a 106-day area median.Days on market:this home 8Area median: 106 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. As of August 2, 2026.
🟡 Asking $710 per square foot, about 22% above the community’s $584 median. SNELL ISLE BRIGHTBAY’s 12-month median sold price per square foot is $584. Median sold price per square foot is up 137.6% year over year. Confidence: Medium · 12 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
78% of homes in SNELL ISLE BRIGHTBAY are owner-occupied. An estimated 22% are non-owner-occupied, including 12% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 508 homes matched. Community-level context.
Recent SNELL ISLE BRIGHTBAY sales closed near 88.1% of original asking. Cash paid for about 38% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1 active listings in SNELL ISLE BRIGHTBAY, no CDD assessment.
Updated August 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Under Construction. Estimated Completion of July 2027. Primary Suite on Main Level!
Experience the pinnacle of modern luxury in this brand-new estate home to be built by the renowned Hughes Construction, perfectly positioned along a quite street in the Snell Isle neighborhood. Resting on nearly a quarter acre lot (79'x142'), this home will offer generous indoor & outdoor space. Constructed entirely of concrete block on the exterior, the home is designed with durability and sophistication in mind, while an abundance of natural light fills the thoughtfully designed interior.
Generous room sizes and a flowing open-concept layout create an inviting atmosphere, anchored by a stunning great room that seamlessly connects to the expansive covered lanai—complete with an outdoor kitchen and grille, ideal for entertaining year-round. The first-floor primary suite serves as a private retreat, complemented by refined ceiling details and luxurious finishes. Each additional bedroom is generously sized, offering walk-in closets with custom built-out systems and en suite bathrooms for ultimate comfort and privacy.
A versatile bonus room—perfect as a fifth bedroom, guest suite, or media space—includes its own en suite bath and kitchenette. At the heart of the home, the chef’s kitchen with walk-in-pantry is outfitted with top-of-the-line Thermador and Fulgor appliances, combining performance with sleek design. Elevated finishes throughout include level 5 drywall, 8-foot solid core interior doors, engineered hardwood flooring, and premium marble and porcelain tile in all wet areas.
Impact-rated ES windows and doors and Emtek hardware. Outdoors, a custom-designed pool and spa create a private oasis, while the oversized two-car garage provides ample storage and convenience. Estimated for completion in July 2027, this is a rare opportunity for buyers to secure a premier new construction home early and collaborate on selecting finishes and certain design elements—creating a truly personalized luxury residence in one of St.
Petersburg’s most sought-after locations.
Description provided by KELLER WILLIAMS ST PETE REALTY and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$3,695,000
Bed / bath5 / 5.5
Living area5,206 sq ft
Year built2026
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8531868
Listing status8 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~5 ft
Windstorm exposureLow
CountyPinellas
Area listings1 active · 0 under contract
Estimated first-year tax~$38,798/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$710
Estimated monthly payment$23,269
Insurance (illustrative)$8k–$17k/yr
Messtimate range$2,196,932 – $4,419,894
Comparable-sales median$2,150,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Listing agent: Zach Zehnder · 727-894-1600Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$2,196,932the mess$4,419,894
Actual list price: $3,695,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 101% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 8 days on market vs. a 106-day community median
3 active listings competing, 1 under contract
≈0.9 months of supply
13 closed here in the last 12 months
For reference, this home is listed at $3,695,000 ($710/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 5,206 sq ft × $422–$849/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 23, 2026.
Keep looking
Similar homes for sale near SNELL ISLE BRIGHTBAY
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $3,695,000Momentum Realty · on market 8 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$38,798/yr
A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$8k–$17k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~5 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in SNELL ISLE BRIGHTBAY
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SNELL ISLE BRIGHTBAY neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$2,150,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$584
Canonical 12-month median $/sq ft. Reference only.
Go deeper on SNELL ISLE BRIGHTBAY
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
Why it matters: Establishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The site is about 1 mile southwest of Snell Isle Brightbay.
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
Why it matters: Advances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 2 miles southwest of Snell Isle Brightbay, elsewhere in Pinellas County.
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
Why it matters: Adds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The site is about 3 miles southwest of Snell Isle Brightbay.
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
North Shore Elementary SchoolElementary · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEB
John Hopkins Middle SchoolMiddle · Pinellas County School District · Grade B (Florida DOE 2025-26)
GRADEA
St. Petersburg High SchoolHigh · Pinellas County School District · Grade A (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Apr 2026
$4,460,000
1401 BRIGHTWATERS BOULEVARD, ST PETERSBURG
4 / 5.5 bd/ba · 5,255 sq ft · $849/sq ft
Courtesy of COLDWELL BANKER REALTY · View details →
Sold Jun 2026
$1,700,000
131 MIRAMAR BOULEVARD, ST PETERSBURG
5 / 5.5 bd/ba · 4,849 sq ft · $351/sq ft
Courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN · View details →
Sold Aug 2025
$8,800,000
1695 BRIGHTWATERS BOULEVARD, ST PETERSBURG
5 / 6.5 bd/ba · 5,867 sq ft · $1500/sq ft
Courtesy of SMITH & ASSOCIATES REAL ESTATE · View details →
Sold Feb 2026
$2,620,000
485 RAFAEL BOULEVARD, ST PETERSBURG
5 / 5.5 bd/ba · 4,280 sq ft · $612/sq ft
Courtesy of SMITH & ASSOCIATES REAL ESTATE · View details →
Sold May 2026
$1,600,000
1600 BRIGHTWATERS BOULEVARD, ST PETERSBURG
4 / 4 bd/ba · 3,791 sq ft · $422/sq ft
Courtesy of MICHAEL SAUNDERS & COMPANY · View details →
Sold Dec 2025
$1,685,000
122 MIRAMAR BOULEVARD, ST PETERSBURG
4 / 4.5 bd/ba · 3,671 sq ft · $459/sq ft
Courtesy of SMITH & ASSOCIATES REAL ESTATE · View details →
Community 12-month median: $584/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$16,935 – $24,633/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$6,839 – +$89At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
ST PETERSBURG
Groceries, dining, and parks for this city — see the city guide.
Stellar MLS, refreshed twice daily (last: August 23, 2026)
Community market stats
Stellar MLS closed sales, as of August 2, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 456 RAFAEL BOULEVARD in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
