350 days on market Single Family Residence
$5,950,000

565 GREEN DOLPHIN DRIVE, PLACIDA, FL 33946

Single Family Residence in CAPE HAZE SUB, PLACIDA · No CDD · FEMA Zone X · Built 2021
CAPE HAZE SUB · PLACIDA, FL 33946 · Charlotte
Listing data updated July 9, 2026 · refreshed twice daily
5Bedrooms
5Bathrooms
5,328Sq Ft
2021Year Built
$1117Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDDFEMA Zone X5 bedrooms
Highlights
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 2021 · 5 yrs
  • 5,328 sq ft of living area
  • 2-car garage
  • $1117/sq ft — compared with the displayed median of $1117 from recent nearby sales
  • 350 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $5,950,000, with 5 bedrooms and 5 bathrooms, and 5,328 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms5
Bathrooms5
Living area5,328 sq ft
Year built2021
Property typeSingle Family Residence

Financial

Est. monthly payment$38,058
Est. taxes / yr~$62,475
Est. insurance / yr~$21,241
HOA$50/mo
CDDNone on record
Price / sq ft$1117

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$21,241/yr

Market

Days on market350
Neighborhood median DOM63
Active listings (area)2952
Comparable-sales median$5,950,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$21,241/yr
Estimated homeowners premium; get a real quote.

Estimated monthly payment

$38,058/mo
  • Principal & interest $31,032/mo 82%
  • Taxes $5,206/mo 14%
  • Insurance $1,770/mo 5%
  • HOA $50/mo 0%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

56/100
Strongest on: Flood safety (95), Insurance cost (80)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area50
This home $1117/sq ft vs area median $1117/sq ft from recent nearby sales.
Affordability50
List price $5,950,000 vs area median $5,950,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2021 build. Obtain a property-specific quote.
Market liquidity50
Area median 63 days on market.
Renovation upside10
From a 2021 build and $1117/sq ft vs area $1117/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$5,950,000
List price
As listed in the MLS
5 / 5
Bed / bath
Per the listing
5,328
Living area
Sq ft (approx.)
$1117
Price / sq ft
List ÷ living area

The home

Year built2021
Per public record.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$62,475/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Listing agent: John Harms · 941-964-2000Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate: $5,237,424 – $6,665,328

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$5,237,424the mess$6,665,328

Actual list price: $5,950,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 350 days on market vs. a ~63-day neighborhood median
  • 2952 active listings competing in CAPE HAZE SUB
  • 762 under contract now
  • 21% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 631 new-construction homes competing

For reference, this home is listed at $5,950,000 ($1,117/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 5,328 sq ft × $983–$1,251/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 9, 2026.

Property timeline

This home’s history

  • 2021BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$27,271 – $39,667/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$11,575 – −$418At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$5,950,000
Bed / bath5 / 5
Living area5,328 sq ft
Year built2021
Property typeSingle Family Residence
MLS #D6142467
Listing status350 days on market
Days on market350

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyCharlotte
Estimated first-year tax~$62,475/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$1117
Estimated monthly payment$38,058
Estimated insurance~$21,241/yr
Messtimate rangeNot available on this page
Comparable-sales median$5,950,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$38,058
Principal & interest$31,032
Property tax$5,206
Insurance$1,770
CDD assessment$0
HOA$50
PMI$0

Down payment $1,190,000 · Loan $4,760,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$62,475/yr

The seller likely pays less due to the homestead cap. At a $5,950,000 purchase, expect your first full-year Charlotte bill near $62,475 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$21,241/yr

Estimate for a 2021 build in Charlotte. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in CAPE HAZE SUB

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the CAPE HAZE SUB neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Median sale price (set)
$5,950,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$1117

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$1117

List price divided by living area. Provided as data, not a value judgment.

Explore Charlotte County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Charlotte County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Charlotte County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

Keep looking

Similar homes for sale near CAPE HAZE SUB

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

Compelling New Price! Magnificent 5 bedroom, 5 bath waterfront estate with over 5,300 sq.ft. in the historic waterfront neighborhood of Cape Haze offers mesmerizing panoramic views in every direction and superb boating access. Built in 2021 the luxury home sits on maybe the most spectacular waterfront site in the area. The property is nearly a full acre and is surrounded by Pelican Bay and the Intracoastal Waterway with over 350 feet of seawall and excellent dockage opportunities. Permitting is in progress for twin 50' long docks for vessels with 14'10'' beams (attached site plan). And endless other dock design variations are possible as well. Less than a mile to the Gulf of Mexico and Charlotte Harbor, even bigger water is only minutes away. Drive down the long round-about driveway with stunning landscaping and towering mature trees, and gorgeous views of the bay and dockage before you park your car. Designed and built to highest coastal construction standards, the property is at home on the water. Heavy duty concrete piling and poured beam construction, impact storm windows and doors, metal roof and a 80KW Kohler generator with a 1,000 gallon propane tank. Entering the stunning home a grand 2 story great room with stunning beamed ceiling and a wall of 8 foot sliders and large transom windows that brings the serene activity of the Intracoastal into the home. The large chef's kitchen has a giant island, Wolf range, custom wood cabinetry with endless storage. Just off the kitchen is an enormous laundry / pantry room with a folding island, large windows and tremendous cabinet space. Incredible outdoor living areas with a massive lanai with wood paneled ceiling off the main living room, terraces off of bedrooms and a giant patio around the stunning heated pool and spa, all affording spectacular water views. Gorgeous primary suite with a generous bedroom, large walk-in closet, and a comfortable sitting space for looking out bay windows at the waterway. The spa-like primary bath offers a large soaking tub, pebble tile flooring, expansive roman shower and dual vanities. The guest baths all have their own unique designs with custom tile work and wood cabinetry vanities. In addition to 5 bedrooms there's a large office/den that also affords incredible water views. Incredible nature and wildlife with multiple bird nests on the property, and dolphin and manatees frequently swimming around the shore. Prime boating location being at the southern end of Cape Haze, you're in world-class fishing waters of Charlotte Harbor or off shore waters of the Gulf of America in no time. Just minutes to historic Boca Grande, lots of shopping and fine dining, numerous private golf clubs, the Coral Creek Jetport, and miles of tranquil sandy beaches.

Description provided by MICHAEL SAUNDERS & CO. - BOCA and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms5
  • Bathrooms5
  • Living area5,328 sq ft

Exterior & lot

  • TypeSingle Family Residence

Systems

  • Year built2021
  • Age5 yrs

Listing

  • MLS #D6142467
  • StatusActive
  • Days on market350
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
PLACIDA

Groceries, dining, and parks for this city — see the city guide.

County
Charlotte

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
CAPE HAZE SUB

Amenities and HOA/CDD detail on the neighborhood guide.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $5,950,000Momentum Realty · on market 350 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 565 GREEN DOLPHIN DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.