5144 Spotted Seal Lane, Bradenton, FL 34211
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 3, 2026, 5144 Spotted Seal Lane in Lorraine Lakes, Bradenton is listed at $619,000 (2,210 sq ft, about $280 per sq ft). It has been 44 days on market. Listing facts: new construction, HOA dues of $437/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- New construction — built 2025
- 2,210 sq ft of living area
- 2-car garage
- Listed at $619,000 — recent neighborhood median sale price ~$713,750 (nearby sales; deemed reliable, not an appraisal)
- 44 days on market
- HOA $437/mo (per listing)
About this home
BETTER THAN NEW • WATER VIEWS • 3 BEDROOMS + DEN • 3 FULL BATHS STOP SCROLLING—this is the Lorraine Lakes home buyers wait for. Why settle for builder-basic—or wait months for new construction—when you can own a 2025-built, beautifully upgraded Marsala home with a WATER VIEW, 3 bedrooms + private den, 3 FULL bathrooms and an exceptional setting in Lakewood Ranch? Welcome to 5144 Spotted Seal Lane, where nearly new construction meets the upgrades, location and resort lifestyle buyers actually want.
The moment you walk inside, you’ll see why this home stands apart. The open, light-filled interior has already been elevated with custom moldings, designer paint, upgraded Lutron Smart lighting with dimmers, upgraded light fixtures, ceiling fans throughout and remote-control window treatments. The work has been done.
The money has been spent. All that’s left to do is move in and enjoy it. At the center of the home, the spacious kitchen flows effortlessly into the dining and great room, creating the open layout today’s buyers want.
Under-cabinet LED lighting, abundant cabinetry, generous counter space and a large walk-in pantry make it equally impressive for entertaining or everyday living. The primary suite feels like a private retreat, featuring two customized walk-in closets and a spa-inspired en-suite bath. Please note Custom closets featured are not included in the home.
Custom Closets may be replaced with standard wire rack closet as originally built with. Two additional bedrooms are complemented by two additional FULL bathrooms, while the separate den gives you the flexibility for a private home office, media room, fitness space or additional guest accommodations. But what truly separates this home from the competition is the setting.
Step through the sliders onto your large covered lanai and look out over the water. Imagine starting your mornings here with coffee, entertaining friends outdoors or ending the day with a glass of wine overlooking the peaceful Florida landscape. Enjoy the best sunsets with a western facing Lanai.
And instead of feeling surrounded by homes, you’ll enjoy more than two acres of open green space directly across the street—an increasingly hard-to-find combination of WATER BEHIND YOU AND OPEN SPACE, WITH A SECOND WATER VIEW, IN FRONT OF YOU. Then there’s Lorraine Lakes. This isn’t simply a neighborhood.
It’s a resort lifestyle with a professional Lifestyle Coordinator scheduling weekly clubhouse events. Enjoy spectacular pools, clubhouse indoor and outdoor restaurant with pool bar, fitness center, café and bar, spa and sauna, pickleball and tennis, indoor and outdoor basketball, playgrounds, splash pad, parks, walking areas and more—all within your own gated community. Compare this home before you buy new construction.
With 2025 construction, approximately 2,200 square feet, 3 bedrooms + den, 3 full baths, extensive upgrades, water views, a large covered lanai and premium open-space setting, you’re getting features and improvements that can quickly add substantial cost—and time—to a builder’s base price. Why spend months waiting to build, then spend even more upgrading it, when this one is already done? Homes can be duplicated.
This setting can’t. Schedule your private showing before someone else discovers what makes this home different.
Description provided by THE AGENCY SARASOTA and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $3,388/mo 75%
- Taxes $542/mo 12%
- Insurance $167/mo 4%
- HOA $437/mo 10%
$4,534/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Manatee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Manatee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Lorraine Lakes at Lakewood Ranch: New market
How this home is priced against recent nearby sales, and where Lorraine Lakes at Lakewood Ranch: New has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2025BuiltPer public record
- Aug 15, 2026First seen on movewithmomentum.comObserved at $655,000
- Sep 7, 2026Price cut$619,000 (-$36,000, -5.5%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
4 closed sales in LORRAINE LAKES in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 4 sales: $713,750 ($290/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Stronger local evidence — 4 comparable closed sales in LORRAINE LAKES, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $619,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $437/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- 31 active listings competing, 4 under contract
- 84 closed here in the last 12 months
For reference, this home is listed at $619,000 ($280/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,210 sq ft × $255–$325/sq ft (±12% around the median of 4 comparable closed sales in LORRAINE LAKES, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.
Momentum Property Score
76/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 4.4 months of supply in the surrounding market and 44 days on market for this home, against a 31-day area median.Days on market:this home 44Area median: 31 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID. As of August 23, 2026.
🟡 Asking $280 per square foot, about 3% below the community’s $290 median. Lorraine Lakes at Lakewood Ranch: New’s 12-month median sold price per square foot is $290. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by THE AGENCY SARASOTA · MLS # A4702867
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More on LORRAINE LAKES
Go deeper on LORRAINE LAKES
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Manatee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 5144 Spotted Seal Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
- New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
- HOA dues are listed at $437/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Manatee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,210 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $6,500/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Stellar MLS, refreshed hourly (last: October 3, 2026) |
| Comparable sales | Stellar MLS closed sales in LORRAINE LAKES, last 18 months, as of August 23, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 5144 Spotted Seal Lane and when was it built?
Per the listing record, 5144 Spotted Seal Lane was built in 2025 and has 2,210 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5144 Spotted Seal Lane in?
5144 Spotted Seal Lane is in Lorraine Lakes in Bradenton, Manatee County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 5144 Spotted Seal Lane have an HOA, and how much are the dues?
The listing reports HOA dues of $437 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 5144 Spotted Seal Lane differ from the current owner's?
The estimate on this page (about $6,500 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5144 Spotted Seal Lane in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.