3 bedroom Single Family Residence at 530 79TH STREET, SOUTH CSWY ISLE 4TH ADD, ST PETERSBURG — photo 1Front elevation
3 bedroom Single Family Residence at 530 79TH STREET, SOUTH CSWY ISLE 4TH ADD, ST PETERSBURG — photo 2Living space
3 bedroom Single Family Residence at 530 79TH STREET, SOUTH CSWY ISLE 4TH ADD, ST PETERSBURG — photo 3Kitchen
3 bedroom Single Family Residence at 530 79TH STREET, SOUTH CSWY ISLE 4TH ADD, ST PETERSBURG — photo 4Owner's suite
3 bedroom Single Family Residence at 530 79TH STREET, SOUTH CSWY ISLE 4TH ADD, ST PETERSBURG — photo 5Exterior / yardView all 6 photos →
31 days on market Single Family Residence
$1,249,000
3-Bedroom Pool Home in SOUTH CSWY ISLE 4TH ADD

530 79TH STREET, ST PETERSBURG, FL 33707

Single Family Residence in SOUTH CSWY ISLE 4TH ADD, ST PETERSBURG · No CDD
SOUTH CSWY ISLE 4TH ADD · ST PETERSBURG, FL 33707 · Pinellas
Listing data updated September 12, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,718Sq Ft
1959Year Built
$727Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
31% above
$/sq ft vs community
$727 here vs $556 median sold (12 mo)
Buyer leverage
Strong buyer advantage
31 days on market
30.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~6 ft elevation
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 2
Price vs recent sales
Asking $1.25M tops 2 of the last 2 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 12, 2026, 530 79Th Street in South Cswy Isle 4Th Add, St Petersburg is listed at $1,249,000 (1,718 sq ft, about $727 per sq ft). That sits within a few percent of South Cswy Isle 4Th Add's median closed sale of $1,240,000 over the last 12 months (2 recorded sales). Per square foot it is above the community's recent $556/sq ft by about 31%. It has been 31 days on market. Listing facts: built in 1959, a private pool, waterfront, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1959 · 67 yrs
  • 1,718 sq ft of living area
  • 2-car garage
  • Listed at $1,249,000 — recent neighborhood median sale price ~$1,240,000 (nearby sales; deemed reliable, not an appraisal)
  • 31 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · South Cswy Isle 4Th Add

Pricing & the South Cswy Isle 4Th Add market

How this home is priced against recent nearby sales, and where South Cswy Isle 4Th Add has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales7831 4TH AVENUE7831 4TH AVENUE: $556/sq ft$556This homeThis home: $727/sq ft$727Community median $556
Property timeline

This home’s history

  • 1959BuiltPer public record
  • Aug 11, 2026First trackedObserved at $1,249,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$8,308/mo
  • Principal & interest $6,487/mo 78%
  • Taxes $1,093/mo 13%
  • Insurance $678/mo 8%
  • HOA $50/mo 1%

$8,308/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

36/100
Strongest on: Renovation upside (70), Affordability (49)
0 limited50100 exceptional

36/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $727/sq ft vs the community 12-month median $556/sq ft.
Affordability49
List price $1,249,000 vs the community median $1,240,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost15
From FEMA Zone AE and a 1959 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~30.0 months of supply (12-month record).
Renovation upside70
From a 1959 build and $727/sq ft vs the community median $556/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 30.0 months of supply in the surrounding market and 31 days on market for this home, against a 17-day area median.Days on market:this home 31Area median:  17 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of September 12, 2026.

🟡 Asking $727 per square foot, about 31% above the community’s $556 median. South Cswy Isle 4Th Add’s 12-month median sold price per square foot is $556. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

76% of homes in South Cswy Isle 4Th Add are owner-occupied. An estimated 24% are non-owner-occupied, including 9% held in a company or trust and 7% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 364 homes matched. Community-level context.

What’s unique here: one of only 5 active listings in South Cswy Isle 4Th Add, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to your own piece of paradise! This move-in-ready waterfront pool home is ideally located in the highly sought-after boating community of Causeway Isles. Constructed of solid block and offering single-level living, this exceptional residence features three bedrooms, two bathrooms, a two-car garage, and a circular driveway providing ample parking.

Step inside to discover a bright, open-concept floor plan. The beautifully renovated two-tone coastal kitchen is the centerpiece of the home, featuring premium Medallion cabinetry with soft-close pull-out drawers, and a pantry, complemented by quartz countertops and a quartz backsplash. Stainless steel appliances, including a wall oven and built-in wall microwave, pair perfectly with the center island, which features a cooktop, range hood, and seating for six.

The kitchen flows seamlessly into the spacious living and dining areas, where the bay window and sliding glass doors showcase breathtaking waterfront views and provide a front-row seat to spectacular sunrises. To the left of the kitchen are two secondary bedrooms and a renovated hall bath. Privately situated at the end of the hallway, the generously sized primary suite serves as a relaxing retreat with direct sliding glass door access to the pool, a walk-in closet, and an updated en-suite bathroom featuring a step-in shower and new vanity.

Outdoor living is where this home truly shines. Relax beneath the covered patio, entertain poolside, or enjoy year-round Florida living in your private backyard oasis. The sparkling pool is surrounded by an attractive seashell paver deck, creating the perfect setting for gatherings or quiet evenings overlooking the expansive water view.

Boaters will appreciate more than 75 feet of seawall and a private dock with water and electricity, providing convenient access to the Gulf via Johns Pass, Blind Pass or the Pass-A-Grille channel. Following Hurricane Helene, the home was renovated with drywall replaced approximately two feet throughout, along with numerous quality updates that offer peace of mind and modern appeal. Improvements include all new kitchen cabinetry, quartz countertops and backsplash, refrigerator, dishwasher, interior doors, a renovated hall bathroom with new vanity, an updated primary bathroom vanity, a new air conditioning system (2025), and washer and dryer (2025).

Experience outstanding waterfront living in Causeway Isles, conveniently located near our beautiful beaches, the Intracoastal Waterway, and all that our great City has to offer!

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,249,000
Bed / bath3 / 2
Living area1,718 sq ft
Year built1959
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8536804
Listing status31 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~6 ft
Windstorm exposureLow
CountyPinellas
Area listings5 active · 0 under contract
Estimated first-year tax~$13,114/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$727
Estimated monthly payment$8,308
Insurance (illustrative)$6k–$12k/yr
Comparable-sales median$1,240,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Amy Ruffner · 727-381-2345Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$840,102the mess$1,070,314

Actual list price: $1,249,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1959 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 5 active listings competing
  • 30.0 months of supply
  • 2 closed here in the last 12 months

For reference, this home is listed at $1,249,000 ($727/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,718 sq ft × $489–$623/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.

Keep looking

Similar homes for sale near SOUTH CSWY ISLE 4TH ADD

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,249,000Momentum Realty · on market 31 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$13,114/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$6k–$12k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~6 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 530 79TH STREET?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by COLDWELL BANKER REALTY · MLS # TB8536804

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in SOUTH CSWY ISLE 4TH ADD

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SOUTH CSWY ISLE 4TH ADD neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Community median sale price
$1,240,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$556

Canonical 12-month median $/sq ft. Reference only.

Go deeper on SOUTH CSWY ISLE 4TH ADD

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Azalea Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEC
Azalea Middle-PNAssigned middle school · Pinellas County School District · Grade C (Florida DOE 2025-26)
GRADEC
Boca Ciega High-PNAssigned high school · Pinellas County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $556/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$5,725 – $8,327/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,750 – −$408At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 530 79Th Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1959 (67 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,718 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $13,114/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 530 79Th Street and when was it built?

Per the listing record, 530 79Th Street was built in 1959 and has 1,718 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 530 79Th Street in?

530 79Th Street is in South Cswy Isle 4Th Add in St Petersburg, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for South Cswy Isle 4Th Add from the same MLS data.

Does 530 79Th Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 530 79Th Street differ from the current owner's?

The estimate on this page (about $13,114 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 530 79Th Street in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 530 79TH STREET in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.