3 bedroom Single Family Residence at 6539 Cherry Grove Circle, Lake Gloria Preserve Ph 02B, Orlando — photo 1
39 days on market (MLS) Single Family Residence ▼ Price cut: $100 (9/3)
$429,890
3-Bedroom Pool Home in LAKE GLORIA PRESERVE PH 02B

6539 Cherry Grove Circle, Orlando, FL 32809

Single Family Residence in LAKE GLORIA PRESERVE PH 02B, ORLANDO · No CDD on record
LAKE GLORIA PRESERVE PH 02B · Orlando, FL 32809 · Orange County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,736Sq Ft
2000Year Built
$248Per Sq Ft
Private pool2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
6% above
$/sq ft vs community
$248 here vs $235 median sold (12 mo)
Buyer leverage
Balanced market
39 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~98 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 12
Price vs recent sales
Asking $430k tops 7 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 6539 Cherry Grove Circle in Lake Gloria Preserve Ph 02B, Orlando is listed at $429,890 (1,736 sq ft, about $248 per sq ft). It has been 39 days on market. Listing facts: built in 2000, a private pool, HOA dues of $98/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2000 · 26 yrs
  • 1,736 sq ft of living area
  • 2-car garage
  • Listed at $429,890 — recent neighborhood median sale price ~$410,000 (nearby sales; deemed reliable, not an appraisal)
  • 39 days on market
  • HOA $98/mo (per listing)
Listing description

About this home

Welcome to this beautifully maintained pool home located in the desirable Lake Gloria Preserve community. Offering 3 bedrooms, 2 bathrooms, and approximately 1,736 square feet of thoughtfully designed living space, this home combines comfort, functionality, and the Florida lifestyle buyers are looking for. The spacious open floor plan is perfect for both everyday living and entertaining, with abundant natural light and seamless flow between the main living areas.

The primary suite provides a private retreat with an en-suite bathroom and generous closet space, while the additional bedrooms with flexibility for family, guests, or a home office. Step outside to your own private backyard oasis featuring a sparkling screened pool—ideal for relaxing, entertaining, or enjoying Florida's year-round sunshine. The outdoor living space creates the perfect setting for weekend gatherings and peaceful evenings at home.

Conveniently located just minutes from Orlando International Airport, Downtown Orlando, major highways, shopping, dining, and world-famous attractions, this home offers exceptional convenience while maintaining the charm of an established neighborhood. Whether you're searching for your primary residence, a second home, or an investment opportunity, this property is ready to welcome its next owner. Schedule your private showing today!

Description provided by NOVA REAL ESTATE SERVICES INC and reproduced from the MLS; not independently verified.

Listing courtesy of NOVA REAL ESTATE SERVICES INC · Listing agent: Claudio Maciel · 407-592-1744Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$429,890
Bed / bath3 / 2
Living area1,736 sq ft
Year built2000
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #O6428220
Listing status39 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~98 ft
CountyOrange
Estimated first-year tax~$6,325/yr
CDD assessmentNone on record
HOA$98/mo

Calculated estimates

Price per sq ft$248
Estimated monthly payment$3,169
Insurance (illustrative)$2k–$4k/yr
Messtimate range$361,088 – $454,832
Comparable-sales median$410,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,169/mo
  • Principal & interest $2,353/mo 74%
  • Taxes $527/mo 17%
  • Insurance $191/mo 6%
  • HOA $98/mo 3%

$3,169/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$6,325/yr
≈ $527/mo·effective rate ~1.47%
Estimate: asking price less the $50,000 homestead exemption × Orange County rate (16.67 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $6,075/yr ($506/mo) — taxable value $363,790 × 16.67 mills
$250 more each year
(+4%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$363,790
Market value
$363,790
Assessed
$363,790
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Orange County Property Appraiser 2025 final millage rates; OCPS 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$98/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~98 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Orange County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Lake Gloria Preserve

Pricing & the Lake Gloria Preserve market

How this home is priced against recent nearby sales, and where Lake Gloria Preserve has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3925 DE KALB DRIVE3925 DE KALB DRIVE: $151/sq ft$15110 KEPNER STREET10 KEPNER STREET: $208/sq ft$208849 FORESTER AVENUE849 FORESTER AVENUE: $212/sq ft$212This homeThis home: $248/sq ft$2485020 SAINT MARIE AVENUE5020 SAINT MARIE AVENUE: $258/sq ft$2582903 FIELDCREST COURT2903 FIELDCREST COURT: $262/sq ft$2623925 DE KALB DRIVE3925 DE KALB DRIVE: $264/sq ft$264Community median $235
Property timeline

This home’s history

  • 2000BuiltPer public record
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $429,990
  • Sep 3, 2026Price cut$429,890 (-$100, -0.0%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $429,890Momentum Realty · on market 39 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $410,000 ($235/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$361,088the mess$454,832

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $429,890 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 26% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 2000 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $98/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 4 active listings competing, 1 under contract
  • 8 closed here in the last 12 months

For reference, this home is listed at $429,890 ($248/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,736 sq ft × $208–$262/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

60/100
Strongest on: Flood safety (95), Insurance cost (69)
0 limited50100 exceptional

60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area36
This home $248/sq ft vs the community 12-month median $235/sq ft.
Affordability42
List price $429,890 vs the community median $410,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~98 ft elevation. Verify the parcel with FEMA.
Insurance cost69
From FEMA Zone X and a 2000 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 6.0 months of supply in the surrounding market and 39 days on market for this home, against a 34-day area median.Days on market:this home 39Area median:  34 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. As of July 13, 2026.

🟡 Asking $248 per square foot, about 6% above the community’s $235 median. Lake Gloria Preserve’s 12-month median sold price per square foot is $235. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

72% of homes in Lake Gloria Preserve are owner-occupied. An estimated 28% are non-owner-occupied, including 6% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 224 homes matched. Community-level context.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by NOVA REAL ESTATE SERVICES INC · MLS # O6428220

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Go deeper

More on LAKE GLORIA PRESERVE PH 02B

Go deeper on LAKE GLORIA PRESERVE PH 02B

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Orange County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Winegard ElemAssigned elementary school · Orange County School District · Grade C (Florida DOE 2025-26)
GRADEC
Judson B Walker MiddleAssigned middle school · Orange County School District · Grade C (Florida DOE 2025-26)
GRADEC
Oak Ridge HighAssigned high school · Orange County School District · Grade C (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 6539 Cherry Grove Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2000 (26 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $98/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Orange County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 1,736 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,325/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $250 more per year than the current owner’s estimated bill (+4%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of July 13, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 6539 Cherry Grove Circle and when was it built?

Per the listing record, 6539 Cherry Grove Circle was built in 2000 and has 1,736 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 6539 Cherry Grove Circle in?

6539 Cherry Grove Circle is in Lake Gloria Preserve Ph 02B in Orlando, Orange County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 6539 Cherry Grove Circle have an HOA, and how much are the dues?

The listing reports HOA dues of $98 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 6539 Cherry Grove Circle differ from the current owner's?

The estimate on this page (about $6,325 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $250 more per year than the current owner’s estimated bill (+4%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 6539 Cherry Grove Circle in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.