Single Family Residence in RIVER OAKS, ORLANDO · No CDD on record
RIVER OAKS · Orlando, FL 32809 · Orange County
Listing data updated October 17, 2026 at 5:53 AM ET · checked against the MLS hourly
Listed by THE NAVY HOUSE (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
5Bedrooms
3Bathrooms
2,490Sq Ft
1971Year Built
$301Per Sq Ft
Private poolNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$301 here vs $298 median sold (12 mo)
Buyer leverage
Strong seller market
1.7-month supply
1.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~92 ft elevation
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 17, 2026, 5096 The Oaks Circle in River Oaks, Orlando is listed at $750,000 (2,490 sq ft, about $301 per sq ft). That sits within a few percent of River Oaks's median closed sale of $675,000 over the last 12 months (5 recorded sales). It came to market within the past week. Listing facts: built in 1971, a private pool, HOA dues of $8/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1971 · 55 yrs
2,490 sq ft of living area
Listed at $750,000 — recent neighborhood median sale price ~$675,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $8/mo (per listing)
Listing description
About this home
A SHOWSTOPPING ORLANDO POOL HOME WHERE MODERN LUXURY, FAMILY, AND THE FLORIDA LIFESTYLE COME TOGETHER! Prepare to fall in love with this jaw-dropping, fully renovated 5-bedroom, 3-bathroom, 2,490-square-foot block home in the desirable River Oaks community! Situated on a spacious corner lot, this remarkable residence combines sophisticated modern finishes, thoughtfully designed spaces, and an incredible outdoor retreat into one unforgettable package.
At the heart of this home is a spectacular kitchen, living, and dining area designed to bring everyone together! The stunning European-style kitchen showcases sleek contemporary finishes, an oversized island with a built-in induction cooktop, and a double self-cleaning oven. Flowing seamlessly into the expansive living room and formal dining area, this open-concept gathering space is perfect for everything from elegant dinner parties to lively holiday celebrations and cozy family evenings.
Imagine preparing a meal while friends gather around the island, sharing stories across the dining table, and enjoying the warmth of the living room—all within one beautifully connected space. Every detail invites conversation, connection, and the creation of lasting memories. This is more than a beautiful kitchen; it's the true heart of the home!
Throughout the residence, you'll discover generously sized rooms, eye-catching accent walls, stylish built-in features, and thoughtful design details that give the home its own distinctive character. The spacious bedrooms offer flexibility for family, guests, a home office, or creative pursuits, while the beautifully remodeled bathrooms and contemporary finishes create a cohesive, elevated feel. New windows, a tankless water heater, and an additional split-unit AC system serving one side of the home add to the home's appeal.
Major updates include a 2019 roof and a 2021 AC system. From the striking design elements to the functional built-ins, there's something special to discover in every corner! Step outside and experience your own private slice of Florida paradise!
The sparkling in-ground pool, expansive patio, and inviting outdoor fire pit set the scene for sun-soaked afternoons, refreshing swims, weekend barbecues, and unforgettable evenings beneath the stars. The fenced-in backyard offers plenty of room for pets, play, gardening, and entertaining. Whether you're hosting a poolside celebration or enjoying a peaceful morning outdoors, this incredible space makes embracing the Florida lifestyle effortless.
And the lifestyle continues beyond your own backyard! River Oaks is a welcoming community with a calendar full of year-round events, including food trucks, dazzling holiday lights, visits with Santa, fall barbecues, trunk-or-treat festivities, and so much more. It's a wonderful place to build friendships, celebrate traditions, and enjoy a genuine sense of community—all while benefiting from an extremely low HOA.
Complete with five bedrooms, three bathrooms, 2,490 square feet of living space, a desirable corner-lot location, newly installed driveway pavers, city water, and septic, this beautifully reimagined home offers an exceptional blend of modern style, generous proportions, and inviting indoor-outdoor living. Beautifully renovated. This River Oaks treasure offers a lifestyle you'll love coming home to.
Don't miss your opportunity to make this extraordinary Orlando pool home your own. Schedule your private showing today!
Description provided by THE NAVY HOUSE and reproduced from the MLS; not independently verified.
Listing courtesy of THE NAVY HOUSE · Listing agent: Katie Nguyen · 321-438-1318Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$750,000
Bed / bath5 / 3
Living area2,490 sq ft
Year built1971
Property typeSingle Family Residence
PoolYes
MLS #O6449546
Listing statusActive
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~92 ft
CountyOrange
Area listings1 active · 0 under contract
Estimated first-year tax~$11,675/yr
CDD assessmentNone on record
HOA$8/mo
Calculated estimates
Price per sq ft$301
Estimated monthly payment$5,542
Insurance (illustrative)$4k–$7k/yr
Comparable-sales median$675,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$5,542/mo
Principal & interest $4,154/mo75%
Taxes $973/mo18%
Insurance $407/mo7%
HOA $8/mo0%
$5,542/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Orange County rate (16.67 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $2,050/yr ($171/mo) — taxable value $122,334 × 16.67 mills
$9,625 more each year
(+470%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$306,596
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$428,930
Market value
$178,056
Assessed
$122,334
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Orange County Property Appraiser 2025 final millage rates; OCPS 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 5096 The Oaks Circle
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $2,050/yr (certified county roll, taxable value × millage). Buy at the asking price of $750,000 and the first-year bill resets to about $11,675/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.67 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$8/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Orange County is $1,409/yr (4,204 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 1971. An original roof would be about 55 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $1,098/month (tax $973, HOA $8, insurance $117). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$4k–$7k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$8/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~92 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Orange County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively High
Cold waveVery High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · RIVER OAKS
Pricing & the RIVER OAKS market
How this home is priced against recent nearby sales, and where RIVER OAKS has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1971BuiltPer public record
Oct 17, 2026First seen on movewithmomentum.comObserved at $750,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $750,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
4 closed sales in RIVER OAKS in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Sep 2025
$675,000
508 HARBOUR ISLAND ROAD, ORLANDO
4 / 2.5 bd/ba · 2,487 sq ft · $271/sq ft
Courtesy of CHARLES RUTENBERG REALTY ORLANDO · View details →
Sold Sep 2025
$675,000
508 HARBOUR ISLAND ROAD, ORLANDO
4 / 2.5 bd/ba · 2,487 sq ft · $271/sq ft
Courtesy of CHARLES RUTENBERG REALTY ORLANDO · View details →
Sold Feb 2026
$550,000
316 HARBOUR ISLAND ROAD, ORLANDO
4 / 2 bd/ba · 1,843 sq ft · $298/sq ft
Courtesy of HOMEVEST REALTY · View details →
Sold Feb 2026
$550,000
316 HARBOUR ISLAND ROAD, ORLANDO
4 / 2 bd/ba · 1,843 sq ft · $298/sq ft
Courtesy of HOMEVEST REALTY · View details →
Median of these 4 sales: $675,000 ($298/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$652,380the mess$831,660
Stronger local evidence — 4 comparable closed sales in RIVER OAKS, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $750,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1971 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $8/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
2 active listings competing, 1 under contract
≈1.7 months of supply
7 closed here in the last 12 months
For reference, this home is listed at $750,000 ($301/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,490 sq ft × $262–$334/sq ft (±12% around the median of 4 comparable closed sales in RIVER OAKS, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 17, 2026.
Momentum Scores
Momentum Property Score
62/100
Strongest on: Flood safety (95), Pricing power (81)
0 limited50100 exceptional
62/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area47
This home $301/sq ft vs the community 12-month median $298/sq ft.
Affordability31
List price $750,000 vs the community median $675,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~92 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1971 build. Obtain a property-specific quote.
Market liquidity52
Community median 94 days on market, ~1.7 months of supply (12-month record).
Buyer competition80
20% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power81
Recent sales closed at about 91.7% of original asking (~8.3% below). More room below asking generally favors buyers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $301 per square foot, about in line with the community’s $298 median. RIVER OAKS’s 12-month median sold price per square foot is $298. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
85% of homes in RIVER OAKS are owner-occupied. An estimated 15% are non-owner-occupied, including 7% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 73 homes matched. Community-level context.
Recent RIVER OAKS sales closed near 91.7% of original asking. Cash paid for about 20% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1 active listings in RIVER OAKS, no CDD assessment.
Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by THE NAVY HOUSE · MLS # O6449546
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Keep looking
Similar homes for sale near RIVER OAKS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
Capstone begins construction on The Gateway luxury apartments
Capstone Building Corp began construction on The Gateway, a 270-unit apartment community at 7250 Shadowridge Drive in Orlando, developed by JBL Development. The five-story gated project spans more than 417,000 square feet and is expected to be completed in late 2027. Amenities include a saltwater pool, fitness center, pickleball court, and a clubhouse with a restaurant and bar.
Why it matters: Adds 270 market rate apartments in a five story building with resort style amenities, expanding the local rental housing stock in the Airport Lakes area of south Orlando. The project is about 5 miles southeast of River Oaks, elsewhere in Orange County.
Orange County opens Enclave at Canopy Park with 104 affordable units
Orange County opened The Enclave at Canopy Park, a 104-unit affordable apartment community at 4440 Canopy Park Loop developed by Archway Partners. The county contributed 3 million dollars from its Affordable Housing Trust Fund. The community includes one and two bedroom homes plus a community center, fitness center, technology lab, and EV charging.
Why it matters: Adds 104 income-restricted apartment homes to the local rental supply along with new community amenities and green-certified construction. The site is about 2 miles west of River Oaks.
Orange County previews new Innovation Center on West Colonial Drive
Orange County previewed its new Innovation Center at 7149 West Colonial Drive, located within the county's Multicultural Center and Senior Center complex, with an official opening set for Fall 2026. The center will offer technology programs including 3D printing and makerspace prototyping through the Orange County Library System, plus career exploration and workforce training through CareerSource Central Florida.
Why it matters: Adds a county operated civic and technology facility with library and workforce programming to the West Colonial corridor. The project is about 7 miles northwest of River Oaks, elsewhere in Orange County.
Mixed-use high-rise redesigned for 924 and 934 North Magnolia Avenue
A redesigned 17-story mixed-use high-rise was proposed for 924 and 934 North Magnolia Avenue in Orlando's North Quarter district by Acram Group. The project would include 350 residential units, about 3,300 square feet of ground-floor commercial space, and a parking garage with 510 spaces, replacing two 1972 office buildings. A public plaza is planned at the corner of Magnolia and Weber Street.
Why it matters: Would replace two aging office buildings with 350 residences, ground floor retail, and structured parking, adding housing density and a public plaza along the Orlando Urban Trail. The project is about 4 miles north of River Oaks, elsewhere in Orange County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Orange County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Pershing ElemAssigned elementary school · Orange County School District
PERSHING K-8Assigned middle school · Orange County School District
Boone HighAssigned high school · Orange County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 5096 The Oaks Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1971 (55 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $8/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Orange County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 2,490 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $11,675/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,625 more per year than the current owner’s estimated bill (+470%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 17, 2026)
Comparable sales
Stellar MLS closed sales in RIVER OAKS, last 18 months, as of August 2, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 5096 The Oaks Circle and when was it built?
Per the listing record, 5096 The Oaks Circle was built in 1971 and has 2,490 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5096 The Oaks Circle in?
5096 The Oaks Circle is in River Oaks in Orlando, Orange County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 5096 The Oaks Circle have an HOA, and how much are the dues?
The listing reports HOA dues of $8 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 5096 The Oaks Circle differ from the current owner's?
The estimate on this page (about $11,675 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $9,625 more per year than the current owner’s estimated bill (+470%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5096 The Oaks Circle in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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See 5096 THE OAKS CIRCLE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
