384 days on market (MLS) Single Family Residence
$895,000
5-Bedroom Home in WASHINGTON TERRACE

6244 29th Street, St Petersburg, FL 33702

Single Family Residence in WASHINGTON TERRACE, ST PETERSBURG · No CDD on record · Built 2025
WASHINGTON TERRACE · St Petersburg, FL 33702 · Pinellas County
Listing data updated October 3, 2026 · refreshed hourly
5Bedrooms
3Bathrooms
2,857Sq Ft
2025Year Built
$313Per Sq Ft
2-car garageNew constructionNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
7% above
$/sq ft vs community
$313 here vs $293 median sold (12 mo)
Buyer leverage
Buyer advantage
384 days on market
5.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~21 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $895k tops 10 of the last 12 closed sales; also one of the largest homes here at 2,857 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 6244 29Th Street in Washington Terrace, St Petersburg is listed at $895,000 (2,857 sq ft, about $313 per sq ft). That is 248% above Washington Terrace's median closed sale of $257,000 over the last 12 months (8 recorded sales). It has been 384 days on market, longer than the community's typical 83 days to contract. Listing facts: new construction, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2025
  • 2,857 sq ft of living area
  • 2-car garage
  • Listed at $895,000 — recent neighborhood median sale price ~$257,000 (nearby sales; deemed reliable, not an appraisal)
  • 384 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Newly constructed and just completed, discover an extraordinary opportunity to own a brand-new, fully completed luxury residence in one of St. Petersburg’s most coveted non–flood zone neighborhoods with impact-rated windows and doors, and an plug in for an external generator up to 50 amps. This impeccable 2,857 sq ft home showcases masterful craftsmanship, elevated design selections, and a floor plan tailored for modern living at its finest.

Step inside to high ceilings, expansive living spaces, highly upgraded gourmet kitchen package and a curated blend of sophisticated finishes. The home features 5 spacious bedrooms, 3 full designer-appointed bathrooms, a versatile bonus room, and a 2-car garage, offering both elegance and everyday functionality. Every detail has been thoughtfully executed, from the designer flooring and gourmet kitchen upgrades with custom cabinetry to the premium appliance package, impact-rated windows and doors, and generator hookup for added peace of mind.

The chef-inspired kitchen flows effortlessly into the dining, living, and family spaces, creating a seamless environment ideal for both intimate gatherings and large-scale entertaining. The first floor includes a beautifully appointed bedroom and full bathroom, perfect for guests or multigenerational living. Upstairs, the remaining bedrooms offer comfort and privacy, while the luxurious primary suite serves as a serene retreat with its spa-style bathroom and expansive walk-in closet.

Situated in a prime St. Petersburg location, this property provides unmatched convenience. Enjoy quick access to award-winning Gulf beaches, vibrant Downtown St.

Pete, top dining and shopping, parks, and an easy commute across the bridge to Tampa. And with no flood insurance required, you can enjoy luxury living with added peace of mind. This fully completed new construction home delivers unparalleled quality, modern amenities, and timeless elegance, an exceptional find in one of St.

Pete’s most desirable neighborhoods. Step into the lifestyle you’ve been waiting for.

All 43 photos

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Description provided by SMITH & ASSOCIATES REAL ESTATE and reproduced from the MLS; not independently verified.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Listing agent: Ashley Nadeau · 813-839-3800Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$895,000
Bed / bath5 / 3
Living area2,857 sq ft
Year built2025
Property typeSingle Family Residence
Garage2-car
MLS #TB8405792
Listing status384 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~21 ft
CountyPinellas
Area listings5 active · 3 under contract
Estimated first-year tax~$9,398/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$313
Estimated monthly payment$5,923
Insurance (illustrative)$2k–$4k/yr
Messtimate range$825,673 – $1,257,080
Comparable-sales median$257,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,923/mo
  • Principal & interest $4,899/mo 83%
  • Taxes $783/mo 13%
  • Insurance $241/mo 4%

$5,923/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$9,398/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~21 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Washington Terrace

Pricing & the Washington Terrace market

How this home is priced against recent nearby sales, and where Washington Terrace has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales6216 29TH STREET6216 29TH STREET: $289/sq ft$2896216 29TH STREET6216 29TH STREET: $289/sq ft$2898648 14TH WAY #FL8648 14TH WAY #FL: $308/sq ft$308This homeThis home: $313/sq ft$3135550 64TH AVENUE5550 64TH AVENUE: $328/sq ft$328441 47TH AVENUE441 47TH AVENUE: $440/sq ft$4401521 21ST AVENUE1521 21ST AVENUE: $561/sq ft$561Community median $293

Price vs. size in Washington Terrace

Each dot is a closed sale since 2005 (84 total). This home is the gold marker.

$0$474k$947k3921,7883,184This home: $895,000, 2,857 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2016–2026. This home lists at $313/sq ft.

$26$178$3312016: $5520162017: $9620172021: $23120212022: $24820222023: $28720232024: $29020242025: $30220252026: $2932026

Median sale price by year

12-month median closed price, 2016–2026.

$11k$193k$375k2016: $46k20162017: $99k20172021: $340k20212022: $285k20222023: $320k20232024: $304k20242025: $325k20252026: $257k2026

Market Heat by year (0–100)

Momentum Market Heat, 2017–2026. Now 19 (cold).

1246812017: 7420172022: 6520222023: 5420232024: 7020242025: 4520252026: 192026
Property timeline

This home’s history

  • 2025BuiltPer public record
  • About Sep 2025Listed (per MLS)MLS reports 384 cumulative days on market as of October 3, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $895,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $895,000Momentum Realty · on market 384 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $257,000 ($293/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$825,673the mess$1,257,080

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $895,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 52% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 384 days on market vs. a 84-day community median
  • 5 active listings competing, 1 under contract
  • ≈5.5 months of supply
  • 13 closed here in the last 12 months

For reference, this home is listed at $895,000 ($313/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,857 sq ft × $289–$440/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

55/100
Strongest on: Flood safety (95), Market timing (81)
0 limited50100 exceptional

55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area33
This home $313/sq ft vs the community 12-month median $293/sq ft.
Affordability0
List price $895,000 vs the community median $257,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~21 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Market liquidity34
Community median 84 days on market, ~5.5 months of supply (12-month record).
Pricing power64
Recent sales closed at about 95.2% of original asking (~4.8% below). More room below asking generally favors buyers.
Market timing81
Momentum Market Heat is 19/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 5.5 months of supply in the surrounding market and 384 days on market for this home, against a 84-day area median.Days on market:this home 384Area median:  84 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. As of September 20, 2026.

🟡 Asking $313 per square foot, about 7% above the community’s $293 median. Washington Terrace’s 12-month median sold price per square foot is $293. Median sold price per square foot is down 20.9% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

47% of homes in Washington Terrace are owner-occupied. An estimated 53% are non-owner-occupied, including 19% held in a company or trust and 9% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 272 homes matched. Community-level context.

Recent Washington Terrace sales closed near 95.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 5 active listings in Washington Terrace, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in WASHINGTON TERRACE

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  • 6417 28th Street · $349,900 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of BENOOT REALTY)
  • Lot 13 62nd Avenue · $729,000 · 4 bd / 2.5 ba · listed September 16, 2026 (courtesy of D.R. HORTON REALTY OF SARASOTA)

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Go deeper

More on WASHINGTON TERRACE

Go deeper on WASHINGTON TERRACE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Pinellas County Public Schools (verify by address)Public · Pinellas County School District
Confirm zoned elementary, middle, and highBy address · Pinellas County School District
Magnet and choice options may applyChoice · Pinellas County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 6244 29Th Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,857 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $9,398/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 6244 29Th Street and when was it built?

Per the listing record, 6244 29Th Street was built in 2025 and has 2,857 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 6244 29Th Street in?

6244 29Th Street is in Washington Terrace in St Petersburg, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 6244 29Th Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 6244 29Th Street differ from the current owner's?

The estimate on this page (about $9,398 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 6244 29Th Street in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.