9 days on market (MLS) Condominium
$100,000
1-Bedroom Condo in JAMESTOWN CONDO

8522 10th Street #D, St Petersburg, FL 33702

Condominium in JAMESTOWN CONDO, ST PETERSBURG · No CDD on record
JAMESTOWN CONDO · St Petersburg, FL 33702 · Pinellas County
Listing data updated October 3, 2026 · refreshed hourly
1Bedrooms
1Bathrooms
680Sq Ft
1968Year Built
$147Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
30% above
$/sq ft vs community
$147 here vs $113 median sold (12 mo)
Buyer leverage
Buyer advantage
9 days on market
14.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~5 ft elevation
$500–$1k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $100k is at or below all 12 recent closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 8522 10Th Street #D in Jamestown Condo, St Petersburg is listed at $100,000 (680 sq ft, about $147 per sq ft). That is 18% above Jamestown Condo's median closed sale of $85,000 over the last 12 months (9 recorded sales). Per square foot it is above the community's recent $113/sq ft by about 30%. It has been 9 days on market, well inside the community's typical 61 days. Listing facts: built in 1968, HOA dues of $598/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1968 · 58 yrs
  • 680 sq ft of living area
  • Listed at $100,000 — recent neighborhood median sale price ~$85,000 (nearby sales; deemed reliable, not an appraisal)
  • 9 days on market
  • HOA $598/mo (per listing)
Listing description

About this home

Welcome to 8522 10th Street N, Apartment D, located on the second floor in the desirable Jamestown Condominium community! This inviting condo offers a comfortable, low-maintenance lifestyle with the added privacy and elevated views that come with second-floor living. Inside, you'll find a bright and functional layout filled with natural light, creating a warm and welcoming atmosphere that's perfect for everyday living, a seasonal retreat, or an investment opportunity.

The Jamestown community features beautifully maintained grounds and a peaceful setting while keeping you close to everything St. Petersburg has. Enjoy convenient access to shopping, dining, parks, medical facilities, and major roadways, making commuting throughout Pinellas County effortless.

You're also just minutes from vibrant downtown St. Petersburg, award-winning Gulf beaches, Tampa International Airport, and countless entertainment and recreational options. Whether you're a first-time homebuyer, looking to downsize, or seeking an investment property, this second-floor condo offers the perfect blend of comfort, convenience, and location.

Don't miss your opportunity to enjoy the Florida lifestyle in the heart of St. Petersburg!

All 6 photos

8522 10th Street #D, St Petersburg FL - photo 6 of 6

Description provided by FLORIDA'S 1ST CHOICE RLTY LLC and reproduced from the MLS; not independently verified.

Listing courtesy of FLORIDA'S 1ST CHOICE RLTY LLC · Listing agent: Felix Scott, Jr · 813-566-2434Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$100,000
Bed / bath1 / 1
Living area680 sq ft
Year built1968
Property typeCondominium
MLS #TB8527953
Listing status9 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~5 ft
CountyPinellas
Area listings11 active · 0 under contract
Estimated first-year tax~$1,050/yr
CDD assessmentNone on record
HOA$598/mo

Calculated estimates

Price per sq ft$147
Estimated monthly payment$1,287
Insurance (illustrative)$500–$1k/yr
Messtimate range$76,840 – $85,000
Comparable-sales median$85,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,287/mo
  • Principal & interest $547/mo 43%
  • Taxes $88/mo 7%
  • Insurance $54/mo 4%
  • HOA $598/mo 46%

$1,287/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$1,050/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$500–$1k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$598/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~5 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Jamestown Condo

Pricing & the Jamestown Condo market

How this home is priced against recent nearby sales, and where Jamestown Condo has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1323 83RD AVENUE #D1323 83RD AVENUE #D: $113/sq ft$1131323 83RD AVENUE #D1323 83RD AVENUE #D: $113/sq ft$1138520 9TH WAY #B8520 9TH WAY #B: $115/sq ft$1158520 9TH WAY #B8520 9TH WAY #B: $115/sq ft$1158370 13TH STREET #A8370 13TH STREET #A: $125/sq ft$1258370 13TH STREET #A8370 13TH STREET #A: $125/sq ft$125This homeThis home: $147/sq ft$147Community median $113

Price vs. size in Jamestown Condo

Each dot is a closed sale since 2004 (119 total). This home is the gold marker.

$0$108k$217k3027951,288This home: $100,000, 680 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2014–2026. This home lists at $147/sq ft.

$26$113$2012014: $4320142015: $4720152016: $5920162017: $7420172021: $13220212022: $16220222023: $18420232024: $17720242025: $10920252026: $1132026

Median sale price by year

12-month median closed price, 2014–2026.

$18k$96k$174k2014: $33k20142015: $42k20152016: $54k20162017: $65k20172021: $120k20212022: $140k20222023: $137k20232024: $159k20242025: $100k20252026: $85k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 17 (cold).

546872015: 5920152016: 7820162017: 5920172022: 7920222023: 5320232024: 3920242025: 1320252026: 172026
Property timeline

This home’s history

  • 1968BuiltPer public record
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $100,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $100,000Momentum Realty · on market 9 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in JAMESTOWN CONDO in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $85,000 ($113/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$76,840the mess$85,000

Stronger local evidence — 6 comparable closed sales in JAMESTOWN CONDO, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $100,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 11% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1968 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $598/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 9 days on market vs. a 61-day community median
  • 11 active listings competing
  • ≈14.7 months of supply
  • 9 closed here in the last 12 months

For reference, this home is listed at $100,000 ($147/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 680 sq ft × $113–$125/sq ft (interquartile band of 6 comparable closed sales in JAMESTOWN CONDO, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

42/100
Strongest on: Pricing power (100), Market timing (83)
0 limited50100 exceptional

42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $147/sq ft vs the community 12-month median $113/sq ft.
Affordability21
List price $100,000 vs the community median $85,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~5 ft elevation. Verify the parcel with FEMA.
Insurance cost15
From FEMA Zone AE and a 1968 build. Obtain a property-specific quote.
Market liquidity31
Community median 61 days on market, ~14.7 months of supply (12-month record).
Pricing power100
Recent sales closed at about 77.2% of original asking (~22.8% below). More room below asking generally favors buyers.
Market timing83
Momentum Market Heat is 17/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 14.7 months of supply in the surrounding market and 9 days on market for this home, against a 61-day area median.Days on market:this home 9Area median:  61 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of September 20, 2026.

🟡 Asking $147 per square foot, about 30% above the community’s $113 median. Jamestown Condo’s 12-month median sold price per square foot is $113. Median sold price per square foot is down 15.0% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Jamestown Condo sales closed near 77.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 11 active listings in Jamestown Condo, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by FLORIDA'S 1ST CHOICE RLTY LLC · MLS # TB8527953

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in JAMESTOWN CONDO

  • 8542 10th Street #C · $90,000 · 1 bd / 1.0 ba · listed September 10, 2026 (courtesy of HAPPY HOUSE REALTY, LLC)
  • 1124 85th Terrace #D · $128,000 · 2 bd / 2.0 ba · listed September 10, 2026 (courtesy of SIGNATURE REALTY ASSOCIATES)

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Go deeper

More on JAMESTOWN CONDO

Go deeper on JAMESTOWN CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Sawgrass Lake Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEC
Meadowlawn Middle-PNAssigned middle school · Pinellas County School District · Grade C (Florida DOE 2025-26)
GRADEA
Northeast High-PNAssigned high school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 8522 10Th Street #D, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1968 (58 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 680 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $1,050/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales in JAMESTOWN CONDO, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 8522 10Th Street #D and when was it built?

Per the listing record, 8522 10Th Street #D was built in 1968 and has 680 sq ft of living area, 1 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 8522 10Th Street #D in?

8522 10Th Street #D is in Jamestown Condo in St Petersburg, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 8522 10Th Street #D have an HOA, and how much are the dues?

The listing reports HOA dues of $598 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 8522 10Th Street #D differ from the current owner's?

The estimate on this page (about $1,050 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 8522 10Th Street #D in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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See 8522 10TH STREET #D in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.