3 bedroom Single Family Residence at 5092 Strafford Oaks Drive, Country Club Of Sebring, Sebring — photo 1Front elevation
Active Single Family Residence
$399,000
3-Bedroom Golf-Course Home in COUNTRY CLUB OF SEBRING

5092 Strafford Oaks Drive, Sebring, FL 33875

Single Family Residence in COUNTRY CLUB OF SEBRING · No CDD
COUNTRY CLUB OF SEBRING · Sebring, FL 33875 · Highlands
Listing data updated September 23, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
2,075Sq Ft
1996Year Built
$192Per Sq Ft
2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Highlights

As of September 23, 2026, 5092 Strafford Oaks Drive in Country Club Of Sebring, Sebring is listed at $399,000 (2,075 sq ft, about $192 per sq ft). That is 29% above Country Club Of Sebring's median closed sale of $310,000 over the last 12 months (7 recorded sales). It came to market within the past week. Listing facts: built in 1996, HOA dues of $62/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1996 · 30 yrs
  • 2,075 sq ft of living area
  • 2-car garage
  • Active listing
  • HOA $62/mo (per listing)
Momentum Research · ORANGE BLOSSOM ESTATE

Pricing & the ORANGE BLOSSOM ESTATE market

How this home is priced against recent nearby sales, and where ORANGE BLOSSOM ESTATE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in ORANGE BLOSSOM ESTATE

Each dot is a closed sale since 2017 (34 total). This home is the gold marker.

$32k$374k$716k8022,9085,013This home: $399,000, 2,075 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2021–2026. This home lists at $192/sq ft.

$140$173$2072021: $14620212022: $16720222024: $19620242025: $16620252026: $2002026

Median sale price by year

12-month median closed price, 2021–2026.

$258k$315k$372k2021: $361k20212022: $269k20222024: $287k20242025: $300k20252026: $310k2026
Property timeline

This home’s history

  • 1996BuiltPer public record
  • Sep 23, 2026First trackedObserved at $399,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,713/mo
  • Principal & interest $2,113/mo 78%
  • Taxes $349/mo 13%
  • Insurance $188/mo 7%
  • HOA $62/mo 2%

$2,713/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$5,825/yr
$485/mo·effective rate ~1.46%
Estimated from today’s asking price and current Highlands County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $4,075/yr ($340/mo)
+$1,750 more each year
(+43%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$67,554
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$311,705
Market value
$294,873
Assessed
$244,151
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

42/100
Strongest on: Price vs area (60), Pricing power (58)
0 limited50100 exceptional

42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area60
This home $192/sq ft vs the community 12-month median $200/sq ft.
Affordability2
List price $399,000 vs the community median $310,000. Not a measure of personal affordability.
Market liquidity38
Community median 77 days on market (12-month record).
Renovation upside54
From a 1996 build and $192/sq ft vs the community median $200/sq ft. Not a condition assessment.
Pricing power58
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $192 per square foot, about 4% below the community’s $200 median. ORANGE BLOSSOM ESTATE’s 12-month median sold price per square foot is $200. Median sold price per square foot is up 3.3% year over year. Confidence: Low · 7 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

24% of homes in ORANGE BLOSSOM ESTATE are owner-occupied. An estimated 76% are non-owner-occupied, including 14% held in a company or trust and 18% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 144 homes matched. Community-level context.

Recent ORANGE BLOSSOM ESTATE sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: a golf-course community, one of only 256 active listings in ORANGE BLOSSOM ESTATE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Completely updated from ceiling to floor, this captivating residence presents a lifestyle defined by luxury, leisure, and modern elegance! Nestled within the prestigious Country Club of Sebring on a generously sized corner lot, this stunning residential oasis offers three spacious bedrooms on a split floor plan, two full & completely updated bathrooms, an oversized garage with golf cart entryway, and an absolutely stunning centrally located kitchen. Walking in, you will immediately notice the ‘wow factor’ that this home communicates.

The formal dining room is immediately to your right adjacent to the entryway with a lovely front yard view. The heart of the home is a stunning great room that flows into the kitchen. The gourmet kitchen is a showstopper equipped with Level 4 granite countertops, modern sleek cabinetry, high-end stainless-steel appliances, intricate light fixtures, raised bar overlooking the living room, and a custom buffet island.

Next to the kitchen is a super convenient indoor utility room as well as access to the attached garage. The master suite serves as a true sanctuary, filled with natural light and complete with an oversized walk-in closet and a spa-like ensuite featuring a dual raised basin sink vanity, soaking tub, fully tiled walk-in shower, and elegant finishes. A large enclosed lanai creates the ideal backdrop for entertaining guests or enjoying peaceful moments of relaxation after a day on the golf course.

Luxury tile & carpet flooring, ‘smart home’ amenities, plantation shutters/window treatments featured throughout the home. New roof in 2024, accordion shutters installed in 2025, HVAC system 2024, and water heater 2013. Living in the Country Club of Sebring means more than just a home - it’s an unparalleled lifestyle.

Designed by a world-renowned golf architect, the championship course winds through the community, offering a picturesque backdrop at every turn. Residents enjoy access to a wealth of amenities, including The Albatross Restaurant, pickleball courts, tennis courts, a community pool, children’s playgrounds, and more - all with the benefit of a low annual HOA. With its combination of elegance, comfort, and accessibility, this home is a gateway to the very best of Highlands County living!

Description provided by RE/MAX REALTY PLUS and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$399,000
Bed / bath3 / 2
Living area2,075 sq ft
Year built1996
Property typeSingle Family Residence
Garage2-car
MLS #OM732716
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyHighlands
Area listings256 active · 32 under contract
Estimated first-year tax~$4,190/yr
CDD assessmentNone on record
HOA (per listing)$62/mo

Calculated estimates

Price per sq ft$192
Estimated monthly payment$2,713
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$310,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of RE/MAX REALTY PLUS · Listing agent: Emily Jones · 863-385-0077Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$365,200the mess$464,800

Actual list price: $399,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1996 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $62/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 253 active listings competing, 37 under contract

For reference, this home is listed at $399,000 ($192/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,075 sq ft × $176–$224/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.

Keep looking

Similar homes for sale near COUNTRY CLUB OF SEBRING

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in COUNTRY CLUB OF SEBRING

  • 212 Ballard Road · $269,900 · 3 bd / 2.0 ba · listed September 21, 2026 (courtesy of THE FIRM RE)
  • 2162 Preston Avenue · $449,900 · 3 bd / 3.0 ba · listed September 19, 2026 (courtesy of LPT REALTY, LLC)
  • 4700 Lafayette Avenue · $325,000 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of LPT REALTY, LLC)
  • 1018 Godetia Street · $290,000 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of G & E REALTY GROUP, INC)
  • 1006 Grand Lake Boulevard · $351,990 · 4 bd / 3.0 ba · listed September 18, 2026 (courtesy of WJH BROKERAGE FL LLC)
  • 954 Grand Lake Boulevard · $351,990 · 4 bd / 3.0 ba · listed September 18, 2026 (courtesy of WJH BROKERAGE FL LLC)

Recently off market in COUNTRY CLUB OF SEBRING

Transparency

Price & listing history

Listed for $399,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,190/yr

A rough first-year estimate only, applying a typical Highlands rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$62/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 5092 STRAFFORD OAKS DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by RE/MAX REALTY PLUS · MLS # OM732716

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in COUNTRY CLUB OF SEBRING

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the COUNTRY CLUB OF SEBRING neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$310,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$200

Canonical 12-month median $/sq ft. Reference only.

Go deeper on COUNTRY CLUB OF SEBRING

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Highlands County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Highlands County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,829 – $2,660/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$934 – −$187At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 5092 Strafford Oaks Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1996 (30 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $62/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Highlands County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,075 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,190/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 23, 2026)
Community market statsStellar MLS closed sales, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 5092 Strafford Oaks Drive and when was it built?

Per the listing record, 5092 Strafford Oaks Drive was built in 1996 and has 2,075 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 5092 Strafford Oaks Drive in?

5092 Strafford Oaks Drive is in Country Club Of Sebring in Sebring, Highlands County. The community section on this page shows recent closed sales, days on market, and active inventory for Country Club Of Sebring from the same MLS data.

Does 5092 Strafford Oaks Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $62 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 5092 Strafford Oaks Drive differ from the current owner's?

The estimate on this page (about $4,190 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 5092 Strafford Oaks Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 5092 STRAFFORD OAKS DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.