4750 DOLPHIN CAY LANE #509, ST PETERSBURG, FL 33711
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 6, 2026, 4750 Dolphin Cay Lane #509 in Dolphin Cay Dominica, St Petersburg is listed at $575,000 (1,438 sq ft, about $400 per sq ft). That sits within a few percent of Dolphin Cay Dominica's median closed sale of $575,000 over the last 12 months (1 recorded sales). It has been 175 days on market. Listing facts: built in 1994. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1994 · 32 yrs
- 1,438 sq ft of living area
- 1-car garage
- 175 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 1994BuiltPer public record
- Jul 10, 2026First trackedObserved at $575,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,971/mo 78%
- Taxes $503/mo 13%
- Insurance $280/mo 7%
- HOA $50/mo 1%
$3,804/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $400 per square foot, about in line with the community’s $400 median. ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $400. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
46% of homes in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM are owner-occupied. An estimated 54% are non-owner-occupied, including 20% held in a company or trust and 22% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 583 homes matched. Community-level context.
What’s unique here: one of only 5292 active listings in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
EXCEPTIONAL VALUE IN DOLPHIN CAY — APPROXIMATELY 1,300 SQ. FT. UNDER AIR AND 1,600 SQ.
FT. OF TOTAL PRIVATE INDOOR/OUTDOOR SPACE! Bright, open and filled with natural light, this fifth-floor corner residence features an inviting open floor plan surrounded by dramatic floor-to-ceiling windows and sliding glass doors, bringing Florida sunshine, blue skies and spectacular views directly into the home.
The open floor plan and walls of floor-to-ceiling glass create a wonderfully spacious, bright and airy residence. This beautifully maintained 2-bedroom, 2-bath residence extends well beyond its approximately 1,300 sq. ft.
under air with three delightful private balconies plus a spacious private entry terrace, creating approximately 1,600 sq. ft. of total private indoor/outdoor space.
The floor plan illustrates the corner configuration and multiple private outdoor areas. And what wonderful outdoor spaces they are! Enjoy beautiful sunrises from two balconies and spectacular sunsets from the large balcony adjoining the primary bedroom and living room—morning coffee on one side and evening cocktails on the other.
The private entry terrace provides yet another welcoming outdoor space, perfect for comfortable seating, tropical plants or your own container garden. From this fifth-floor vantage point, enjoy an extraordinary panorama encompassing Boca Ciega Bay, the Gulf of Mexico, the iconic Don CeSar, downtown St. Petersburg, the Sunshine Skyway Bridge and Tropicana Field, together with beautiful lake and preserve views.
As daylight fades, Florida sunsets give way to the sparkling lights of the city. Approximately $65,000 has been invested in improvements and enhancements, including a newer A/C system, new water heater, updated interior flooring, crown molding, interior painting, beautifully retiled balconies and private entry terrace, and convenient electric roll-down screens. The residence is move-in ready, and the attractive furnishings may also be negotiated separately, offering the possibility of an exceptionally easy transition into your new Florida home.
Practical conveniences include covered under-building parking and a private storage room, providing additional space for the things you don't need inside your residence. And then there is Dolphin Cay itself—an extraordinary approximately 88-acre private, guard-gated waterfront community surrounded by lush landscaping, water and nature. Residents enjoy three pools, a private beach, clubhouse, fitness center, spa, library, tennis courts, kayaking, bicycling, walking trails and waterfront access, all conveniently located near downtown St.
Petersburg, Gulf beaches, restaurants, shopping and the area's outstanding cultural attractions. Offered at $575,000, D-509 represents an exceptional opportunity to enjoy the Dolphin Cay lifestyle without the substantially higher price and upkeep associated with many larger residences in the community. If your next chapter includes sunrise mornings, sunset evenings, water views, 24 hour security, privacy and the Florida lifestyle, your decision should bring you here.
Don't wait until season arrives and someone else discovers this exceptional Dolphin Cay value. D-509 is ready—start your new life today. Schedule your private showing and experience Dolphin Cay for yourself.
Description provided by PERSONAL REALTY ADVISERS and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $575,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1994 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 4937 active listings competing, 1221 under contract
For reference, this home is listed at $575,000 ($400/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,438 sq ft × $352–$448/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.
Similar homes for sale near DOLPHIN CAY DOMINICA
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by PERSONAL REALTY ADVISERS · MLS # TB8479861
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Recent sales activity in DOLPHIN CAY DOMINICA
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the DOLPHIN CAY DOMINICA neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on DOLPHIN CAY DOMINICA
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the DOLPHIN CAY DOMINICA guide → · Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 4750 Dolphin Cay Lane #509, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1994 (32 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,438 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $6,038/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 6, 2026) |
| Community market stats | Stellar MLS closed sales, as of July 15, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 4750 Dolphin Cay Lane #509 and when was it built?
Per the listing record, 4750 Dolphin Cay Lane #509 was built in 1994 and has 1,438 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4750 Dolphin Cay Lane #509 in?
4750 Dolphin Cay Lane #509 is in Dolphin Cay Dominica in St Petersburg, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Dolphin Cay Dominica from the same MLS data.
Why might property taxes on 4750 Dolphin Cay Lane #509 differ from the current owner's?
The estimate on this page (about $6,038 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 4750 Dolphin Cay Lane #509 in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.