134 days on market (MLS) Single Family Residence ▼ Price cut: $2,100 (8/22)
$581,900
4-Bedroom Pool Home in CAPE CORAL

619 SW 26th Terrace, Cape Coral, FL 33914

Single Family Residence in CAPE CORAL · No CDD on record
CAPE CORAL · Cape Coral, FL 33914 · Lee County
Listing data updated October 3, 2026 · refreshed hourly
4Bedrooms
2Bathrooms
2,242Sq Ft
2003Year Built
$260Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Buyer advantage
134 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~12 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 619 Sw 26Th Terrace in Cape Coral is listed at $581,900 (2,242 sq ft, about $260 per sq ft). It has been 134 days on market. Listing facts: built in 2003, a private pool, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2003 · 23 yrs
  • 2,242 sq ft of living area
  • 2-car garage
  • 134 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

FULLY RENOVATED CANAL-FRONT POOL HOME WITH WIDE WATER VIEWS! MOVE-IN READY WITH MAJOR UPGRADES COMPLETED. Welcome to 619 SW 26th Ter, a beautifully updated 4 bedroom, 2 bath waterfront residence located in one of the most desirable areas of Southwest Cape Coral.

This home offers the perfect blend of modern upgrades, functional design, and effortless Florida lifestyle living—ideal as a primary residence, seasonal retreat, or investment opportunity. MAJOR SYSTEMS UPDATED FOR PEACE OF MIND, including a NEW ROOF, UPDATED A/C SYSTEM, WATER HEATER, GARAGE DOOR, and UPGRADED TILE FLOORING THROUGHOUT. This is a true turnkey property where the big-ticket items have already been taken care of.

The interior features a BRIGHT OPEN-CONCEPT FLOOR PLAN filled with natural light, designed for both everyday comfort and entertaining. The FULLY RENOVATED KITCHEN is equipped with BRAND-NEW APPLIANCES and flows seamlessly into the main living and dining areas. Step outside to your private outdoor retreat—SCREENED-IN HEATED POOL OVERLOOKING A WIDE CANAL, allowing for year-round enjoyment while creating a peaceful and private setting.

The property includes a CONCRETE SEAWALL, with plenty of room to add a future DOCK OR BOAT LIFT, making it ideal for embracing the waterfront lifestyle. Additional highlights include a FULLY FENCED YARD FOR PRIVACY, along with HURRICANE SHUTTERS WITH PRE-INSTALLED MOUNTING BOLTS for quick and efficient storm preparation. ALL CITY ASSESSMENTS PAID IN FULL, adding even more value and convenience for the next owner.

Located just minutes from Del Prado Boulevard and Veterans Parkway, the home offers easy access to shopping, dining, schools, and everyday essentials while still being tucked away in a quiet residential setting. A RARE OPPORTUNITY TO OWN A FULLY UPDATED WATERFRONT POOL HOME—PRICED AND POSITIONED TO SELL.

All 6 photos

619 SW 26th Terrace, Cape Coral FL - photo 6 of 6

Description provided by THE AGENCY SARASOTA and reproduced from the MLS; not independently verified.

Listing courtesy of THE AGENCY SARASOTA · Listing agent: Irene Kosse · 941-500-5150Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$581,900
Bed / bath4 / 2
Living area2,242 sq ft
Year built2003
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #A4684343
Listing status134 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~12 ft
CountyLee
Area listings688 active · 149 under contract
Estimated first-year tax~$8,500/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$260
Estimated monthly payment$4,140
Insurance (illustrative)$2k–$4k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,140/mo
  • Principal & interest $3,185/mo 77%
  • Taxes $708/mo 17%
  • Insurance $246/mo 6%

$4,140/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$8,500/yr
≈ $708/mo·effective rate ~1.46%
Estimate: asking price less the $50,000 homestead exemption × Lee County rate (15.97 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $7,675/yr ($640/mo) — taxable value $480,870 × 15.97 mills
$825 more each year
(+11%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$480,870
Market value
$480,870
Assessed
$480,870
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Lee County Property Appraiser 2025 Taxing District Millage Book; Lee County Schools 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~12 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Lee County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Lee County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailVery Low
Cold waveRelatively Moderate

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2003BuiltPer public record
  • About May 2026Listed (per MLS)MLS reports 134 cumulative days on market as of October 3, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $584,000
  • Aug 22, 2026Price cut$581,900 (-$2,100, -0.4%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $581,900Momentum Realty · on market 134 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Lee County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for CAPE CORAL. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Lee County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 2,242 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 3, 2026.

Seen enough photos?

Want to see 619 SW 26TH TERRACE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by THE AGENCY SARASOTA · MLS # A4684343

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or call (904) 351-6461
Keep looking

Similar homes for sale near CAPE CORAL

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in CAPE CORAL

  • 317 NE 9th Terrace · $386,999 · 3 bd / 2.0 ba · listed October 3, 2026 (courtesy of RE/MAX TREND)
  • 227 NE 15th Street · $420,000 · 3 bd / 2.0 ba · listed October 3, 2026 (courtesy of PES HOMES REALTY P.A)
  • 1431 NW 17th Avenue · $430,000 · 4 bd / 2.0 ba · listed October 3, 2026 (courtesy of PES HOMES REALTY P.A)
  • 3703 4th Street · $269,999 · 3 bd / 2.0 ba · listed October 3, 2026 (courtesy of EXIT BAYSHORE REALTY)
  • 2060 Matecumbe Key Road #2308 · $274,999 · 2 bd / 2.0 ba · listed October 3, 2026 (courtesy of HOMEXPRESS REALTY, INC.)
  • 17161 Waters Edge Circle · $350,000 · 3 bd / 2.0 ba · listed October 3, 2026 (courtesy of STEVE'S PROPERTY GROUP LLC)

Recently off market in CAPE CORAL

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

Go deeper

More on Lee County

Explore Lee County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Pelican ElementaryAssigned elementary school · Lee County School District · Grade C (Florida DOE 2025-26)
GRADEA
Gulf Middle SchoolAssigned middle school · Lee County School District · Grade A (Florida DOE 2025-26)
GRADEB
Cape Coral High SchoolAssigned high school · Lee County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 619 Sw 26Th Terrace, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Lee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,242 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $8,500/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $825 more per year than the current owner’s estimated bill (+11%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Lee County — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 619 Sw 26Th Terrace and when was it built?

Per the listing record, 619 Sw 26Th Terrace was built in 2003 and has 2,242 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 619 Sw 26Th Terrace in?

619 Sw 26Th Terrace is in Cape Coral, Lee County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 619 Sw 26Th Terrace have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 619 Sw 26Th Terrace differ from the current owner's?

The estimate on this page (about $8,500 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $825 more per year than the current owner’s estimated bill (+11%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 619 Sw 26Th Terrace in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 619 SW 26TH TERRACE in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.