4634 Bigler Lane, Mount Dora, FL 32757
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
4634 Bigler Lane in W E Hudsons Sub, Mount Dora is listed at $1,650,000 (5,499 sq ft, about $300 per sq ft). That is 817% above W E Hudsons Sub's median closed sale of $180,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $137/sq ft by about 119%. It has been listed Jul 16, 2026. Listing facts: built in 1953, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1953 · 73 yrs
- 5,499 sq ft of living area
- 4-car garage
- listed Jul 16, 2026
- No HOA reported by the listing (confirm)
About this home
EXCEPTIONAL LAKEFRONT LIVING WITH INCOME-PRODUCING PROPERTIES. This is a rare opportunity to own a beautifully renovated 5-residence Mount Dora property situated on a lush 2.14-acre parcel with an updated boathouse on spring-fed Lake Ola. Just off Hwy 441 and Sadler Road, the property is tucked away, offering peace, privacy, and tranquility thanks to the combination of partial fencing and a heavily treed/landscaped property line.
As you drive down the lane, you are greeted with a row of graceful palm trees on either side, glorious lake views straight ahead, and tidy, attractive properties just waiting for your big ideas. The current owners have lovingly maintained and updated each residence with each roof being replaced in January of 2022. The drain field was replaced in December 2025, each property was updated in a sophisticated, chic design around 2021, and the boat dock was rebuilt in 2020.
The 5 residences are comprised of a small house with a studio style bedroom, a duplex with a mirror image 2-BR 1 BA design on each side, a house with 3 BRs and 2 BA downstairs with 2 upstairs loft BRs (no closets), a full 3rd bathroom, and finished, A/C ducted garage to be comfortably used as extra living space, while remaining a fully functional garage. The final house is a 2 BR 2 BA design with a finished 1-car garage, ducted for A/C, so it can comfortably serve as extra living space while remaining a fully functional garage. The larger homes have long-term tenants, while the studio and duplex have remained successful vacation rentals.
Whether used as a family compound, fully rented out for maximum income-generating potential, or as a combination where you make one home your residence and others remain rentals, know that there is no wrong decision. There’s so much potential here. The huge lakefront greenspace, along with the boathouse and kayak launch, offers an opportunity to enjoy the best of Florida outdoor living.
Imagine fishing, boating, or kayaking, immersed in nature and surrounded by unspoiled beauty. Spring-fed Lake Ola is ideal for laid-back fishing or an exciting day of skiing. What a wonderful yard for hosting family and friend celebrations.
When you do leave this idyllic setting, know that charming, historic downtown Mt. Dora is just a 5-mile drive to popular cafes, restaurants, coffee shops, eclectic boutiques, art galleries, and hometown festivals. Popular Vincent’s Italian restaurant is only 2.4 miles from home.
Convenient toll roads make commuting to Orlando International Airport, Walt Disney World, Sanford, Lake Mary, and East Coast beaches easy and efficient.
All 99 photos
Description provided by ERA GRIZZARD REAL ESTATE and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Orange County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 5,499 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated November 3, 2026.
Comparable recent sales
No closed sales of a similar home within about 10 miles in Orange County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for W E HUDSONS SUB. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $8,996/mo 74%
- Taxes $2,223/mo 18%
- Insurance $895/mo 7%
$12,114/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified county tax rollProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Orange County Property Appraiser 2025 final millage rates; OCPS 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 4634 Bigler Lane
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $17,025/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,650,000 and the first-year bill resets to about $26,675/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.67 mills); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | The listing states there is no HOA. |
| Home and flood insurance | The average Citizens Property Insurance premium in Orange County is $1,409/yr (4,204 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $7,500–$15,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 1953. An original roof would be about 73 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Estimated carrying cost at the asking price, before the mortgage: about $2,340/month (tax $2,223, insurance $117). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Orange County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Orange County market
How this home is priced against recent nearby sales, and where Orange County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Median $/sq ft by year
Community sold $/sq ft, 2022–2026. This home lists at $300/sq ft.
Median sale price by year
12-month median closed price, 2022–2026.
This home’s history
- 1953BuiltPer public record
- About Jul 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Jul 16, 2026)
- Oct 13, 2026First seen on movewithmomentum.comObserved at $1,650,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Momentum Property Score
44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 4401.0 months of supply in the surrounding market and 110 days on market for this home, against a 156-day area median.Days on market:this home 110Area median: 156 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2017 through 2026. As of September 20, 2026.
🟡 Asking $300 per square foot, about 119% above the community’s $137 median. Orange County’s 12-month median sold price per square foot is $137. Median sold price per square foot is down 24.4% year over year. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
67% of homes in Orange County are owner-occupied. An estimated 33% are non-owner-occupied, including 9% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1761 homes matched. Community-level context.
Recent Orange County sales closed near 70.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1109 active listings in Orange County, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 4, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 4634 BIGLER LANE?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by ERA GRIZZARD REAL ESTATE · MLS # G5114467
Request a showing
Similar homes for sale near W E HUDSONS SUB
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in W E HUDSONS SUB
- 1928 Conway Road #4 · $130,000 · 1 bd / 1.0 ba · listed November 3, 2026 (courtesy of RP INVESTMENT REALTY LLC)
- 9657 Mossrose Way · $650,000 · 5 bd / 3.0 ba · listed November 3, 2026 (courtesy of AUTHENTIC REAL ESTATE TEAM)
- 13409 Texas Woods Circle · $399,900 · 4 bd / 3.0 ba · listed November 3, 2026 (courtesy of TOP SAVING REALTY)
- 2142 S Citrus Circle #1720 · $139,500 · 2 bd / 2.0 ba · listed November 3, 2026 (courtesy of KELLER WILLIAMS HERITAGE REALTY)
- 2925 Butler Bay Drive · $2,200,000 · 5 bd / 4.5 ba · listed November 3, 2026 (courtesy of WRA BUSINESS & REAL ESTATE)
- 3374 Paisley Circle · $545,000 · 4 bd / 2.0 ba · listed November 2, 2026 (courtesy of MILLENNIA REALTY)
Recently off market in W E HUDSONS SUB
- 7109 Yacht Basin Avenue #436 · last listed $229,000 · 2026-11-02
- 7109 Yacht Basin Avenue #435 · last listed $229,000 · 2026-11-02
- 6525 Voltaire Drive · last listed $450,000 · 2026-11-02
- 5587 Millenia Park Boulevard #222 · last listed $299,900 · 2026-11-02
- 155 S Court Avenue #P-2901 · last listed $1,190,000 · 2026-11-02
- 11456 Rhyme Avenue · last listed $549,000 · 2026-11-02
Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings
More on Orange County
Explore Orange County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Orange County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 4634 Bigler Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1953 (73 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Orange County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 5,499 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $26,675/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,650 more per year than the current owner’s estimated bill (+57%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: November 4, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Orange County — no medians or automated estimate shown |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 4634 Bigler Lane and when was it built?
Per the listing record, 4634 Bigler Lane was built in 1953 and has 5,499 sq ft of living area, 10 bedrooms and 8.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4634 Bigler Lane in?
4634 Bigler Lane is in W E Hudsons Sub in Mount Dora, Orange County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 4634 Bigler Lane have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 4634 Bigler Lane differ from the current owner's?
The estimate on this page (about $26,675 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,650 more per year than the current owner’s estimated bill (+57%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 4634 Bigler Lane in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 4634 BIGLER LANE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.