35 days on market (MLS)Townhouse▼ Price cut: $19,000 (10/8)
$380,000
3-Bedroom Townhome in 3185 LEGENDS BAY
5624 Summit Pointe Circle #104, Bradenton, FL 34210
Townhouse in 3185 LEGENDS BAY, BRADENTON · Built 2025
3185 LEGENDS BAY · Bradenton, FL 34210 · Manatee County
Listing data updated October 17, 2026 at 7:23 AM ET · checked against the MLS hourly
Listed by COLDWELL BANKER REALTY (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2Bathrooms
1,741Sq Ft
2025Year Built
$218Per Sq Ft
2-car garageNew construction
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
72% below
$/sq ft vs community
$218 here vs $770 median sold (12 mo)
Buyer leverage
Seller-leaning
35 days on market
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 5
Price vs recent sales
Asking $380k is at or below all 5 recent closed sales
As of October 17, 2026, 5624 Summit Pointe Circle #104 in 3185 Legends Bay, Bradenton is listed at $380,000 (1,741 sq ft, about $218 per sq ft). That is 70% below 3185 Legends Bay's median closed sale of $1,265,000 over the last 12 months (21 recorded sales). Per square foot it is below the community's recent $770/sq ft by about 72%. It has been 35 days on market, well inside the community's typical 75 days. Listing facts: new construction, a CDD assessment of about $3,535/yr. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
CDD assessment ~$3,535/yr
New construction — built 2025
1,741 sq ft of living area
2-car garage
35 days on market
Listing description
About this home
Virtually Staged. Legends Cove Villa Home 1 year NEW! Has never been lived in.
This 3/2/2 is one of the few homes left to close out this community by Lennar which at the time of this listing sold 17 units just last month. The reason why this has become the hottest community in West Bradenton is because buyers finally discovered this small gem of 45 villas tucked away off of El Conquistador Parkway. one visit and buyers quickly found out that there is no better combination of price, quality and location in West Bradenton.
Legends Cove is 15 minutes from our world class beaches, 15 minutes to Sarasota International Airport, 2 minutes from the IMG Academy golf Club, 20 minutes to Downtown Sarasota and all its entertainment and fine dining. This 1st floor villa has Ceramic tile throughout and sports an oversized kitchen able to seat 5 in the center island with additional dining area shared with the living room. All GE appliances including refrigerator are stainless steel.
All countertops including the 2 bathrooms are Quartz with undermount sinks and master suite which boasts two walk in closets and a generous master bath which includes a shower the size of a small carwash. The two remaining bedrooms are separated from the master suite by the living room for added privacy. All window and sliders are impact rated for peace of mind.
Designer Ceiling fans are featured in all the living spaces and bedrooms. The indoor laundry room includes a washer and dryer, and instant hot water is distributed all throughout via a recirculation system. This particular end unit has a very nice view of the pond from the covered screened in back porch and constantly features a wide variety of native and visiting bird species.
The two-car garage has an upgraded epoxy floor for easy cleaning, WIFI enabled garage door opener and Ring door camera for security. The front door comes with an electronic door lock for keyless convenience. The HOA has value compared to surrounding communities especially when you consider that the pool, lawn care, exterior maintenance, irrigation, internet, entry gate and insurance are all included.
Come take a look and see for yourself what a great, priced villa in a quaint quiet community just minutes away from the beach can do for your soul.
Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.
Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Jerry Guerra · 941-366-8070Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$380,000
Bed / bath3 / 2
Living area1,741 sq ft
Year built2025
Property typeTownhouse
Garage2-car
MLS #A4703402
Listing status35 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~10 ft
CountyManatee
Area listings2863 active · 762 under contract
Estimated first-year tax~$3,990/yr
CDD assessment~$3,535/yr
HOANot reported
Calculated estimates
Price per sq ft$218
Estimated monthly payment$2,834
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$1,265,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,834/mo
Principal & interest $2,105/mo74%
Taxes $332/mo12%
Insurance $102/mo4%
CDD $295/mo10%
$2,834/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
What it really costs to own 5624 Summit Pointe Circle #104
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
CDD / special assessments
This listing reports $3,535/yr in CDD or special-district assessments on the tax bill (MLS, TaxOtherAnnualAssessmentAmount).
Home and flood insurance
The average Citizens Property Insurance premium in Manatee County is $2,019/yr (5,326 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,000–$2,000/yr; neither is a quote.
Roof and age
Built in 2025. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,990/yr
Estimate: a typical Manatee effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
~$3,535/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
Not reported
Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~10 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Manatee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Manatee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively Low
Cold waveRelatively Moderate
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Manatee County
Pricing & the Manatee County market
How this home is priced against recent nearby sales, and where Manatee County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Manatee County
Each dot is a closed sale since 2004 (185 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $218/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 37 (cold).
Property timeline
This home’s history
2025BuiltPer public record
Sep 3, 2026First seen on movewithmomentum.comObserved at $399,000
Oct 8, 2026Price cut$380,000 (-$19,000, -4.8%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $380,000Momentum Realty · on market 35 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
Only 2 closed sales within about 10 miles in Manatee County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.
Sold Sep 2026
$399,999
8119 SEAFLOWER PARKWAY, BRADENTON
3 / 2.5 bd/ba · 1,694 sq ft · $236/sq ft
Courtesy of FLORIWEST REALTY GROUP, LLC · View details →
Sold Sep 2026
$400,000
4430 SUNSET GARDEN STREET, BRADENTON
3 / 2.5 bd/ba · 1,698 sq ft · $236/sq ft
Courtesy of FLORIWEST REALTY GROUP, LLC · View details →
Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
The Messtimate™
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Manatee County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.
Methodology: the range would be 1,741 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 17, 2026.
Momentum Scores
Momentum Property Score
81/100
Strongest on: Price vs area (100), Affordability (100)
0 limited50100 exceptional
81/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area100
This home $218/sq ft vs the community 12-month median $770/sq ft.
Affordability100
List price $380,000 vs the community median $1,265,000. Not a measure of personal affordability.
Market liquidity40
Community median 75 days on market (12-month record).
Pricing power100
Recent sales closed at about 86.7% of original asking (~13.3% below). More room below asking generally favors buyers.
Market timing63
Momentum Market Heat is 37/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $218 per square foot, about 72% below the community’s $770 median. Manatee County’s 12-month median sold price per square foot is $770. Median sold price per square foot is down 1.7% year over year. Confidence: High · 21 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Manatee County sales closed near 86.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 2863 active listings in Manatee County.
Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by COLDWELL BANKER REALTY · MLS # A4703402
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Keep looking
Similar homes for sale near 3185 LEGENDS BAY
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Development
Sarasota Memorial to buy 120 acres in Manatee County for possible hospital campus
The Sarasota County Public Hospital Board approved a nearly $60 million purchase of about 120 acres along State Road 64 just east of I-75, contingent on rezoning. A 10-acre parcel would first hold a freestanding emergency department, with physician offices and a possible full hospital later.
Why it matters: A future emergency department and medical campus would add healthcare access for east Manatee County residents. The project is about 15 miles east of Zz Stellar Manatee Unassigned, elsewhere in Manatee County.
Carbon dioxide terminal planned at Seaport Manatee for proposed biomethanol plant
Aptamus Carbon Solutions will plan a CO2 terminal and marine transport system at Seaport Manatee tied to Demeter Energy's proposed biomethanol plant. The plant would produce about 100,000 metric tons of biomethanol and capture about 200,000 metric tons of CO2 yearly. Cost and timeline were not disclosed.
Why it matters: Planned industrial and port activity could add maritime and industrial employment at the port. The site is about 11 miles northeast of Zz Stellar Manatee Unassigned.
Manatee housing authority weighs $112.9 million in bonds for three apartment projects
The Housing Finance Authority of Manatee County considered bonds for 794 units: The Palms at Manatee River (338 units), Tuscany Lakes in Ellenton (348 units) and the unbuilt Flats at 5th, a 108-unit project at 4010 5th Street East in Bradenton, about $22 million.
Why it matters: Financing for rehabilitation and new construction supports rental inventory in Bradenton and Ellenton. The project is about 7 miles east of Zz Stellar Manatee Unassigned, elsewhere in Manatee County.
Schools currently assigned to this address in Manatee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEC
Bayshore ElementaryAssigned elementary school · Manatee County School District · Grade C (Florida DOE 2025-26)
Electa Arcotte Lee MagnetAssigned middle school · Manatee County School District
GRADEC
Bayshore HighAssigned high school · Manatee County School District · Grade C (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Amenities and HOA/CDD detail on the neighborhood guide.
Before you decide
Buyer research checklist
Items worth confirming for 5624 Summit Pointe Circle #104, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
Confirm whether a mandatory HOA applies to this parcel and what it charges.
A CDD assessment of about $3,535/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Manatee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,741 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,990/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 17, 2026)
Comparable sales
Fewer than 3 defensible closed sales within about 10 miles in Manatee County — no medians or automated estimate shown
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 5624 Summit Pointe Circle #104 and when was it built?
Per the listing record, 5624 Summit Pointe Circle #104 was built in 2025 and has 1,741 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5624 Summit Pointe Circle #104 in?
5624 Summit Pointe Circle #104 is in 3185 Legends Bay in Bradenton, Manatee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $3,535 per year; confirm the exact figure with the county.
Why might property taxes on 5624 Summit Pointe Circle #104 differ from the current owner's?
The estimate on this page (about $3,990 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed at 5624 Summit Pointe Circle #104?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Is 5624 Summit Pointe Circle #104 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 5624 SUMMIT POINTE CIRCLE #104 in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
