New — 1 days on market Single Family Residence
$655,000
3-Bedroom Home in LORRAINE LAKES

5144 SPOTTED SEAL LANE, BRADENTON, FL 34211

Single Family Residence in LORRAINE LAKES, BRADENTON · No CDD · Built 2025
LORRAINE LAKES · BRADENTON, FL 34211 · Manatee
Listing data updated August 23, 2026 · refreshed twice daily
3Bedrooms
3Bathrooms
2,210Sq Ft
2025Year Built
$296Per Sq Ft
2-car garageNew constructionNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
65% below
$/sq ft vs community
$296 here vs $847 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • New construction — built 2025
  • 2,210 sq ft of living area
  • 2-car garage
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · ILEXHURST

Pricing & the ILEXHURST market

How this home is priced against recent nearby sales, and where ILEXHURST has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in ILEXHURST

Each dot is a closed sale since 2004 (180 total). This home is the gold marker.

$0$4.0M$8.0M3242,6855,046This home: $655,000, 2,210 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $296/sq ft.

$99$633$11672012: $20220122013: $2912014: $31220142015: $4322016: $36420162017: $4002018: $49620182019: $5012022: $87920222023: $10632024: $89520242025: $7422026: $8472026

Median sale price by year

12-month median closed price, 2012–2026.

$194k$1.1M$2.0M2012: $465k20122013: $369k2014: $499k20142015: $450k2016: $550k20162017: $475k2018: $780k20182019: $587k2022: $1.6M20222023: $1.4M2024: $1.8M20242025: $1.1M2026: $1.8M2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 54 (normal).

2963982013: 4220132014: 632015: 3620152016: 492017: 3820172018: 672019: 3620192022: 912023: 5120232024: 422025: 4320252026: 542026
Property timeline

This home’s history

  • 2025BuiltPer public record
  • Aug 15, 2026First trackedObserved at $655,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,171/mo
  • Principal & interest $3,371/mo 81%
  • Taxes $573/mo 14%
  • Insurance $176/mo 4%
  • HOA $50/mo 1%

$4,171/mo at 20% down, 30-yr @ 6.67% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

73/100
Strongest on: Price vs area (100), Affordability (100)
0 limited50100 exceptional

73/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $296/sq ft vs the community 12-month median $847/sq ft.
Affordability100
List price $655,000 vs the community median $1,825,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Market liquidity36
Community median 80 days on market (12-month record).
Renovation upside30
From a 2025 build and $296/sq ft vs the community median $847/sq ft. Not a condition assessment.
Buyer competition70
30% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power100
Recent sales closed at about 83.8% of original asking (~16.2% below). More room below asking generally favors buyers.
Market timing46
Momentum Market Heat is 54/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $296 per square foot, about 65% below the community’s $847 median. ILEXHURST’s 12-month median sold price per square foot is $847. Median sold price per square foot is up 69.8% year over year. Confidence: Medium · 18 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent ILEXHURST sales closed near 83.8% of original asking. Cash paid for about 30% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4083 active listings in ILEXHURST, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

BETTER THAN NEW • WATER VIEWS • 3 BEDROOMS + DEN • 3 FULL BATHS STOP SCROLLING—this is the Lorraine Lakes home buyers wait for. Why settle for builder-basic—or wait months for new construction—when you can own a 2025-built, beautifully upgraded Marsala home with a WATER VIEW, 3 bedrooms + private den, 3 FULL bathrooms and an exceptional setting in Lakewood Ranch? Welcome to 5144 Spotted Seal Lane, where nearly new construction meets the upgrades, location and resort lifestyle buyers actually want.

The moment you walk inside, you’ll see why this home stands apart. The open, light-filled interior has already been elevated with custom moldings, designer paint, upgraded Lutron Smart lighting with dimmers, upgraded light fixtures, ceiling fans throughout and remote-control window treatments. The work has been done.

The money has been spent. All that’s left to do is move in and enjoy it. At the center of the home, the spacious kitchen flows effortlessly into the dining and great room, creating the open layout today’s buyers want.

Under-cabinet LED lighting, abundant cabinetry, generous counter space and a large walk-in pantry make it equally impressive for entertaining or everyday living. The primary suite feels like a private retreat, featuring two customized walk-in closets and a spa-inspired en-suite bath. Please note Custom closets are negotiable.

Custom Closets may be replaced with standard wire rack closet as originally built with. Two additional bedrooms are complemented by two additional FULL bathrooms, while the separate den gives you the flexibility for a private home office, media room, fitness space or additional guest accommodations. But what truly separates this home from the competition is the setting.

Step through the sliders onto your large covered lanai and look out over the water. Imagine starting your mornings here with coffee, entertaining friends outdoors or ending the day with a glass of wine overlooking the peaceful Florida landscape. Enjoy the best sunsets with a western facing Lanai.

And instead of feeling surrounded by homes, you’ll enjoy more than two acres of open green space directly across the street—an increasingly hard-to-find combination of WATER BEHIND YOU AND OPEN SPACE, WITH A SECOND WATER VIEW, IN FRONT OF YOU. Then there’s Lorraine Lakes. This isn’t simply a neighborhood.

It’s a resort lifestyle with a professional Lifestyle Coordinator scheduling weekly clubhouse events. Enjoy spectacular pools, clubhouse indoor and outdoor restaurant with pool bar, fitness center, café and bar, spa and sauna, pickleball and tennis, indoor and outdoor basketball, playgrounds, splash pad, parks, walking areas and more—all within your own gated community. Compare this home before you buy new construction.

With 2025 construction, approximately 2,200 square feet, 3 bedrooms + den, 3 full baths, extensive upgrades, water views, a large covered lanai and premium open-space setting, you’re getting features and improvements that can quickly add substantial cost—and time—to a builder’s base price. Why spend months waiting to build, then spend even more upgrading it, when this one is already done? Homes can be duplicated.

This setting can’t. If you’ve been waiting for the right opportunity in Lorraine Lakes, 5144 Spotted Seal Lane deserves to be at the top of your list. Schedule your private showing before someone else discovers what makes this home different.

Description provided by THE AGENCY SARASOTA and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$655,000
Bed / bath3 / 3
Living area2,210 sq ft
Year built2025
Property typeSingle Family Residence
Garage2-car
MLS #A4702867
Listing statusNew — 1 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyManatee
Area listings4083 active · 1396 under contract
Estimated first-year tax~$6,878/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$296
Estimated monthly payment$4,171
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$1,825,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of THE AGENCY SARASOTA · Listing agent: Sophia Kramedas-Ghanayem · 941-500-5150Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,646,450the mess$2,097,290

Actual list price: $655,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 1 days on market vs. a 80-day community median
  • 3801 active listings competing, 1313 under contract

For reference, this home is listed at $655,000 ($296/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,210 sq ft × $745–$949/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 23, 2026.

Keep looking

Similar homes for sale near LORRAINE LAKES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $655,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,878/yr

A rough first-year estimate only, applying a typical Manatee rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in LORRAINE LAKES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the LORRAINE LAKES neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$1,825,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$847

Canonical 12-month median $/sq ft. Reference only.

Go deeper on LORRAINE LAKES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

In the area

Recent Zz Stellar Manatee Unassigned news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Infrastructure

Florida's new state budget funds five major Manatee County projects

The 2026 state budget signed by Gov. Ron DeSantis directs 12.4 million dollars to five Manatee County projects, including the Singletary Road Bridge replacement, a 51st Street West extension in Bradenton, and design work for a Fort Hamer Road and I-75 interchange. The list also funds Fresh Start Manatee Phase 2 and the Valor Commons veterans hub.

Why it matters: State funding for road, bridge and interchange work expands transportation infrastructure and supports future growth capacity across Manatee County. The site is about 4 miles east of Zz Stellar Manatee Unassigned.

MySuncoast (ABC7)

Jun 2026 · Parks Amenities

Lakewood Ranch ice sports complex expansion approved

The Manatee County Commission advanced business terms for the next phase of an 80 million dollar, 190,000 square foot sports complex at Premier Sports Campus in Lakewood Ranch, featuring four ice rinks including a 2,500 seat arena plus retail, restaurants and sports medicine space. Construction is expected to begin in 2027 with an opening targeted for 2028.

Why it matters: A large ice and sports complex adds indoor recreation and commercial space to the Lakewood Ranch area and expands the local sports tourism venue base. The project is about 18 miles east of Zz Stellar Manatee Unassigned, elsewhere in Manatee County.

MySuncoast (ABC7)

Jun 2026 · Parks Amenities

Bradenton breaks ground on Future City Park

The City of Bradenton held a ceremonial groundbreaking for Future City Park next to LECOM Park, adding three new baseball fields, expanded parking and a community resource center offering education and career programs. Officials aim to complete all phases by 2028.

Why it matters: New ballfields, parking and a resource center expand public recreation and civic facilities in the Bradenton area. The project is about 3 miles east of Zz Stellar Manatee Unassigned, elsewhere in Manatee County.

MySuncoast (ABC7)

Assigned schools

Assigned schools

Schools currently assigned to this address in Manatee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Gullett ElementaryAssigned elementary school · Manatee County School District
GRADEA
Dr Mona Jain MiddleAssigned middle school · Manatee County School District · Grade A (Florida DOE 2025-26)
GRADEB
Lakewood Ranch HighAssigned high school · Manatee County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,002 – $4,367/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,258 – −$30At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: August 23, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 5144 SPOTTED SEAL LANE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.